Sawyer Brown is a financial advisor at Financial Concepts with three years of industry experience. He holds a Series 65 designation and has professional experience across education and transition services prior to joining Financial Concepts. Financial Concepts is a team-based firm that provides discretionary investment supervisory services, financial planning, and pension consulting to individuals, charitable organizations, and small businesses. The firm employs a buy-and-hold investment approach focused on growth, growth-and-income, and balanced portfolios, with ongoing monitoring and quarterly reviews.

Scott Ferguson is a financial advisor with Financial Concepts in Columbus, MS, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked at Financial Concepts since 2012, with a brief period at National Planning Corporation from 2015 to 2017. Ferguson serves as board president of the United Way of Lowndes County. Financial Concepts provides discretionary investment supervisory services, financial planning, and pension consulting to individuals, charitable organizations, and small businesses. The firm emphasizes a buy-and-hold equity strategy to address inflation risk and incorporates behavior coaching to discourage market timing, managing portfolios primarily through mutual funds and SEI model allocations.

Kristen Kunz is a Series 65-licensed financial advisor with Financial Concepts, based in Columbus, MS, and has two years of industry experience. She has been with Financial Concepts since 2020 and previously worked at Mississippi University for Women and Lake Lowndes State Park. Financial Concepts is a team firm providing discretionary investment supervisory services, financial planning, and pension consulting to individuals, charitable organizations, and small businesses. The firm employs a buy-and-hold investment approach focused on growth, growth-and-income, and balanced portfolios, emphasizing equities as an inflation hedge and tailoring portfolio changes to client circumstances rather than market timing.

Felice Olmos is a Series 65-licensed advisor with Financial Concepts in Columbus, MS, bringing three years of industry experience. She has worked at Financial Concepts since 2020, including her current role beginning in 2025, with prior experience at Nicholas Air and United Exchange Corp. Financial Concepts is a team-based firm that provides discretionary investment supervisory services, financial planning, and pension consulting to individuals, charitable organizations, and small businesses. The firm employs a buy-and-hold strategy focused on growth and balanced mutual fund allocations, emphasizing equity investments as inflation hedges.