Neil Gavande is a CFP® and ChFC® with 23 years of industry experience. He is currently with Farm and Community Advisory in Los Gatos, CA, and has previously worked at Morgan Stanley Dean Witter, UBS Financial Services, and TCFG Investment Advisors. Neil is also CEO of Farm and Community Asset Advisors LLC and holds licenses as a California mortgage broker and health and life insurance agent. Farm and Community Advisory is a state-registered investment adviser serving individuals, pension and profit-sharing plans, and business entities with portfolio management, pension consulting, and financial planning. The firm uses a range of analytic methods and provides both discretionary and non-discretionary management, including an explicit pension consulting practice.

Joshua Williams is a financial advisor with Farm and Community Advisory in Los Gatos, CA, holding a Series 65 credential and one year of industry experience. He previously worked at Lockton Insurance and operates WH Personal Finance, a financial coaching practice focused on personal money management and debt strategies. Farm and Community Advisory provides portfolio management, pension consulting, and financial planning services to individuals and business entities. The firm uses a range of analytic methods and manages assets on both a discretionary and non-discretionary basis, with a focus on aligning investment strategies to client goals and risk tolerance.

Salil Prasad is a financial advisor at Farm and Community Advisory in Los Gatos, CA. He holds a Series 65 credential and has experience as a self-employed professional and at Picarro. In addition to his advisory role, he works as a real estate agent with Keller Williams. Farm and Community Advisory provides portfolio management, pension consulting, and financial planning services to individuals, pension and profit-sharing plans, and business entities, utilizing a range of analytic methods to implement long-term trading strategies across various investment instruments.