Eduardo Martinez is a financial advisor with Forefront Wealth Partners in Santa Barbara, CA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at multiple firms including Glenrock Financial, AE Wealth Management, and AllState Insurance Company, and he owns Edward Martinez Financial Services, providing insurance sales and services. Forefront Wealth Partners is a team-based, SEC-registered advisory firm serving individual clients, business owners, and corporate clients. The firm offers discretionary investment management, comprehensive financial and estate planning, and cash-management services through customized portfolios and a multi-advisor structure.

Gerald Shaw Jr. is a CFP®-certified financial advisor with 42 years of industry experience. He is currently with Forefront Wealth Partners and also affiliated with Calton & Associates. Shaw owns and operates Seminole Tax Pros, LLC, providing tax preparation and consulting services. Forefront Wealth Partners is a team-based SEC-registered adviser serving individuals, business owners, and corporate clients. The firm offers customized portfolio management, comprehensive financial and estate planning, and integrates related businesses such as tax and insurance services.

Bruce Kern is a financial advisor with Forefront in Ocala, FL, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Edward Jones and a 20-year career at Verizon before entering financial advising. Forefront Wealth Partners is a team-based SEC-registered advisory serving individual clients, business owners, and corporate clients with customized portfolio management and comprehensive financial planning, including estate and tax coordination. The firm operates across multiple offices with a multi-advisor structure and integrates related businesses such as tax and insurance services.

Charlotte Pace is a financial advisor with Forefront Wealth Partners based in Austin, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has worked at Forefront since 2024 and previously held roles at Cetera and Calton & Associates. Outside of her advisory work, Pace is involved with Fair Fight Action as a poll attendant and clerk, supporting election processes. Forefront Wealth Partners is an SEC-registered, team-based adviser serving individual clients, business owners, and corporate clients. The firm offers discretionary investment management, comprehensive financial planning, and estate-planning coordination, utilizing customized portfolios and a multi-advisor structure that incorporates related businesses and external platforms.

Eric Negron is a financial advisor at Forefront with 19 years of industry experience. He holds Series 63 and Series 66 credentials and has held various roles across Forefront Wealth Partners, Elevated Business Partners, Calton & Associates, and other firms. Negron is also involved in several business ventures including Forefront Tax Partners and Forefront Insurance Partners, where he provides tax preparation and life insurance services, respectively. Additionally, he partners in an IT consulting firm serving financial advisors and hosts an annual conference for advisors. Forefront Wealth Partners is an SEC-registered, team-based advisory firm serving individual clients, business owners, and corporate clients. The firm offers discretionary investment management, comprehensive financial planning, estate planning coordination, and cash management services, with a multi-advisor structure that integrates related businesses including tax and insurance partners.

Mark Carter is a CFP® with nine years of industry experience, currently serving as a financial advisor at Forefront. He previously worked at Pruco Securities, LLC and Prudential Insurance Company of America for ten years. Forefront Wealth Partners is a team-based SEC-registered adviser serving individual clients, business owners, and corporate clients. The firm offers discretionary investment management, comprehensive financial planning, and estate-planning coordination using customized portfolios and various third-party platforms.

Nicholas Wolf is a CFP® with nine years of industry experience, currently serving at Forefront Wealth Partners. His prior roles include positions at The Pacific Bridge Companies, Inc., Calton & Associates Inc., Manhattan West Asset Management, KeyBank, Morgan Stanley, Citi Bank, and J.P. Morgan Securities. Outside of financial advising, he is involved in dog boarding and dog walking through a pet services business in Olympia, WA. Forefront Wealth Partners is a team-based advisory firm serving individual, business, and corporate clients with tailored investment management and comprehensive financial planning services. The firm employs customized portfolios and integrates related business services, including tax and insurance, across multiple offices.

Michelle Fuccella is a financial advisor at Forefront with six years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Forefront since 2022. Outside of her advisory role, she assists individuals and couples through the divorce process by helping them reach agreements on asset division. Forefront Wealth Partners is a team-based SEC-registered adviser serving individual, business, and corporate clients with investment management and comprehensive financial planning. The firm offers customized portfolio solutions and a broad range of planning services, including estate and special-needs planning, supported by multiple offices and integrated related businesses.

Abby Morton is a CFP® professional with four years of industry experience. She is currently with Forefront and has previously worked at Elements Money, LLC, Elements Technology, Inc., and Aquire Wealth Advisors, LLC dba Dentist Advisors. Forefront Wealth Partners is a team-based, SEC-registered advisory firm serving individual clients, business owners, and corporate clients. The firm offers discretionary investment management, financial planning, estate-planning coordination, and cash-management services through customized portfolios and a multi-advisor structure.

James Alders is a CFP® professional with nine years of industry experience. He is currently affiliated with Forefront Wealth Partners and Principatus Wealth, where he serves as founder and financial planner. He also acts as an executor for his father-in-law's trust and holds a treasurer position. Forefront Wealth Partners is a team-based adviser serving individual, high-net-worth, business, and corporate clients with customized investment management and comprehensive financial planning services, including estate and tax coordination.

Eric Dolin is a financial advisor at Forefront with 15 years of industry experience. He holds a Series 66 designation and has previously worked at firms including J.P. Morgan Wealth Management and Rembrandt Financial Group. Forefront Wealth Partners is a team-based, SEC-registered adviser serving individual clients, business owners, and corporate clients. The firm offers discretionary investment management, comprehensive financial planning, and estate-planning coordination, using customized portfolios and a multi-advisor structure across numerous offices.

David Leone is a CFP® with 11 years of experience in financial services. He is currently affiliated with Forefront and Calton & Associates, having held prior roles at Halpern Financial, Pacific Life Insurance Company, and Jackson National Life Distributors. He also owns Leone & Company Wealth Management, providing comprehensive financial planning. Forefront Wealth Partners is a team-based SEC-registered adviser serving individual clients, business owners, and corporate clients. The firm offers discretionary investment management and comprehensive planning services and utilizes customized portfolios with third-party managers and turnkey platforms.

Jay Kadlec is a CFP® and holds a Series 66 license with four years of industry experience. He is currently with Forefront in Grand Rapids, MI, and has a background that includes roles in mortgage lending and financial planning. Outside of his advisory work, he is involved with Grayson Subaru as a Subaru specialist. Forefront Wealth Partners is a team-based SEC-registered advisory firm serving individual clients, business owners, and corporate clients. The firm offers discretionary investment management, comprehensive financial planning, and estate-planning coordination, utilizing customized portfolios and a multi-advisor structure that includes integrated related businesses.

Erica Unterreiner is a financial advisor at Forefront with a Series 65 credential and one year of industry experience. She has previously worked at Calton & Associates, Summit Advisors, and Mutual of Omaha Investor Services. Forefront Wealth Partners is an SEC-registered, team-based adviser serving individual clients, business owners, and corporate clients. The firm offers discretionary investment management, comprehensive financial planning, and estate-planning coordination with customized portfolios and a multi-advisor structure.

David Daley is a financial advisor at Forefront with a Series 66 credential and four years of industry experience. His prior roles include work with Daley Financial Planning LLC and End Pro Services. Outside of financial advising, he is a contract employee for N2 Content Marketing, where he writes and develops marketing content for the financial industry. Forefront Wealth Partners is a team-based SEC-registered advisory firm serving individual clients, business owners, and corporate clients. The firm offers discretionary investment management, comprehensive financial planning, estate-planning coordination, and cash-management services.

Melissa Pavone is a CFP® with 19 years of experience in the financial industry, currently serving as an advisor at Forefront and Mindful Financial Partners. She previously worked at Oppenheimer & Co for 11 years. Outside of her advisory work, Melissa is involved with Money Matters in Marriage, where she helps couples improve communication about finances, and she founded Mindful Divorce Partners, which focuses on divorce financial analysis. Forefront Wealth Partners is a team-based adviser serving individuals, business owners, and corporate clients through discretionary investment management and comprehensive financial planning. The firm offers customized portfolios and integrates related services such as tax and estate coordination to address a wide range of client needs.

Jordan Gentry is a financial advisor with Forefront Wealth Partners in Twin Falls, ID, holding Series 65 and Series 63 licenses and five years of industry experience. Prior to joining Forefront in 2026, he worked at Briarwood Financial, LPL Financial, Clear Creek Financial Management, CSI, and Canyon Springs. Outside of advisory work, he is co-owner and Director of Client Success at Iron Oak Accounting LLC and maintains employment with SkyWest Airlines. Forefront Wealth Partners is a team-based, SEC-registered firm serving individual, business, and corporate clients with discretionary investment management and comprehensive financial planning. The firm creates customized portfolios using client-specific policies and incorporates related businesses and third-party resources to support its multi-office, multi-advisor structure.

Joseph Stabile is a CFP® with six years of industry experience, currently serving as a financial planner at Forefront. His prior roles include positions at MML Investors Services, Mass Mutual Life Insurance Company, and TD Bank. He is the founder of Coast Financial, a wealth management business affiliated with Forefront Advisor Network. Forefront Wealth Partners is an SEC-registered, team-based adviser serving individual clients, business owners, and corporate clients. The firm offers discretionary investment management and comprehensive financial planning, utilizing multi-advisor collaboration and third-party managers to tailor portfolios and provide specialized planning services.

Chad Rixse is a financial advisor with Forefront Wealth Partners in Austin, TX, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Calton & Associates and Wells Fargo Advisors. In addition to his advisory work, he is involved with Forefront Tax Partners and Forefront Insurance Partners, where he provides tax preparation and life insurance services. Forefront Wealth Partners is a team-based firm serving individuals, business owners, and corporate clients with discretionary investment management, financial planning, and estate coordination. The firm uses customized portfolios aligned with client-specific policies and integrates related businesses such as tax and insurance services within a multi-advisor structure.

Jacob Logan is a Series 66-licensed financial advisor with five years of industry experience. He currently works at Forefront and previously held roles at Prudential Insurance Company of America and Pruco Securities, LLC. Forefront Wealth Partners is a team-based, SEC-registered advisory firm serving individuals, business owners, and corporate clients with discretionary investment management, comprehensive financial planning, and estate-planning coordination. The firm uses customized portfolios and third-party managers to implement allocation models and offers a range of planning services including special-needs planning and online estate-plan creation.

Christopher Owens is a financial advisor at Forefront Wealth Partners with 18 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Pruco Securities, LLC, and operates Owens CPA & Associates, an accounting firm he owns and leads. Owens is also a partner in a labor leasing company and a retail pharmacy business, where he provides tax preparation and bookkeeping services. Forefront Wealth Partners is a team-based SEC-registered adviser serving individual clients, business owners, and corporate clients. The firm offers discretionary investment management, comprehensive financial planning, estate-planning coordination, and cash-management services through customized portfolios and a multi-advisor approach.

Melody Brady is a CFP® professional with 15 years of experience in the financial industry. She currently works with Forefront Wealth Partners and affiliated firms, having previously been employed at CUSO Financial Services, Charles Schwab, and other advisory firms. Forefront Wealth Partners is a team-based SEC-registered adviser serving individual clients, business owners, and corporate clients. The firm offers discretionary investment management, comprehensive financial planning, and estate-planning coordination, utilizing a multi-advisor structure and a variety of third-party investment platforms.

Brent Peddy is a financial advisor at Forefront with 28 years of industry experience. He holds Series 63 and Series 66 designations and has held positions at several firms, including Pruco Securities, LLC and Prudential Insurance Company of America. Forefront Wealth Partners is a team-based SEC-registered advisor serving individuals, business owners, and corporate clients. The firm offers discretionary investment management, comprehensive financial planning, estate-planning coordination, and cash-management services using customized portfolios and multiple planning tools.

I'm Aaron Best, your friendly neighborhood Certified Financial Planner. Born and raised in the stunning landscapes of Southern Utah, I’m a proud local who can’t imagine living anywhere else. After serving a 2 year church mission in the great state of Wisconsin, I found myself at Utah Valley University, where I threw shot put, discus, and hammer for the track team on scholarship. More importantly, it’s where I met and married my amazing wife, Danielle. Fast forward, and we now have four energetic kids who keep us on our toes and in stitches. When I'm not in the office crunching numbers and crafting financial plans, you’ll find me embracing the great outdoors with my family, fishing, camping, or coaching the local high school’s throwing events. My journey into the world of financial planning started with a lightbulb moment in a personal finance class at Utah Valley University. Inspired and excited, I set my sights on becoming a Certified Financial Planner. I kicked off my career at a top-tier financial services firm, diving deep into trading, investing, and retirement planning. From there, I moved to a prominent firm in northern Utah, where I discovered my true passion: working one-on-one with individuals and families to create customized financial plans. Now, I’m back in Southern Utah, bringing my expertise to my own wealth management firm. I get to help people and businesses navigate their financial futures – and I absolutely love it.

Kathleen Oberneder is a CFP® professional at Forefront with 22 years of industry experience. She has previously worked at J. W. Cole Advisors, LPL Financial, and Principal Financial Services. Outside of her advisory role, she serves as treasurer for Independent Housing Initiative, Inc., a nonprofit focused on creating supported housing for adults with special needs. Forefront Wealth Partners is a team-based SEC-registered adviser serving individuals, business owners, and corporate clients. The firm offers customized portfolio management, comprehensive financial planning, and estate-planning coordination, utilizing third-party managers and multi-advisor resources across several offices.

Christopher Marrone is a CFP® with eight years of industry experience and currently works with Forefront Wealth Partners in New York, NY. His prior roles include positions at New York Life and Origin Financial, and he also owns Marrone Wealth Management. Forefront Wealth Partners is a team-based SEC-registered adviser serving individual clients, business owners, and corporate clients with discretionary investment management, comprehensive financial planning, and estate-planning coordination. The firm constructs customized portfolios using client-specific policies and third-party managers, while offering services that include business planning, tax and estate coordination, and special-needs planning.

David Carter is a financial advisor at Forefront with 43 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Forefront Wealth Partners, LLC in 2024, he worked at Prudential Insurance Company of America and Pruco Securities, LLC for over 40 years. He is also a partner at Carter Financial Group Investment and Wealth Management Solutions, where he provides sales and service of insurance and investments. Forefront Wealth Partners is a team-based SEC-registered adviser serving individual clients, business owners, and corporate clients. The firm offers discretionary investment management, financial and estate planning, and cash-management services, utilizing customized portfolios and a multi-advisor structure that integrates related businesses and third-party managers.

Derek St. Clair is a financial advisor at Forefront with 16 years of industry experience. He holds Series 63 and Series 65 registrations and previously worked at Equitable Advisors and Prudential-affiliated firms for over a decade. Forefront Wealth Partners is a team-based SEC-registered advisory firm serving individuals, business owners, and corporate clients. The firm offers discretionary investment management and comprehensive financial planning, including estate-planning coordination and cash-management services.

Aspen West is a CFP® and holds a Series 66 license with nine years of industry experience. Aspen has worked at several firms including The Vanguard Group, Edward Jones, and currently at Forefront as part of a team. Outside of financial advising, Aspen serves as CFO and Director of Operations for Leak Science, LLC, where responsibilities include overseeing the company’s financials and operations. Forefront Wealth Partners is a team-based, SEC-registered advisory firm serving individual clients, business owners, and corporate clients. The firm offers discretionary investment management and comprehensive planning services, employing customized portfolios and integrating related businesses such as tax and insurance partners.