Thiago Silveira is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at Morgan Stanley, Wells Fargo Clearing, and CUSO Financial Services. Outside of his advisory work, he owns a small farm operation and a private business unrelated to investments in Florida. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering diverse investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary portfolios, supported by extensive in-house research and market resources.

Henry Middleton is a financial advisor at Citigroup Global Markets with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill and Banc of America Investment Services before joining Citigroup in 2025. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized roles such as swap dealing and futures commission merchant activities.

Edgardo Ortiz Flores is a CFP® professional with 15 years of experience in the financial services industry. He currently works at Citigroup Global Markets and has prior experience at J.P. Morgan Securities, Merrill, and MSI Financial Services, Inc. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and execution services, and provides tailored solutions for high-net-worth relationships.

Jeffrey Kramer is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Citigroup since 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs through discretionary and non-discretionary approaches. The firm combines large institutional scale with unique market roles, including in-house research and acting as a swap dealer and futures commission merchant.

Kevin Lane is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds a Series 66 designation and has been with Citigroup since 2015. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and operates with large institutional scale and unique market roles.

Alexander Filosa is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2016. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, leveraging internal standards and oversight committees to select and monitor managers.

Wendy Lam is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with a combination of discretionary and non-discretionary programs supported by in-house research and sophisticated oversight.

David Collis is a CFA® charterholder with 18 years of industry experience. He is currently a financial advisor at Citigroup Global Markets, where he has worked since 2019. Prior to joining Citigroup, he held positions at Anchor Consultants and P1 Analytics Inc. Collis is also involved as a member and partner in an investment-related business focused on strategic management decisions outside securities trading hours. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal oversight committees and a combination of in-house research and unique market roles.

Dominick Aurelio is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds the Series 66 designation and has previously worked at Merrill and various other roles before joining Citigroup. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains significant institutional scale, in-house research capabilities, and specialized market roles.

Natalia Vazquez Radoszycki is a financial advisor at Citigroup Global Markets with nine years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at UBS Financial Services and JP Morgan Chase Bank NA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies supported by internal standards and oversight committees and operates with a combination of large institutional scale and unique market roles.

Diego Almau Gonzalez is a financial advisor at Citigroup Global Markets with a Series 66 designation and experience at firms including BlackRock and Grupo Solfin. His background also includes roles in academia and environmental consulting. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services with a focus on multi-asset, multi-manager strategies and comprehensive risk oversight.

Yuxuan Zhang is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds the Series 63 and Series 66 designations and has worked at firms including JPMorgan, HSBC, and Wells Fargo prior to joining Citigroup. Citigroup Global Markets serves individual and institutional clients across various wealth segments and provides a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains significant in-house research and market roles.

Ricardo Veneziano De Oliveira is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 15 years of industry experience. He has been with Citigroup Global Markets since 2010. Outside of his advisory role, he is a partner in Bars 'n' Rings Pinheiros Academia de Ginastica Ltda, a fitness business in São Paulo, Brazil. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides solutions that include discretionary and non-discretionary portfolios, mutual funds, ETFs, and alternative investments.

Kim Lu is a financial advisor at Citigroup Global Markets with Series 63 and Series 65 credentials and 31 years of industry experience. Prior to joining Citigroup in 2017, Kim worked at Stifel from 2015 to 2017. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and provides both discretionary and non-discretionary solutions, leveraging its large institutional scale and unique market roles.

Phillip Duffy is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across workplace, high-net-worth, and ultra-high-net-worth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale alongside unique market roles such as operating as a security-based swap dealer and futures commission merchant.

Maurizio Polcino is a CFA® charterholder with eight years of industry experience, currently serving as a financial advisor at Citigroup Global Markets. He has been with Citigroup since 2005, working there for more than 18 years. Citigroup Global Markets serves individual and institutional clients across a range of wealth management segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

Adam Boersma is a financial advisor with Citigroup Global Markets who holds Series 63 and Series 65 licenses and has 16 years of industry experience. He has worked at Citigroup since 2017 and previously at Geneva Advisors LLC from 2015 to 2017. Based in Chicago, IL, he provides advisory services within a leading global financial institution. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains several market roles including acting as a swap dealer and futures commission merchant.

Sofia Zacarias is a financial advisor at Citigroup Global Markets with six years of industry experience. She holds a Series 66 designation and has worked at Citi since 2019. Prior to joining the firm, she was involved with Leggenda Bridal and studied at the University of Florida. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs, execution, and custody services. The firm combines large institutional scale with specialized market roles and employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs.

Robert Kraus is a financial advisor with Citigroup Global Markets in Washington, DC, holding Series 66, Series 65, and Series 63 credentials and 22 years of industry experience. He previously worked for Chevy Chase Trust for 11 years before joining Citigroup in 2017. Outside of his advisory work, he manages a rental property in Bethesda, Maryland. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker‑dealer services. The firm employs multi‑asset, multi‑manager strategies with internal oversight and utilizes both discretionary and non‑discretionary programs, supporting complex, large-scale client solutions.

Andrew Phillips is a financial advisor at Citigroup Global Markets with two years of industry experience. He previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. before joining Citigroup. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles and provides bespoke discretionary solutions for large relationships.