Andrew Gularte is a CFA® charterholder and holds a Series 66 license with six years of industry experience. He is currently with Titleist Asset Management, LLC and its affiliated entities, having joined in 2026. His prior experience includes roles at AW Securities, Allworth Financial, Fidelity Brokerage Services, F45 Training, and MedImpact. Titleist Asset Management, LLC is an SEC-registered investment adviser serving individuals, trusts, estates, and retirement plan sponsors. The firm manages approximately $2.43 billion for about 1,600 clients, offering discretionary portfolio management, financial planning, and retirement plan advisory services through a multi-advisor team approach.

Franck Cushner Jr. is a CFP® professional with 29 years of industry experience, currently associated with Ensemble Financial, Inc. He has held roles at Titleist Asset Management, LLC, Titleist Capital, LLC, and Commonwealth Financial Network, among others. Outside of financial services, he works as a yacht captain and provides consulting to medical professionals through his role at DBK Health, Inc. Ensemble Financial serves individuals, including high-net-worth clients, pension and profit-sharing plans, and corporate entities by offering portfolio management, financial planning, and referrals to third-party money managers. The firm structures client relationships around tailored Investment Policy Statements and employs both fundamental and technical analysis, with supervisory accounts reviewed quarterly by its principal.

Daniel Rascoe is a financial advisor at Ensemble Financial, Inc. based in Dallas, TX, holding Series 63, Series 65, and Series 66 licenses with 23 years of industry experience. His prior roles include positions at Titleist Asset Management, Sunrise Financial Services, Madison Avenue Securities, and TD Ameritrade. Ensemble Financial serves individuals, pension and profit-sharing plans, and corporate clients by providing portfolio management, financial planning, and referrals to third-party money managers. The firm tailors client relationships through Investment Policy Statements and employs both fundamental and technical analysis in its investment strategies. The firm also engages in intermediary activities and maintains fee-sharing and referral arrangements with third-party managers and lenders.