Spencer Johnson is a financial advisor at Fidelity with three years of industry experience. He holds Series 63 and Series 66 designations. Outside of his advisory role, he is self-employed renting out equipment in Orem, Utah. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, incorporating proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages model portfolios using systematic methodologies and serves as an adviser to multiple registered investment companies and fund-of-funds.

Julie Miller is the Vice President and Branch Leader at Fidelity Investments' Denver North investor center. In her current role, she leads Financial Consultants in assisting clients with pursuing their financial goals through holistic financial planning guidance. Julie has been with Fidelity Investments since 2014, progressing through various roles including Financial Representative, High Net Worth Representative, Relationship Manager, Financial Consultant, Assistant Branch Leader, and now Vice President and Branch Leader. Her experience encompasses client relationship management and leadership within the firm. No additional information regarding her education, credentials, personal interests, or community involvement has been provided.

Robert Mckinley is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and 18 years of industry experience. He has been with Fidelity Investments since 2006 and with Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm combines fundamental research with quantitative analysis and utilizes systematic methodologies and algorithmic portfolio construction in managing assets.

Michael McCay is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been with Fidelity Investments in various roles since 2012, gaining extensive experience in financial consulting and retirement planning. Prior to his current role, Michael worked as a Financial Consultant at Fidelity from 2019 to 2022 and has also held positions such as Dedicated Retirement Planner and Retirement Relationship Manager at the firm. His career includes experience at Vanguard and Linden Thomas & Company, as well as roles in audit and accounting early on. With over 20 years of experience in finance, Michael has developed a deep knowledge of financial markets and the challenges clients face in pursuing retirement goals. He partners with clients to create integrated financial plans tailored to their unique needs and preferences, aiming to help them pursue their goals with confidence. His background includes positions in financial advisory, wealth advising, client service, and trading. Outside of his professional work, Michael has interests in fitness, football, golf, music, sailing, and surfing.

Jack Dietel is a financial advisor at Fidelity with six years of industry experience and holds a Series 66 designation. His prior work includes roles at Fidelity Investments and the University of Colorado, as well as a position at Goddess Garden Organics LLC. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Olivia Rey is a Financial Consultant at Fidelity Investments, a role she has held since 2025. She collaborates with clients to develop financial plans that align with their goals and preferences, leveraging Fidelity's extensive experience in financial strategies and services. Her professional background includes progressive roles within Fidelity Investments, starting as a Financial Representative in 2022, advancing to Relationship Manager in 2023, Investment Consultant in 2024, before assuming her current position. Prior to joining Fidelity, Olivia worked as a Financial Advisor in Training at Ameriprise Financial from 2021 to 2022.

Steven Franco is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He joined Fidelity as a Financial Representative in 2022 and progressed through roles including Investment Consultant before his current appointment. Prior to Fidelity, Steven worked as a Senior Private Client Banker at Key Investment Services in 2022 and served as a Personal Banker at KeyBank from 2018 to 2022. His earlier experience includes roles as a Relationship Manager Officer and Personal Banker at Bank of America from 2012 to 2017. With over a dozen years in the financial services industry, Steven specializes in collaborating with clients to pursue financial goals tailored to their preferences. He emphasizes maintaining and improving financial plans through ongoing and open communication. Steven holds a California Insurance License. Outside of his professional career, he has interests in beach activities, food, football, golf, and traveling.

Elisabeth Watkins is a Planning Consultant at Fidelity Investments, a role she has held since 2024. In this position, she focuses on helping clients develop confidence in their financial plans by building unique relationships and maintaining transparent communication. Elisabeth has been with Fidelity Investments since 2022, gaining experience as a Customer Relationship Advocate and then as a Financial Representative before her current role. She holds insurance licenses in Arkansas and California. Outside of her professional work, Elisabeth has interests in pets, reading, traveling, and volunteering.

Zachary Hardy is a financial advisor at Fidelity with Series 66 and Series 63 licenses and 2 years of industry experience. Prior to joining Fidelity, he spent eight years working in the education sector with Montgomery County Public Schools. Outside of his advisory role, he operates an eBay store and manages an online sales project related to educational materials. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Jefferson Jamieson is a financial advisor at Fidelity with eight years of industry experience. He holds a Series 66 designation and has worked at Fidelity Brokerage Services LLC since 2018. Outside of his advisory role, he is involved with Astral Tours’ Grimm Ghost Tours in West Valley, Utah, where he answers phones and occasionally assists with driving tours. Fidelity, through its affiliate Strategic Advisers LLC, offers investment management and advisory services to both retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also provides model portfolios and serves as an advisor to multiple registered investment companies and fund-of-funds.

Ron Gibbs is a Private Wealth Management Investment Management Consultant at Fidelity Investments, a role he has held since 2024. He focuses on synthesizing extensive investment information and communicating relevant insights and guidance to both team members and clients to support their financial goals. Ron has over two decades of experience in investment management. Prior to his current position, he was a Partner and Portfolio Manager at Platte River Capital from 2006 to 2015. Before that, he served as Vice President and Portfolio Manager at Columbia Management from 1996 to 2006. Outside of his professional work, Ron is a father, grandfather, and volunteer minister. His personal interests include biking, comedy, hiking, traveling, volunteering, and writing.

Carson Touchton is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held various roles in retail and automotive businesses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

John Kelly is a financial advisor at Fidelity with six years of industry experience. He holds the CFP®, Series 63, and Series 66 designations. His work history includes roles at Fidelity Investments since 2020 and a nine-year tenure at Publix. He is also affiliated with the University of North Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is known for its use of systematic methodologies, delegation to sub-advisers, and advisory roles to multiple registered investment companies.

Anna Johnson is a financial advisor at Fidelity with Series 63 and Series 65 credentials and five years of industry experience. Her prior work includes roles at Alight Financial Solutions and Wells Fargo Clearing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund management and consulting, and develops model portfolios using systematic methodologies and long-term asset allocation benchmarks.

Isabella Nemes is a financial advisor at Fidelity with two years of industry experience. She holds Series 63 and Series 66 licenses and previously worked in hospitality and education roles, including part-time bartending at J. Alexander's Restaurant. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in their approach.

Erin Mayernik is a Planning Consultant currently working at Fidelity Investments. She has been with Fidelity since 2023, serving in the role of Investment Consultant. Prior to her current position, Erin worked as a Financial Advisor Associate at Morgan Stanley from 2021 to 2023 and as a Financial Advisor at Merrill Lynch from 2019 to 2021. Erin focuses on integrity, compassion, understanding, confidentiality, open-mindedness, and teamwork in her work with clients. She aims to listen deeply and work purposefully to help clients improve the quality of their lives. Outside of her professional role, Erin enjoys food, social events with friends, reading, snowboarding, softball, and traveling.

Zachary Gerondale is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. His prior roles include positions at Cotopaxi and Edwards LifeSciences, as well as work in education-related organizations and at the University of Utah. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, fund advisory, and model portfolios.

Harraj Sandhu is currently a Planning Consultant at Fidelity Investments, where he works collaboratively as part of a financial planning team. He focuses on helping clients transform complex financial decisions into clear and actionable strategies tailored to their individual goals and priorities. Harraj has held several roles at Fidelity Investments, including Relationship Manager and Financial Representative, providing him with a broad perspective on client needs and financial planning processes. His approach emphasizes careful listening, attention to detail, and proactive strategy coordination to develop adaptable financial plans. Outside of his professional responsibilities, Harraj has interests in board games, cooking and baking, fitness, movies, reading, and traveling.

Gerard Telemaque is a financial advisor at Fidelity with 11 years of industry experience. He holds the Series 63 and Series 66 designations. His prior experience includes roles at Bank of America, N.A. and Merrill. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, AI-driven research, and its advisory role to multiple registered investment companies and fund-of-funds.

Gabriel McAuley is a Financial Consultant at Fidelity Investments, where he works with clients to understand their financial goals and co-create tailored financial plans and investment strategies. He has been with Fidelity since 2020, progressing through roles including Financial Representative, Relationship Manager, and Investment Consultant before his current position. Gabriel holds a California Insurance License, which supports his work in financial consulting. His experience spans multiple facets of financial services, enabling him to provide comprehensive support to his clients.