Phillip Neuhart is a financial advisor with First Citizens Asset Management, Inc. in Raleigh, NC, holding Series 63 and Series 65 licenses and having 19 years of industry experience. He has been with First Citizens Asset Management since 2017 and also maintains roles with First Citizens Bank and First Citizens Investor Services. In addition to his advisory duties, he serves as a Portfolio Strategist for Institutional Business within his firm. First Citizens Asset Management provides model-based sub-advisory and direct investment advisory services to a range of clients including individuals, trusts, charitable organizations, and municipalities. The firm offers global multi-asset class model portfolios through various implementation frameworks, combining fundamental, quantitative, and technical analysis with strategic asset allocation and ongoing risk management.

Cynthia Williams is a financial advisor at First Citizens Asset Management, Inc. in Columbia, SC, with 12 years of industry experience. She holds the Series 66 designation and has been with First Citizens Asset Management since 2015 and First Citizens Investor Services since 2016. Outside of her advisory role, she is a Mary Kay sales representative. First Citizens Asset Management, Inc. provides investment advisory and sub-advisory services to individuals, trusts, corporations, institutional accounts, and municipal entities. The firm manages global, multi-asset portfolios using a multi-team platform and employs a combination of quantitative and qualitative criteria to support discretionary portfolio management.

Traci Pennell is a financial advisor at First Citizens Asset Management, Inc. with 18 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at BB&T Corporation for 21 years before joining First Citizens in various roles since 2021. First Citizens Asset Management provides model-based sub-advisory services and direct investment advisory services to a range of clients, including individuals, trusts, municipalities, and institutions. The firm offers global multi-asset class model portfolios using fundamental, quantitative, and technical analysis, with an emphasis on discretionary investment management and strategic asset allocation.

Charles Mc Callum III is a CFP® with 27 years of industry experience, currently serving at First Citizens Asset Management, Inc. He previously held roles at Truist Advisory Services, Truist Investment Services, BB&T Securities, and SunTrust. He serves on the boards of SVB Wealth and First Citizens Asset Management. First Citizens Asset Management provides model-based sub-advisory and direct investment advisory services to individuals, trusts, estates, charitable organizations, corporations, municipalities, and institutions, offering a range of multi-asset class portfolios monitored regularly by its board.

Timothy Calvert is an investment advisor representative at First Citizens Asset Management, Inc. with 26 years of industry experience. He has worked with First Citizens Asset Management since 2006 and First Citizens Investor Services, Inc. since 2016. First Citizens Asset Management provides investment advisory and sub-advisory services to individuals, trusts, corporations, institutional accounts, and municipal entities. The firm manages approximately $167 million on a discretionary basis through a multi-team platform and employs global, multi-asset model portfolios with dynamic asset allocation and ongoing monitoring.

Brent Ciliano is a financial advisor with First Citizens Asset Management, Inc. He holds the CFA® designation and Series 66 license and has 26 years of industry experience. His career includes roles at Merrill Lynch Investment Managers LP and Congress Capital Partners, LLP, and he currently serves on the board of directors at First Citizens Asset Management. First Citizens Asset Management provides model-based sub-advisory and direct investment advisory services to individuals, trusts, estates, charitable organizations, corporations, and public entities. The firm constructs global multi-asset class model portfolios using fundamental, quantitative, and technical analysis, with investment management generally offered on a discretionary basis.

Benjamin Ingram is a financial advisor at First Citizens Asset Management, Inc. with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at LPL Financial and Cuna Mutual Group. First Citizens Asset Management provides investment advisory and sub‑advisory services to individuals, trusts, corporations, institutional accounts, and municipal entities. The firm manages approximately $167 million on a discretionary basis through a multi‑team platform and constructs global, multi‑asset model portfolios using a combination of quantitative and qualitative criteria.

James Whitt is a financial advisor with First Citizens Asset Management, Inc., holding a Series 66 designation and 13 years of industry experience. He previously worked at South Carolina Federal Credit Union and Sorrento Pacific Financial, LLC. Whitt is based in Summerville, SC. First Citizens Asset Management provides investment advisory and sub-advisory services to individuals, trusts, corporations, institutional accounts, and municipal entities. The firm manages global, multi-asset model portfolios through a multi-team platform of 33 advisors, using a combination of quantitative and qualitative criteria with discretionary management and dynamic asset allocation.

David Lobeck is a financial advisor with First Citizens Asset Management, Inc., holding Series 65 and Series 63 credentials and possessing 33 years of industry experience. He has worked with various First Citizens entities since 2017 and previously spent three years at Fifth Third Bank. First Citizens Asset Management provides model-based sub-advisory and direct investment advisory services to individuals, trusts, charitable organizations, corporations, and public institutions. The firm utilizes global multi-asset class model portfolios combining fundamental, quantitative, and technical analysis, with a focus on strategic asset allocation and portfolio risk management.

Daniel Smith is a CFP® professional with 19 years of experience in the financial services industry. He is currently with First Citizens Asset Management, Inc. and has held roles at affiliated entities including First Citizens Investor Services and First Citizens Bank since 2012, as well as BB&T Investment Services earlier in his career. Outside of his advisory work, he serves on the Alumni Advisory Board at Francis Marion University. First Citizens Asset Management provides model-based sub-advisory and direct investment advisory services to individuals, trusts, estates, charitable organizations, corporations, and municipal clients. The firm constructs global multi-asset class model portfolios using fundamental, quantitative, and technical analysis, with investment management primarily on a discretionary basis.

Eraine Parker is a financial advisor at First Citizens Asset Management, Inc. with 30 years of industry experience. Parker holds Series 63 and Series 65 licenses and has held roles at several firms including M. S. Howells & Co. and EF Legacy Securities, LLC. Outside of investment advisory, Parker is the president and owner of Byond Compliance LLC, providing regulatory compliance consulting and training. First Citizens Asset Management provides model-based sub‑advisory and direct investment advisory services to individuals, trusts, estates, charitable organizations, corporations, and municipalities. The firm employs a global multi-asset class approach that integrates fundamental, quantitative, and technical analysis through discretionary management and periodic portfolio rebalancing.

Kurt Sims is a financial advisor at First Citizens Investor Services, Inc. with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Arvest Wealth Management. He is also employed by SVB Wealth, LLC and First Citizens Asset Management, Inc., affiliates of his primary firm, where he is involved in compliance and advisory roles. First Citizens Investor Services, Inc. provides investment advisory and brokerage services to a diverse client base, including individuals, trusts, estates, and business entities. The firm offers portfolio management through various programs and employs a mix of risk- and outcomes-based asset allocation, leveraging both discretionary management and designated third-party managers, supported by integrated banking resources as a wholly owned subsidiary of a bank holding company.

Christopher Bettis is a CFP® with 26 years of industry experience, currently serving at First Citizens Asset Management, Inc. since 2025. He has held roles at affiliated firms including First Citizens Investor Services and First Citizens Bank since 2016, and previously worked at LPL Financial and Principal Financial Services. First Citizens Asset Management provides model-based sub-advisory and direct investment advisory services to a range of clients including individuals, trusts, estates, charitable organizations, corporations, and public entities. The firm employs a multi-asset class investment approach combining fundamental, quantitative, and technical analysis with continuous monitoring and periodic portfolio rebalancing.

Robert Spires Jr. is a financial advisor with First Citizens Asset Management, Inc. in Raleigh, NC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with First Citizens Asset Management since 2007 and First Citizens Investor Services since 2016. Outside of his advisory role, he is a partner at Relentless Training Corps, a personal and group fitness training and conditioning business. First Citizens Asset Management provides investment advisory and sub-advisory services to individuals, trusts, corporations, institutional accounts, and municipal entities. The firm manages approximately $167 million on a discretionary basis through a multi-team platform, offering global, multi-asset portfolios with dynamic asset allocation and access to third-party managers.

Spencer Dean is a financial advisor at First Citizens Asset Management, Inc. based in Atlanta, GA, with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has been with First Citizens Asset Management and affiliated entities since 2016. Outside of his advisory role, he owns and manages rental properties. First Citizens Asset Management provides model-based sub-advisory and direct investment advisory services to individuals, trusts, institutions, and municipalities. The firm emphasizes strategic asset allocation through global multi-asset class model portfolios, combining fundamental, quantitative, and technical analysis.

Michael D'amelio is a Series 66 licensed advisor with First Citizens Asset Management, Inc. in Columbia, SC, with six years of industry experience. He has been with First Citizens Asset Management and First Citizens Investor Services since 2021. Outside his advisory role, D'amelio serves as a 2nd Lieutenant and Commander of a dive team in the South Carolina State Guard and works as a rideshare driver and delivery contractor. First Citizens Asset Management provides model-based sub-advisory and direct investment advisory services to individuals, trusts, charitable organizations, and institutions. The firm offers global multi-asset class portfolios using fundamental, quantitative, and technical analysis across various implementation frameworks, primarily focusing on discretionary management and strategic asset allocation.

Grant Catoe is a financial advisor at First Citizens Asset Management, Inc. with eight years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several affiliated firms including First Citizens Bank and ProNvest. Outside of his advisory role, he works part-time as a fry cook for a food truck business. First Citizens Asset Management provides model-based sub-advisory and direct investment advisory services to individuals, institutions, and municipalities. The firm employs a disciplined, multi-asset class approach using fundamental, quantitative, and technical analysis to construct and monitor portfolios.

Kendrick Whitehurst is a financial advisor at First Citizens Asset Management, Inc. with 23 years of industry experience. He holds Series 63 and Series 65 credentials and has worked extensively within the First Citizens and Truist organizations. Whitehurst serves on the board of directors for the East Carolina University Alumni Association and is a member of the finance committee at Christ Hope Church in Greenville, NC. First Citizens Asset Management, Inc. offers model-based sub-advisory and direct investment services to individuals, institutions, and municipalities. The firm employs a multi-asset class, model portfolio approach that integrates fundamental, quantitative, and technical analysis with discretionary investment management.

Jeffrey Chapman is a financial advisor with First Citizens Asset Management, Inc. in Charlotte, NC, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. His career includes roles at Bb&T Ris Investment Management and Sterling Capital Management LLC. First Citizens Asset Management provides model-based sub-advisory and direct investment advisory services to individuals, trusts, estates, charitable organizations, corporations, and institutional clients. The firm uses a global multi-asset class approach combining fundamental, quantitative, and technical analysis, with discretionary management focused on strategic asset allocation and risk control.

Ciji Fisher is a financial advisor with First Citizens Asset Management, Inc. in Charlotte, NC, holding Series 65 and Series 63 licenses and having 16 years of industry experience. She has worked with various entities within the First Citizens organization since 2007. Fisher serves on the Cabarrus County Hospice Advisory Board, which supports people living with life-limiting illnesses and their families. First Citizens Asset Management provides model-based sub-advisory and direct investment advisory services to individuals, institutions, and municipalities, employing a multi-asset class investment approach that combines fundamental, quantitative, and technical analysis.