Lucus Ubaldo is a financial advisor with Envest Advisors, LLC in San Mateo, CA. He holds a Series 65 credential and has one year of industry experience. Prior to joining Envest Advisors, he worked at The Valoram Group LLC and was a full-time student for eight years. Envest Advisors, LLC is a small registered investment adviser providing discretionary asset management and financial planning primarily for individual clients. The firm employs a discretionary investment process using fundamental and technical analysis, often delegating portfolio management to sub-advisors and third-party managers while conducting quarterly portfolio reviews.

Robert Emery is a financial advisor at Envest Advisors, LLC with one year of industry experience. He holds a Series 65 designation and has worked at several firms including Gradient Advisors, LLC and Envest Financial LLC. Outside of his advisory role, he is also involved in insurance services through Envest Financial, LLC. Envest Advisors, LLC provides discretionary asset management and financial planning primarily for individual clients, utilizing fundamental and technical analysis. The firm manages portfolios through direct management, co-advisor arrangements, and third-party money managers, with ongoing monitoring and quarterly reviews.

William Cutler III is a financial advisor at Envest Advisors, LLC with two years of industry experience. He holds a Series 65 credential and has prior experience with Gradient Advisors, LLC. Outside of his advisory role, he co-owns and oversees operations for Subway franchises through Jerry Case Inc. Envest Advisors, LLC is a small registered investment adviser serving primarily individual clients with discretionary asset management and financial planning. The firm uses a combination of fundamental and technical analysis and often delegates portfolio management to third-party managers, conducting regular reviews and adjustments tailored to clients’ goals and risk tolerance.