Robert Clifford is a financial advisor with Clearwater Financial Planning in Lewiston, Idaho, holding the Series 63 and Series 66 licenses and bringing 16 years of industry experience. His prior roles include positions at Arbor Point Advisors, Securities America, and Kms Financial Services. He serves on the board of the Lewis Clark State College Foundation, where he monitors investments recommended by the foundation’s manager. Clearwater Financial Planning is an independent investment adviser serving individuals, families, business owners, trusts, estates, charitable organizations, and non-profits. The firm offers discretionary wealth management and financial consulting, including retirement planning, with an investment approach based on portfolio construction and monitoring across a broad range of securities and analytical methods.

Daniel Matoske is a financial advisor at Clearwater Financial Planning with 19 years of industry experience and holds the Series 66 designation. His career includes roles at firms such as Osaic Advisory Services, Arbor Point Advisors, Securities America, KMS Financial Services, and Wells Fargo Advisors. He also assists as an associate advisor with CA Financial Services, LLC. Clearwater Financial Planning is a newly registered independent investment adviser serving individuals, families, business owners, trusts, estates, charitable organizations, non-profits, and other business entities. The firm provides discretionary investment management and financial planning using a broad range of securities and analytical methods, emphasizing portfolio construction, monitoring, and rebalancing.

Jerry Van Ausdle is a financial advisor at Clearwater Financial Planning with 13 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Osaic Advisory Services, Arbor Point Advisors, Securities America, and KMS Financial Services. In addition to his advisory role, he is a licensed insurance agent assisting clients with risk management and insurance product selection. Clearwater Financial Planning is a newly registered independent adviser serving individuals, families, business owners, trusts, estates, charitable organizations, and other entities. The firm offers discretionary investment management alongside financial and retirement planning, employing a diversified approach that incorporates quantitative and qualitative analysis as well as modern portfolio theory.