Stuart Lipsteuer is a financial advisor with First Citizens Asset Management, Inc. in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His prior work includes roles at Ryan LLC and Thomson Reuters. First Citizens Asset Management provides investment advisory and sub-advisory services to individuals, trusts, corporations, institutional accounts, and municipal entities. The firm manages global, multi-asset model portfolios across various implementation frameworks using a combination of quantitative and qualitative criteria.

Dillon Smith is a financial advisor with First Citizens Asset Management, Inc., holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining First Citizens, he worked at Bank of America, Merrill, and Equitable Advisors. Outside of his advisory role, Smith serves as Vice President on the board of a homeowners association and provides athletic training services at sporting events. First Citizens Asset Management, Inc. offers model-based sub-advisory and direct investment advisory services to a variety of clients including individuals, trusts, estates, municipalities, and institutions. The firm focuses on multi-asset class portfolios using fundamental, quantitative, and technical analysis, with emphasis on strategic asset allocation and periodic rebalancing.

Austin Pruitt is a financial advisor at First Citizens Asset Management, Inc. with nine years of industry experience. He holds Series 65 and Series 63 licenses. His prior roles include positions at BB&T Retirement & Institutional Services and Ascensus. First Citizens Asset Management provides model-based sub-advisory and direct investment advisory services to a range of clients including individuals, trusts, estates, charitable organizations, corporations, and municipalities. The firm employs a global multi-asset class approach with discretionary management focused on strategic asset allocation, manager research, and risk control.

Jason Vieira is a financial advisor at First Citizens Asset Management, Inc. with 19 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials. Prior to joining First Citizens Asset Management in 2023, he held roles at First Citizens Investor Services, Michael Ryan Realty, LPL Financial, Woodbury Financial Services, Questar Asset Management, Questar Capital Corporation, and Global Alternative Investment Services. Outside of his advisory work, he owns and operates Provident Home Services LLC, a handyman and home renovation business. First Citizens Asset Management provides investment advisory and sub-advisory services to individuals, trusts, corporations, institutional accounts, and municipal entities. The firm manages approximately $167 million on a discretionary basis through a multi-team platform and employs a global, multi-asset investment approach using dynamic asset allocation and both quantitative and qualitative manager research.

Emily Jones is a CFP® with six years of industry experience, currently serving as an advisor at First Citizens Asset Management, Inc. She has been affiliated with various First Citizens entities since 2017 and also teaches an online course within the Masters of Trust and Wealth Management Program at Campbell University's Lundy-Fetterman School of Business. First Citizens Asset Management, Inc. provides investment advisory and sub-advisory services to individuals, trusts, corporations, institutional accounts, and municipal entities. The firm manages multi-asset global portfolios through a multi-team platform of 33 advisors, employing a combination of quantitative and qualitative methods with dynamic asset allocation.

Jonathan Huss is a financial advisor at First Citizens Asset Management, Inc. in Raleigh, NC, holding a Series 65 credential with 10 years of industry experience. He has worked at First Citizens Asset Management since 2016 and has been with First Citizens Bank & Trust Company since 2014. Outside of his advisory role, he is involved in a rental property business. First Citizens Asset Management provides model-based sub-advisory and direct investment advisory services to individuals, trusts, institutions, and municipalities. The firm employs a multi-asset class investment approach that integrates fundamental, quantitative, and technical analysis within discretionary portfolio management.

Michael Wilson is a financial advisor at First Citizens Asset Management, Inc. in Raleigh, NC, with 21 years of industry experience. He holds the Series 66 designation and has worked at First Citizens Bank and First Citizens Investor Services since 2013. Wilson also serves as an officer and director at First Citizens Asset Management in a non-paid role. First Citizens Asset Management provides investment advisory and sub-advisory services to individuals, trusts, corporations, institutional accounts, and municipal entities. The firm manages approximately $167 million on a discretionary basis through a multi-team platform of 33 advisors, offering global, multi-asset model portfolios across various implementation frameworks with ongoing monitoring and dynamic asset allocation.

Marc Horgan is a Series 66-licensed financial advisor with eight years of industry experience. He is currently with First Citizens Asset Management, Inc. and holds a management role at SVB Wealth LLC, a wholly owned subsidiary of First Citizens Bank & Trust. His career includes positions at First Citizens Bank and affiliated entities dating back to 1998. First Citizens Asset Management, Inc. provides investment advisory and sub-advisory services to individuals, trusts, corporations, institutional accounts, and municipal entities. The firm employs a multi-team platform with discretionary management of approximately $167 million, utilizing global multi-asset model portfolios and a combination of quantitative and qualitative investment criteria.

Gregory Risinger is a CFP® certified financial advisor with 34 years of industry experience, currently serving at First Citizens Investor Services, Inc. since 2016. He also holds a role with First Citizens Asset Management, where he has been involved since 2009. Outside of his advisory work, he owns a vacation condominium in Hilton Head Island, South Carolina. First Citizens Investor Services, Inc. offers investment advisory and brokerage services to a diverse client base including individuals, trusts, estates, charitable organizations, pension plans, and business entities. The firm combines risk- and outcomes-based asset allocation with discretionary and non-discretionary management, supported by technology-driven model portfolios and tax-aware planning, and benefits from its affiliation with a bank holding company.

Zachary Callahan is a financial advisor at First Citizens Asset Management, Inc. with four years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Northwestern Mutual Investment Services LLC and Precision Genetics. First Citizens Asset Management provides investment advisory and sub-advisory services to individuals, trusts, corporations, and institutional accounts, managing approximately $167 million through a multi-team platform of 33 advisors. The firm constructs global, multi-asset model portfolios with a focus on dynamic asset allocation and ongoing monitoring.

Kelly Finger is a CFP® professional with 21 years of industry experience, currently serving at First Citizens Asset Management, Inc. since 2010 and First Citizens Investor Services, Inc. since 2016. She holds Series 63 and Series 65 licenses. First Citizens Asset Management, Inc. provides investment advisory and sub-advisory services to individuals, trusts, corporations, institutional accounts, and municipal entities. The firm manages approximately $167 million on a discretionary basis through a multi-team platform of 33 advisors, offering global, multi-asset model portfolios across various implementation frameworks.

Katherine Pepper is a financial advisor at First Citizens Asset Management, Inc. with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with various First Citizens entities since 2006. Pepper serves as a board member for the Cabarrus Rowan Community Health Center. First Citizens Asset Management provides investment advisory and sub-advisory services to individuals, trusts, corporations, institutional accounts, and municipal entities. The firm manages global, multi-asset model portfolios using a multi-team platform and integrates both quantitative and qualitative research in its discretionary management approach.

Steven Colford is a financial advisor with First Citizens Asset Management, Inc., holding Series 65 and Series 63 licenses and bringing 21 years of industry experience. His prior roles include positions at Ascensus, LPL Financial, and Wake County Public Schools. He has been with First Citizens Asset Management since 2026. First Citizens Asset Management provides model-based sub-advisory and direct investment advisory services to a range of clients including individuals, trusts, municipalities, and institutions. The firm constructs global multi-asset class model portfolios using a combination of fundamental, quantitative, and technical analysis, with an emphasis on discretionary management and strategic asset allocation.