Sandra Healey is a financial advisor at Citigroup Global Markets with 16 years of industry experience. She holds the Series 66 designation and has worked at several firms, including Morgan Stanley, Raymond James & Associates, and SVB-affiliated entities before joining Citi Private Bank in 2025. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Stephen Zepeda is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has worked at Citigroup since 2018, with prior experience at Frost Brokerage Services and USAA Investment Management Company. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including acting as a swap dealer and futures commission merchant.

Brian Rosevear is a financial advisor at Citigroup Global Markets with eight years of prior experience at Morgan Stanley. He holds a Series 66 designation and is based in New York, NY. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research, derivatives services, and bespoke solutions for very large relationships.

Xiomara Avecillas is a financial advisor at Citigroup Global Markets with three years of industry experience. She holds a Series 66 designation and has worked at Citigroup since 2018, including roles at Citibank and Francesca's prior to her current position. Citigroup Global Markets serves individual and institutional clients across high-net-worth and ultra-high-net-worth segments, offering a range of investment advisory programs, execution and custody services, and derivatives and futures services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines institutional scale with specialized market roles.

Louis Cafiero is a financial advisor at Citigroup Global Markets with two years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several notable firms including J.P. Morgan Securities LLC, JPMorgan Chase Bank, and Citi Bank. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies within both discretionary and non-discretionary programs and operates with a scale and market role that includes in-house research, swap dealer activities, and specialized lending solutions.

Allan Leyva is a financial advisor at Citigroup Global Markets with two years of industry experience. He holds a Series 66 designation and previously worked at Florida International University, Lowe’s Company Inc., Miami Dade College, and Southwest Miami Senior High School. Citigroup Global Markets serves individual and institutional clients, including high-net-worth and ultra-high-net-worth segments, offering investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with in-house research and operates in specialized market roles, such as a swap dealer and futures commission merchant.

Isaiah Williams is a financial advisor at Citigroup Global Markets with 10 years of industry experience and a Series 66 designation. His prior roles include positions at USAA Life Insurance Company, USAA Investment Services Company, and J.P. Morgan Securities LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies implemented through discretionary and non-discretionary programs and is notable for its large institutional scale and involvement in market roles such as swap dealer and futures commission merchant.

Donna Donaldson is a financial advisor at Citigroup Global Markets with 17 years of industry experience. She holds Series 63 and Series 66 designations and has been with Citigroup since 2010. Outside of her advisory role, she is a self-published author focused on Christian-themed works. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles and arrangements.

Christine Murray is a financial advisor at Citigroup Global Markets with 27 years of industry experience. She holds Series 63, Series 65, and Series 66 designations. Prior to joining Citigroup Global Markets in 2017, she worked at Merrill for one year. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including in-house research and derivatives services.

Wyan Yarbrough is a CFA® charterholder and registered with Series 63 and Series 66 licenses. He is currently with Citigroup Global Markets, where he has worked since 2026. His prior experience includes roles at the Georgia Retirement System, Next Round Capital Partners, BlackRock, and Artisan Partners. He also spent time affiliated with the University of Chicago Booth School of Business. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm’s scale and market activities include in-house research, derivatives services, and bespoke solutions for large clients.

Anna Arribas is a financial advisor at Citigroup Global Markets with nine years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at Merrill, The Prudential Insurance Company of America, and Pruco Securities, LLC. Before entering financial services, she spent ten years in home management. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm’s approach includes multi-asset, multi-manager strategies implemented through discretionary and non-discretionary programs, supported by internal oversight and research capabilities.

Danny Sarfati is a financial advisor with Citigroup Global Markets, holding Series 63, Series 65, and Series 66 designations and bringing 30 years of industry experience. He previously worked at JPMorgan Securities LLC for seven years before joining Citigroup in 2023. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates at a large institutional scale with unique market roles, including in-house research, swap dealer activities, and bespoke solutions for high-net-worth relationships.

Andrew Barnes is a financial advisor with Citigroup Global Markets in New York, holding Series 63 and Series 66 credentials and eight years of industry experience. He previously worked at Liquidnet Europe and has been with Citigroup since 2017. Barnes is co-founder of Sameday, LLC, a consumer services company, where he contributes to market research and business development outside of securities trading hours. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides bespoke solutions for large relationships, combining institutional scale with unique market roles.

Igor Balyasniy is a financial advisor with Citigroup Global Markets in New York, NY, holding Series 63 and Series 65 designations and 20 years of industry experience. He has been with Citigroup Global Markets since 2016. Citigroup Global Markets serves individual and institutional clients across various private banking and wealth management segments, offering a wide range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees, providing services that include separately managed accounts, mutual funds, ETFs, alternatives, and exposure to digital assets.

Henry Mc Kain is a financial advisor at Citigroup Global Markets with Series 66 and Series 63 licenses and two years of industry experience. He previously worked at Cambridge Associates and BlackRock Investments. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, combining large institutional scale with specialized market roles.

Brandon Bernardo is a financial advisor at Citigroup Global Markets with nine years of industry experience. He has held positions at Citigroup since 2018 and previously worked at Scottrade from 2014 to 2018. He also spent three years at the University of Texas at San Antonio. Bernardo holds a Series 66 designation. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains significant institutional capabilities, including in-house research and roles as a swap dealer and futures commission merchant.

Anthony Ballato is a financial advisor at Citigroup Global Markets with a Series 66 credential and two years of industry experience. He previously worked at KNS Group and has a background that includes roles at Fordham University and Archbishop Molloy High School. Outside of his advisory work, he serves as president of The Ballato Consulting Group LLC, a consulting business based in New York, NY, and acts as a website consultant for KNS Building Restoration. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with internal oversight and combines large institutional scale with market roles such as swap dealing and futures commission merchant activities.

Jerry Hallberg is a financial advisor at Citigroup Global Markets with 43 years of industry experience. He holds Series 63 and Series 65 designations and has been with the firm since 2016. Outside of his advisory work, he is a joint owner of a rental property in Tulare, California. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm utilizes multi-asset, multi-manager strategies and maintains large institutional scale with unique market roles, including in-house research and derivatives services.

Lisa Prevost is a financial advisor at Citigroup Global Markets with 30 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Citigroup Global Markets since 2007. Based in Ft. Lauderdale, FL, she serves clients within a large enterprise firm known for its extensive advisory programs and institutional capabilities. Citigroup Global Markets serves individual and institutional clients across private banking, workplace, and wealth management segments. The firm employs multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, combining large institutional scale with specialized market roles such as derivatives dealing and futures commission merchant services.

Danijela Mirkovic is a financial advisor with Citigroup Global Markets in New York, NY, holding Series 63 and Series 65 credentials and nine years of industry experience. She has been with Citigroup since 2017 and previously worked at JP Morgan Chase Bank and Citibank N.A. Outside of her advisory role, she is involved in healthcare activities as a caregiver with S&A Unified Home Care, Inc. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including in-house research and derivatives services.