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Timothy H

Series 65

Lodi, CA

Delta Capital Management

Timothy Higgs is the sole advisor at Delta Capital Management in Lodi, CA. He holds a Series 65 designation and has been working in financial advising since 2026. In addition to his advisory role, he has been employed by the River Delta Unified School District since 2015. Delta Capital Management is an independent, fee-only advisory firm offering subscription-based financial planning services to individuals, high-net-worth households, and businesses. The firm provides comprehensive planning and investment recommendations without managing client assets or exercising investment discretion.

General retirement planning Annuities College savings (529s, UTMA, etc.) Student loan debt
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