Americo Paez is a financial advisor at Citigroup Global Markets with 12 years of industry experience. He holds the Series 66 designation and has been with CITI Private Bank since 2011. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary portfolios and supports a range of investment products including separately managed accounts, mutual funds, ETFs, and alternative funds.

Johnathan Kilwien is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup since 2007. Outside of his financial advisory work, he is involved in a gunsmithing business specializing in firearm repair and customization. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, execution and custody services, and derivatives and futures capabilities. The firm employs multi-asset, multi-manager strategies and maintains large-scale institutional operations with distinct market roles and management oversight.

Andrew Cecil is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds a Series 66 designation and previously worked at Merrill for ten years before joining Citigroup in 2022. Outside of his advisory role, Andrew hosts trivia and bingo events through his part-time entertainment company, Fast Jax Trivia. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles and provides a broad set of advisory and execution services.

Adolfo Anzola is a financial advisor at Citigroup Global Markets with two years of industry experience. He holds the Series 66 designation and previously worked at Alex. Brown, a subdivision of Raymond James, and Quirch Foods, LLC. He has also been involved in educational roles at the University of Florida, Kumon Math and Reading Centers, and Christopher Columbus High School. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and provides both discretionary and non-discretionary programs supported by in-house research and unique market roles.

Michelle Murray is a financial advisor at Citigroup Global Markets with 24 years of industry experience. She has been with Citigroup since 2010 and holds a Series 66 designation. Based in West Palm Beach, FL, her professional background is centered at Citigroup. Citigroup Global Markets serves individual and institutional clients across various wealth segments including private banking and workplace wealth management. The firm offers a range of investment advisory programs and brokerage services, implementing multi-asset, multi-manager strategies with a focus on internal standards and oversight to select and monitor managers.

James Nolan Jr. is a Series 66 licensed financial advisor with eight years of industry experience, currently with Citigroup Global Markets. He has worked at Citi Private Bank since 2017 and was previously with Citibank NA from 2015 to 2017. Outside of his advisory role, he officiates high school basketball in New York. Citigroup Global Markets serves individual and institutional clients through multiple business lines, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains large-scale institutional capabilities including in-house research, swap dealing, and futures commission merchant services.

Cecilia Torozanetti is a financial advisor at Citigroup Global Markets with a Series 66 credential and one year of industry experience. Prior to joining Citigroup, she held roles at GainzVille Hub and Mi Apa Latin Cafe and has academic experience affiliated with the University of Florida. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside execution and custody services. The firm operates at a large institutional scale with unique market roles, including swap dealer and futures commission merchant activities, and provides bespoke solutions for high-net-worth clients.

Geri Cuicci is a financial advisor at Citigroup Global Markets with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at JPMorgan Chase Bank and Scottrade. Citigroup Global Markets serves individual and institutional clients across high-net-worth and ultra-high-net-worth segments, offering a variety of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains unique market roles including in-house research and derivatives dealings.

Anthony Ripamonti is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and eight years of industry experience. His prior roles include positions at J.P. Morgan Chase Bank, J.P. Morgan Securities, Northwestern Mutual Investment Management, Geometry Global LLC, and Montibean LLC. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains distinctive market roles such as operating as a swap dealer and futures commission merchant.

Tsz Kwan Lau is a financial advisor with Citigroup Global Markets, holding Series 65 and Series 63 credentials and 11 years of industry experience. Prior to joining Citigroup in 2025, he worked at Cetera and Cathay Bank for eight years, and at Bank of America and Merrill for two years. Outside of his advisory role, he is the sole member of KDK1 LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary approaches and supports large institutional scale alongside specialized market roles.

Leodan Rodriguez is a Series 66-licensed financial advisor at Citigroup Global Markets with two years of industry experience. He previously worked at Wells Fargo Bank N.A. from 2016 to 2022 before joining Citi Bank in 2022. Outside of his advisory role, he maintains a rental property in Miami, FL. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with significant institutional scale and specialized market roles.

Carlos Aspirichaga is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His prior roles include positions at UBS Financial Services and J.P. Morgan Securities. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, supported by in-house research and a broad suite of advisory and execution services.

Lawrence Quinn is a financial advisor at Citigroup Global Markets with 22 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Citigroup since 2019. Prior to that, he spent a combined 13 years at J.P. Morgan Chase Bank and J.P. Morgan Securities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

Julissa Lopez is a financial advisor at Citigroup Global Markets with a Series 66 designation and one year of industry experience. She has been with Citibank since 2012. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and operates with large institutional scale, providing bespoke discretionary solutions and maintaining roles such as a security-based swap dealer and futures commission merchant.

Katherine Hearden is a financial advisor at Citigroup Global Markets with a Series 66 designation and three years of industry experience. Her work history includes roles at Citigroup Inc., Citibank, and Bonhams Skinner, as well as prior positions outside finance such as at O'Donoghue's Irish Pub and Grill and Twigs Boutique. She is based in New York, NY. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains significant in-house research, execution, and clearing capabilities.

Claudia Morin Vazquez is a financial advisor at Citigroup Global Markets with one year of industry experience. She holds Series 63 and Series 66 credentials and has prior experience at Anchor Consultants and Wells Fargo Bank N.A. Citigroup Global Markets serves a broad range of individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm is notable for its large institutional scale, in-house research capabilities, and a range of specialized market roles.

Kyle Minerva is a financial advisor with Citigroup Global Markets in New York, NY, holding Series 65 and Series 63 credentials and 11 years of industry experience. His prior experience includes five years at JPMorgan Securities LLC and JPMorgan Chase Bank. Outside of his advisory role, he is a member of Quiver Properties LLC, involved in purchasing land and coordinating property construction. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research, swap dealer and futures commission merchant activities, and commercial arrangements that impact its advisory approach.

Tony Shen is a financial advisor at Citigroup Global Markets with 23 years of industry experience. He holds Series 63 and Series 66 designations and has been with Citigroup since 2007. Outside of his advisory role, he translates master’s degree materials into Chinese for students at Columbia International University. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs and broker-dealer services. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services, and facilitates bespoke solutions for high-net-worth clients.

Kimberly Breedlove is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She has been with Citibank since 2014. Outside of her advisory role, she is involved in sales for ColorStreet, a fingernail overlay company. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs, integrating internal standards and oversight committees to select and monitor investment managers.

Andres Martinez is a CFA® charterholder and holds a Series 63 license, currently affiliated with Citigroup Global Markets. He has 14 years of industry experience, including 11 years at JPMorgan Chase Bank NA and JPMorgan Securities LLC before joining Citigroup in 2023. Based in Miami, FL, his career spans roles at major financial institutions. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including in-house research, derivatives services, and bespoke solutions for high-net-worth clients.