Roger Garretson is a financial advisor with Embark Financial Partners in Muskegon, MI, holding a Series 66 designation and 26 years of industry experience. His prior work includes roles at Waddell & Reed, Inc. and various insurance agencies. He is a co-trustee of multiple living trusts. Embark Financial Partners provides financial planning and consulting services to individuals, trusts, retirement plans, and business clients. The firm delivers advice through written plans and consultations without managing client assets or taking custody.

Rebecca Novak is a Series 66-licensed financial advisor with LPL Financial, based in Grand Rapids, MI, and has nine years of industry experience. She has held roles at BCS Partners LLC and its affiliated entities, as well as at Waddell & Reed Inc. In addition to her advisory work, Novak is a commissioned notary and serves as a non-variable insurance agent for Embark Financial Partners. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions, supported by an in-house research team, combining large-scale advisory operations with insurance and lending products.

Eric Martinez is a CFP® professional affiliated with LPL Financial, with six years of industry experience. He previously worked at American Century Investment Services, Inc. and has been involved with community organizations such as the YMCA of Greater Kansas City. Outside of his advisory work, he is a co-founder and co-owner of the Kansas City Salsa Company LLC. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house Research team and a broad platform that accommodates customized advisory and brokerage services.

William Bohne is a CFP® with 14 years of industry experience, currently serving at Embark Financial Partners. He has held roles at LPL Financial and Waddell & Reed, Inc. Prior to his current position, he worked in insurance agencies and has been involved with Mount Oread Housing Corporation for over 20 years. Embark Financial Partners provides financial planning and consulting services to individuals, trusts, retirement plans, and business clients through written plans and consultations rather than managing client assets. The firm tailors advice to client objectives, employs technical and quantitative analysis in its planning, and does not charge percentage-of-assets-under-management fees.

Christian Binger is a CFP® and holds a Series 66 license with eight years of industry experience. He is affiliated with Embark Financial Partners, where he has worked since 2022, and has prior experience at LPL Financial and Waddell & Reed, Inc. Outside of his advisory role, he also serves as a non-variable insurance agent. Embark Financial Partners provides financial planning and consulting services to individuals, trusts, retirement plans, and business clients. The firm delivers advice through written plans and consultations without managing client assets or executing trades.