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Michael S

Series 63, Series 65

Lincoln, RI

Equity Services, inc.

Michael Senno II is a financial advisor with Equity Services, Inc., holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has been with Equity Services since 2011 and is also associated with National Life Group. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, uses third-party asset managers and model portfolios, and combines long-term strategies with options for shorter-term trading.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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Virginia G

CFP®, Series 63, Series 65

Sandy Springs, GA

Equity Services, inc.

Virginia Griffith is a financial advisor at Equity Services, Inc. with seven years of industry experience. She holds the CFP® designation and has worked at firms including TruOak Financial Partners LLC and The Prudential Insurance Company of America. Griffith is also active in her community as a member of the vestry and chair of the planned giving committee at the Episcopal Church of the Holy Family. Equity Services, Inc. offers financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm utilizes multiple advisory platforms and third-party asset managers, combining long-term strategies with options for shorter-term trading and specialized instruments.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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Mark R

Series 63

Melville, NY

Equity Services, inc.

Mark Raffa is a financial advisor with Equity Services, Inc. He holds a Series 63 designation and has 35 years of industry experience. His prior work includes long tenures at Metlife Securities Inc. and MassMutual Investors Services. In addition to his advisory role, he serves as a defensive driver instructor with the Empire Safety Council and advises on college funding seminars. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and utilizes third-party asset managers and model portfolios, blending long-term strategies with options for shorter-term trading.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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Donald R

CFP®, Series 63, Series 66

Clifton Park, NY

Equity Services, inc.

Donald Reutemann is a CFP® professional with 25 years of experience at Equity Services, Inc. He has been with the firm since 2001. Outside of his advisory role, he serves on the board of trustees for the LaSalle Institute, a nonprofit educational institution, and is chairman of the board of directors for the Albany Executives Association, a business networking group. Equity Services, Inc. (ESI Financial Advisors) provides financial planning, consulting, and asset management to a diverse client base including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often utilizing third‑party asset managers and model portfolios, and combines long-term strategies with options for shorter-term trading and specialized instruments.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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Noah S

Series 66

Latham, NY

Equity Services, inc.

Noah Sicard is a financial advisor at Equity Services, Inc. with a Series 66 credential. He has been in the financial industry since 2026, following six years of service in the United States Marine Corps. Prior to joining Equity Services, he was self-employed for three years. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to a diverse client base including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that incorporate third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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Yossi Y

Series 63, Series 65, Series 66

Bradenton, FL

Equity Services, inc.

Yossi Yakar is a financial advisor at Equity Services, Inc. with 32 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials and has been with Equity Services and National Life Group since 2002. Outside of his advisory work, Yakar is the founder and CEO of Legatus Group LLC and manages a YouTube channel, Financial Perspectives, where he posts weekly videos on various financial topics. He is also a certified pistol instructor offering concealed carry classes in Florida. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often utilizing third-party asset managers and model portfolios, and combines long-term strategies with options for shorter-term trading and specialized instruments.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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Laura F

Series 66

Lascassas, TN

Equity Services, inc.

Laura Free is a financial advisor with Equity Services, Inc. She holds a Series 66 designation and has 25 years of industry experience. Her prior work includes roles at Truist Advisory Services, Truist Investment Services, and LPL Financial. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine long-term strategies with options for shorter-term trading and specialized instruments, and it utilizes a network of investment adviser representatives and third-party asset managers.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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Rachel M

Series 66

Latham, NY

Equity Services, inc.

Rachel Mcdermott is a Series 66 licensed financial advisor with six years of experience at Equity Services, Inc. She has also worked with National Life Group and is involved with Place Called OM, where she serves as a workshop instructor. Outside of her advisory role, Mcdermott is active as a mental health counselor, continuing education instructor, and volunteer finance committee member for a local food cooperative, and she facilitates support groups for families with special needs children. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management to a diverse client base including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms combining long-term strategies with options for shorter-term trading and utilizes a network of third-party asset managers and model portfolios.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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Jordan G

Series 65

South Jordan, UT

Equity Services, inc.

Jordan Grow is a financial advisor with Equity Services, Inc. holding a Series 65 designation and two years of industry experience. His prior work includes roles at MDRN Capital LLC, Cambridge Financial, and National Life Group. Outside of advising, he is co-owner of Grow Financial LLC, an insurance agency, and JH Grow LLC, a marketing and home renovation business. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms with a combination of long-term strategies and options for shorter-term trading, utilizing third-party asset managers and model portfolios.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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Neal R

Series 63, Series 65

Media, PA

Equity Services, inc.

Neal Regino is a financial advisor with Equity Services, Inc. and holds Series 63 and Series 65 licenses. He has 17 years of industry experience and has been with National Life Group and Equity Services since 2015. Outside of his advisory work, he serves on the advisory board of the William Trippley Youth Development Foundation, a nonprofit focused on at-risk youth. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms utilizing third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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Nino F

Series 63, Series 65

Red Bank, NJ

Equity Services, inc.

Nino Finnigan is a financial advisor at Equity Services, Inc. with 13 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Prudential Insurance Company of America, Guardian Life Insurance Company, and Park Avenue Securities. Outside of financial advising, he works as a freelance court interpreter. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to a diverse client base including individuals, corporations, trusts, and charitable organizations. The firm offers multiple advisory platforms, often utilizing third-party asset managers and model portfolios that combine long-term strategies with options for shorter-term trading.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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Kyle M

ChFC®, Series 66

Concord, NH

Equity Services, inc.

Kyle Marceau is a financial advisor at Equity Services, Inc. with 15 years of industry experience. He holds the ChFC® designation and Series 66 license. Prior to joining Equity Services, he spent over a decade with Lincoln Financial Advisors and Lincoln Financial Securities Corporation. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, frequently utilizing third-party asset managers and model portfolios that combine long-term strategies with options for shorter-term trading.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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Nicholas A

Series 63, Series 65

Roanoke, VA

Equity Services, inc.

Nicholas Abbate is a financial advisor at Equity Services, Inc. with five years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with National Life Group, Knights of Columbus Asset Advisors, and served in the United States Air Force. Outside of his advisory work, he is involved as a director of The Abbate Foundation, a charitable organization, and co-owns a YouTube channel focused on promoting financial literacy. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms utilizing third-party asset managers and model portfolios, combining long-term investment strategies with options for shorter-term trading and specialized instruments.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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Michael B

ChFC®, Series 66

Irvine, CA

Equity Services, inc.

Michael Byrne is a financial advisor at Equity Services, Inc. with 12 years of industry experience. He holds the ChFC® designation and Series 66 license. His prior experience includes roles at True Path Financial, MML Investor Services, and Mass Mutual. Outside of his advisory work, he serves as a committee head for an organization focused on raising awareness of Alzheimer's disease. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, frequently employs third-party asset managers and model portfolios, and combines long-term strategies with options for shorter-term trading and specialized instruments.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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James H

ChFC®, Series 63

Bon Aqua, TN

Equity Services, inc.

James Harter is a ChFC®-designated financial advisor with 35 years of industry experience. He is affiliated with Equity Services, Inc. and National Life Group, both since 2014. Outside of his advisory role, he serves on the board of directors for Jeffco Flooring & Supply. Equity Services, Inc., operating as ESI Financial Advisors, offers financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm utilizes multiple advisory platforms and third-party asset managers to deliver a range of investment strategies, including both discretionary and non-discretionary management.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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Christopher H

Series 66

Red Bank, NJ

Equity Services, inc.

Christopher Hall is a financial advisor at Equity Services, Inc. with two years of industry experience. He holds a Series 66 designation and has previously worked at Citigroup and Investors Bank. Outside of his advisory role, he is involved in fixed insurance marketing through his own business, Financial Strategies for Life. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines multiple advisory platforms with third-party asset managers and model portfolios, utilizing predominantly long-term strategies alongside options for shorter-term trading.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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James M

Series 63, Series 65

Gainesville, GA

Equity Services, inc.

James Mirabile is a financial advisor at Equity Services, Inc. with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with Transamerica Financial Advisors, Inc. Outside of his advisory role, Mirabile is involved in several entrepreneurial ventures, including ownership and management roles in sporting goods retail and a unique service providing cuddling puppies to people in need. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to a broad range of clients including individuals, corporations, trusts, and charitable organizations. The firm offers multiple advisory platforms that combine predominantly long-term investment strategies with options for shorter-term trading, utilizing third-party asset managers and model portfolios.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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Vincent N

Series 66

Roanoke, VA

Equity Services, inc.

Vincent Nguyen is a financial advisor at Equity Services, Inc. with a Series 66 designation and one year of industry experience. Prior to joining Equity Services, he held roles at several organizations including OSAIC, Dracoulis Financial Group, and MarketSource Inc. He has also been involved with the Clover Hill High School Choral Boosters. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms combining long-term investment strategies with options for shorter-term trading and specialized instruments, and it operates both as a broker-dealer and an SEC-registered investment adviser.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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Howard M

Series 63, Series 66

Hauppauge, NY

Equity Services, inc.

Howard Mascoe Jr. is a financial advisor at Equity Services, Inc. with eight years of industry experience. He holds the Series 63 and Series 66 designations. His prior work includes roles at National Life Group, Equitable Advisors, LLC, and Primerica Advisors, among others. Outside of his advisory work, he has been a sales associate at Venus Et Fleur. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm employs multiple advisory platforms and third-party asset managers, blending long-term strategies with options for shorter-term trading, and offers both discretionary and non-discretionary management approaches.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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Carl J

Series 66

Summersville, WV

Equity Services, inc.

Carl Johnson II is a financial advisor at Equity Services, Inc. with six years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones and National Life Group. Outside of advisory work, he is a volunteer youth soccer coach in Summersville, WV. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, charitable organizations, and retirement plans. The firm offers multiple advisory platforms using a mix of third-party asset managers and model portfolios, combining long-term strategies with options for short-term trading and specialized instruments.

Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Income planning Founder/Business Owner Retired Executive
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