Clifford Muzik is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His prior roles include positions at Blackgem Advisors and Wells Fargo Clearing. Outside of his advisory work, he is involved as a brand ambassador for marketing events in the St. Louis area. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, providing both discretionary and non-discretionary strategies supported by internal research and oversight committees.

Laura Dominguez is a financial advisor at Citigroup Global Markets with four years of industry experience. She holds a Series 66 designation and has been with Citigroup since 2019. Prior to her advisory role, she worked for the University of Florida and spent sixteen years at St. Thomas the Apostle and Our Lady of Lourdes Academy. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm implements multi-asset, multi-manager strategies and maintains in-house research and security-pricing functions, supporting both discretionary and non-discretionary client solutions.

Rafael Suarez Fortes is a financial advisor at Citigroup Global Markets with Series 66 and Series 63 credentials and one year of industry experience. His prior roles include positions at The University of Texas at Austin, Panda Express, and the Government Employees Credit Union. Citigroup Global Markets serves individual and institutional clients, offering a range of investment advisory programs and execution services across multiple wealth segments. The firm employs multi-asset, multi-manager strategies utilizing both discretionary and non-discretionary approaches and combines large institutional scale with unique market roles such as swap dealing and futures commission merchant services.

Kyle Alexander is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds a Series 66 designation and has previously worked at JPMorgan Chase Bank NA and J.P. Morgan Securities. Outside of his advisory role, he works as a weekend bartender at the Larchmont Yacht Club. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains in-house research and execution capabilities, combining large institutional scale with specialized market roles.

Hasan Shirazi is a financial advisor at Citigroup Global Markets with 27 years of industry experience. He holds a Series 66 designation and has been with Citigroup Global Markets since 2007. The firm serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, execution, and custody services. Citigroup Global Markets combines large institutional scale with specialized market roles, providing multi-asset, multi-manager strategies through both discretionary and non-discretionary programs.

Sam Lim is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 13 years of industry experience. He has worked at Citigroup since 2017 and previously held roles at Morgan Stanley Private Bank and Morgan Stanley. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing investment advisory, broker-dealer execution, custody services, and derivatives trading.

Carina Pesantez is a Series 66-licensed advisor at Citigroup Global Markets with five years of industry experience. She has held multiple roles within Citigroup since 2015 and previously worked at Queens College and Party City. Citigroup Global Markets serves both individual and institutional clients, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as swap dealing and futures commission merchant activities.

William Williamson is a financial advisor at Citigroup Global Markets with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup since 2015. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and is notable for its large institutional scale and unique market roles, including in-house research and derivatives services.

Andres Salgado is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Citigroup since 2017, with prior experience at HSBC Bank USA N.A. from 2016 to 2017. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal standards and oversight committees, and operates at a large institutional scale with unique market roles, including functioning as a swap dealer and futures commission merchant.

Kristina Sencion is a financial advisor at Citigroup Global Markets with a Series 66 designation and four years of industry experience. Her work history includes roles at Citigroup since 2021, JP Morgan Chase, and IBM. Outside of her advisory duties, she operates Fora Travel, Inc., a remote travel agency where she books travel and accommodations. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and security-pricing functions, distinguishing itself through its scale and market roles.

Mauricio Reid is a financial advisor at Citigroup Global Markets with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2006. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm utilizes multi-asset, multi-manager strategies and operates with large institutional scale, providing both discretionary and non-discretionary solutions tailored to high-net-worth clients.

Shikhar Jhalani is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds the Series 66 designation and has worked at Citi since 2023. His prior experience includes roles at Canadian Imperial Bank of Commerce, Fidelity Investments, and the University of Miami. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing investment advisory programs, execution, and custody services. The firm employs multi-asset, multi-manager strategies and operates with significant institutional scale, including in-house research and derivatives services.

Robert Farmand is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Citigroup since 2015. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and manages complex institutional relationships, combining large-scale resources with unique market roles.

Ran Hu is a financial advisor with Citigroup Global Markets holding Series 65 and Series 63 licenses and one year of industry experience. Prior to joining Citigroup in 2026, Ran worked at Bank of America, NYLIFE Securities LLC, and New York Life Insurance Company. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and also operates as a swap dealer and futures commission merchant.

Manuel Alvarez Fernandez is a Series 66–licensed financial advisor with Citigroup Global Markets in Miami, FL, where he has worked since 2015. He has 10 years of industry experience. Outside of his advisory role, he is involved in managing multiple real estate rental properties in the Miami area. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees and offers both discretionary and non-discretionary programs including separately managed accounts, mutual funds, ETFs, and alternative investments.

Melvin Tom is a financial advisor at Citigroup Global Markets with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at multiple firms including HSBC Securities USA and HSBC Bank USA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees, combining large institutional scale with specialized market roles.

Victoria Franco is a financial advisor at Citigroup Global Markets with Series 66 and Series 63 licenses and two years of industry experience. She has been with Citigroup since 2011. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with thorough manager selection and oversight, supporting both discretionary and non-discretionary accounts.

Oluseun Adeyemi is a financial advisor with Citigroup Global Markets in Washington, DC, holding a Series 66 designation and nine years of industry experience. Prior to joining Citigroup in 2021, he worked at Merrill from 2017 to 2021 and Relocation Insurance Group from 2015 to 2017. Outside of his advisory role, he is the founder of Simply Feel Good LLC, a life coaching business focused on confidence and anxiety. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and broker‑dealer services. The firm employs multi‑asset, multi‑manager strategies with oversight committees and combines large institutional scale with unique market roles and commercial arrangements.

Yiyan Yeung is a CFA® charterholder and holds a Series 63 license, currently advising at Citigroup Global Markets with 11 years of experience in the financial industry. He previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including in-house research and security-pricing activities.

India Thomson is a financial advisor at Citigroup Global Markets with nine years of industry experience. She has held her current role since 2017 and previously worked at Aptask for one year. Thomson holds Series 63 and Series 65 licenses. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale with unique market roles, including in-house research and acting as a swap dealer and futures commission merchant.