James Richard is a financial advisor at Coral Reef Advisors LLC with 30 years of industry experience. His prior roles include positions at Private Client Services, Snowden Lane Partners, and J.P. Morgan. He holds Series 63 and Series 65 licenses. Coral Reef Advisors is a fee-based registered investment adviser serving individuals, high-net-worth clients, trusts, estates, and business entities. The firm employs a tactical allocation strategy utilizing fundamental and technical analysis, including option writing and both long- and short-term investments, with customized portfolios tailored to client objectives and restrictions.

Thomas Boyd is a financial advisor with Coral Reef Advisors LLC in Ponte Vedra Beach, FL, holding Series 63 and Series 65 designations and possessing 30 years of industry experience. His prior roles include positions at JPMorgan Chase Bank NA, JPMorgan Securities LLC, Snowden Lane Partners, and Private Client Services, LLC. Coral Reef Advisors is a fee-based registered investment adviser serving individuals, high-net-worth clients, trusts, estates, and business entities. The firm employs a tactical allocation strategy that incorporates fundamental and technical analysis and includes long- and short-term purchases and option writing, tailoring portfolios to client objectives while allowing investment restrictions.