Daniel Kelley is a financial advisor at Clover Leaf Financial LLC with 17 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including LPL Financial LLC, Cetera Advisor Networks LLC, and Summit Financial Group Inc. Clover Leaf Financial LLC is a registered investment adviser serving individuals, high-net-worth clients, families, trusts, and retirement plan sponsors. The firm employs a research-based, long-term approach focused on diversified, low-cost ETFs, strategic asset allocation, and tax-aware strategies, managing approximately $100 million in assets.

Kevin Guarino is a financial advisor with Clover Leaf Financial LLC, holding a Series 66 credential and six years of industry experience. His prior roles include positions at LPL Financial, Cetera Advisor Networks, Caderet Grant, and Ayco. Outside of finance, he is involved in software development through Council9 LLC, where he works on site development with clients. Clover Leaf Financial provides investment advisory and financial planning services to individuals, families, trusts, small businesses, and retirement plan sponsors. The firm uses a disciplined, research-based investment process focused on long-term strategic asset allocation with diversified, low-cost ETFs, supported by fundamental and quantitative analysis and tax-aware techniques.