Lincoln Anderson is a CFA® charterholder with 18 years of industry experience. He currently serves as an advisor at Utica Physicians’ Association, Ltd. (UPAL) and has previously worked at LPL Financial, Oklahoma Central Credit Union, Edward Jones, AmeriTrust Investment Advisors, Inc., and Merrill. Outside of his advisory role, he is co-owner of LinLin Creative Ventures, a non-investment related business. UPAL is a physician membership organization that provides investment advisory services to physician members, their employees, and other individual investors. The firm emphasizes passive or minimally managed mutual funds and ETFs, buy-and-hold discipline, and global diversification, and operates with a member-driven governance structure alongside institutional service providers.

Lea Nunley is a financial advisor with Upal (United Professionals Association, Ltd.) in Tulsa, OK, holding a Series 65 credential and nine years of industry experience. She has been associated with Utica Physicians' Association, Ltd. since 2000. Upal is a physician membership organization that provides investment advisory services primarily to physician members, their employees, and other individual investors. The firm focuses on passive or minimally managed mutual funds and ETFs with a buy-and-hold strategy and global diversification, and it operates with a member-driven governance structure combined with institutional custody and recordkeeping services.