Nicholas Darzentas is a CFA® charterholder with 17 years of industry experience, currently serving at Fortis Capital Advisors, LLC. He has held prior roles at Castle Wealth Management, Sky Alpha Asset Advisors, Northwestern Mutual, and T3 Trading Group. Outside of advisory work, he is involved in life insurance sales, earning residual commissions, and occasionally facilitates real estate transactions for family members. Fortis Capital Advisors provides portfolio management, financial planning, and retirement consulting services to a diverse client base including individuals, families, businesses, and institutional clients. The firm employs a range of investment strategies, including discretionary management and ESG options, and manages $1.615 billion in discretionary assets as of December 2025.

Lori Fernicola is a CFP® with 10 years of industry experience, currently serving at Fortis Capital Advisors, LLC. She previously worked at Castle Wealth Management and Banyan Global Investment Advisors, LLC. Fortis Capital Advisors serves a diverse client base including high-net-worth individuals, families, businesses, retirement plans, institutional clients, and other advisers, offering portfolio management, financial planning, retirement-plan consulting, and educational workshops. The firm uses a range of investment strategies, including passive, active, tactical, blended, and ESG-oriented options, with discretionary management tailored to advisor-specific styles and model portfolios.

Stephan Day is a financial advisor at Fortis Capital Advisors, LLC with 21 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Fortis in 2023, he worked for Horizon Financial Services, LLC for 10 years and had a two-year break from the industry. He is also the owner of Pivot Wealth Management, LLC, an entity established for tax purposes and future branding. Fortis Capital Advisors serves individuals, families, businesses, retirement plans, institutional clients, and other advisers with portfolio management, financial planning, retirement-plan consulting, and educational workshops. The firm offers customized advice through discretionary management, various investment styles, and model portfolios, including ESG-oriented options, managing $1.615 billion in discretionary assets as of December 31, 2025.

David Cleary is a CFA® charterholder with 26 years of industry experience. He is currently with Fortis Capital Advisors, LLC and also serves as president and chief compliance officer of Timber Pointe Capital Management. His prior experience includes roles at Lazard Asset Management Securities LLC, Crow Point Partners, and IPI Wealth Management, Inc. He is also president of Beechmont Holding Corp, a holding company for proceeds from other business ventures. Fortis Capital Advisors provides investment advisory and financial planning services to a diverse client base, including individuals, trusts, businesses, retirement plans, and institutional clients. The firm offers customized portfolio construction across various strategies, with discretionary management and online reporting.

Manish Shah is a financial advisor with Fortis Capital Advisors, LLC in Princeton, NJ, holding Series 63 and Series 65 credentials and having 12 years of industry experience. Prior to joining Fortis in 2022, he worked at Next Horizon Advisors LLC for nine years. Outside of his advisory role, he is involved in several investment-related ventures including serving as principal of Next Horizon WB LLC and advisor to the London Fund, as well as participating on the Board of Advisors for the Yale Jackson School of Global Affairs. Fortis Capital Advisors serves a diverse client base including individuals, families, businesses, retirement plans, and institutional clients, providing portfolio management, financial planning, and retirement-plan consulting. The firm employs a variety of investment strategies, including discretionary management and ESG options, and reported $1.615 billion in discretionary assets under management as of December 31, 2025.

Alec Norton is a financial advisor with Fortis Capital Advisors, LLC in Boston, MA, holding a Series 66 designation and six years of industry experience. His prior roles include positions at D.H. Hill Securities, LLLP, Hornor Townsend & Kent LLC, and Penn Mutual Life Insurance Company. In addition to his advisory work, he holds an insurance brokerage license and actively engages in multi-line insurance sales and service. Fortis Capital Advisors serves individuals, families, businesses, and institutional clients with portfolio management, financial planning, and retirement-plan consulting. The firm employs a variety of investment strategies tailored to client needs, including discretionary management and ESG options, and manages approximately $1.6 billion in discretionary assets.

Melissa Day is a financial advisor with Fortis Capital Advisors, LLC, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. She has worked in various roles at Horizon Financial Services and New Horizon Financial Services prior to joining Fortis Capital Advisors in 2023. In addition to her advisory work, she is involved in the sale of fixed insurance products. Fortis Capital Advisors provides portfolio management, financial planning, and retirement-plan consulting to individuals, families, businesses, and institutional clients. The firm utilizes a combination of discretionary management, advisor-specific investment styles, and model portfolios incorporating passive, active, tactical, and ESG-oriented strategies.

William Coughlin is a financial advisor at Fortis Capital Advisors, LLC in Greenville, SC, holding a Series 66 designation with two years of industry experience. His prior roles include positions at Merrill and Bank of America. Coughlin's earlier background includes teaching and various roles in education. Fortis Capital Advisors serves individuals, families, businesses, and institutional clients with portfolio management, financial planning, retirement-plan consulting, and educational workshops. The firm offers customized advice using discretionary management, advisor-specific styles, and model portfolios that incorporate passive, active, tactical, and ESG-oriented strategies.

Nicholas Gorton is a financial advisor with Fortis Capital Advisors, LLC, holding one year of industry experience. He also serves as an accountant at Gorton & Company, P.C., an accounting firm he has been with since 2015. Fortis Capital Advisors provides portfolio management, financial planning, retirement-plan consulting, and educational workshops to individuals, families, businesses, retirement plans, institutional clients, and other advisers. The firm employs a mix of discretionary management, advisor-specific investment styles, and model portfolios, including ESG options, while managing $1.615 billion in discretionary assets as of December 31, 2025.

Wyatt Warberg is a financial advisor at Fortis Capital Advisors, LLC with one year of industry experience. He holds a Series 66 designation and previously worked at LPL Financial and New York Life. Outside of his advisory role, he serves as secretary on the board of the Janet Shea Education Foundation. Fortis Capital Advisors provides investment advisory and financial planning services to individuals, trusts, businesses, retirement plans, other advisers, and institutional clients. The firm offers customized portfolio construction across a range of strategies, managing accounts primarily on a discretionary basis.

Spencer Graham serves as Vice President Private Wealth Management Advisor at Fidelity Investments, a role he has held since 2022. He works closely with clients and their families to develop and maintain customized financial plans, aiming to provide clarity and peace of mind as they pursue their financial goals. His professional background includes various positions at Fidelity Investments, such as Financial Consultant, Planning Consultant, Audit Manager, and Senior Audit Analyst, spanning from 2018 to the present. Prior to this, he worked as a Financial Institution Specialist at the Federal Deposit Insurance Corporation from 2014 to 2017. Spencer holds a California Insurance License. Outside of his professional life, Spencer has interests that include board games, golf, outdoor adventures, skiing, traveling, and volunteering.

Shrikant Nadkarni is a CFP® with 23 years of industry experience, currently serving as an advisor at Fortis Capital Advisors, LLC since 2022. He is an Emeritus Partner at Withum Smith + Brown, an accounting firm where he provides business advisory, accounting, and tax services. Nadkarni is also an investment committee member of Marathi Vishwa, Inc., a not-for-profit cultural organization. Fortis Capital Advisors offers investment advisory and financial planning services to individuals, trusts, businesses, retirement plans, and institutional clients. The firm emphasizes customized portfolio construction and ongoing monitoring, employing a range of strategies including passive, active, tactical, blended, and ESG-integrated approaches.

Tucker Roeder is a financial advisor with Fortis Capital Advisors, LLC and holds a Series 66 credential. He has 13 years of industry experience, including roles at PURSHE KAPLAN STERLING INVESTMENTS, Inc. and McAdam, LLC. Roeder is a partner and co-owner of Fortis Capital Advisors’ LRVS Advisory Group. Fortis Capital Advisors provides investment advisory and financial planning services to individual investors, trusts, businesses, retirement plans, other advisers, and institutional clients. The firm offers discretionary portfolio management with customized strategies across passive, active, tactical, blended, and ESG-integrated approaches.

Benjamin Kusner is a financial advisor with Fortis Capital Advisors, LLC, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His prior roles include positions at KMG Fiduciary Partners, Morgan Stanley, UBS Financial Services, and KeyBanc Capital Markets. Fortis Capital Advisors serves individuals, families, businesses, retirement plans, institutional clients, and other advisers with portfolio management, financial planning, retirement-plan consulting, and educational workshops. The firm offers customized advice through discretionary management and various investment strategies, including ESG options, and manages $1.615 billion in discretionary assets as of the end of 2025.

Jakob Ruby is a financial advisor at Fortis Capital Advisors, LLC with one year of industry experience. He holds a Series 65 designation and has prior experience at Axim Planning & Wealth and Charles Schwab. His background also includes roles outside finance, such as working at Bowling Green State University and the BGSU Recreation Center. Fortis Capital Advisors serves individuals, families, businesses, retirement plans, institutional clients, and other advisers with portfolio management, financial planning, and retirement-plan consulting. The firm employs a variety of investment strategies including discretionary management, advisor-specific styles, and ESG options, managing $1.615 billion in discretionary assets as of December 31, 2025.

Jeffrey Polanco is a financial advisor at Fortis Capital Advisors, LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Northwestern Mutual in various roles from 2013 to 2021. At Fortis, he also engages in fixed insurance sales. Fortis Capital Advisors serves individuals, families, businesses, retirement plans, institutional clients, and other advisers by providing portfolio management, financial planning, and retirement-plan consulting. The firm utilizes a range of investment strategies, including discretionary management and ESG options, and manages over $1.6 billion in discretionary assets.

John Turman is a financial advisor at Fortis Capital Advisors, LLC with 27 years of industry experience. He held a principal role at Turman Financial Group, LLC for 16 years and has worked as an insurance agent since 1990. His credentials include Series 63 and Series 65 licenses. Fortis Capital Advisors serves individuals, families, businesses, retirement plans, institutional clients, and other advisers with portfolio management, financial planning, retirement-plan consulting, and educational workshops. The firm offers customized investment advice through discretionary management, advisor-specific styles, and model portfolios utilizing a range of strategies including ESG options.

Albert Berg is a financial advisor at Fortis Capital Advisors, LLC in Greenville, SC, with 12 years of industry experience. He holds Series 63 and Series 66 designations and has worked at several firms including Belpointe Asset Management, Kestra Investment Services, and PNC Investments. Berg is a founder and managing partner of Horizon Private Wealth and is involved in business consulting focused on exit planning. Fortis Capital Advisors serves individuals, families, businesses, retirement plans, institutional clients, and other advisers with portfolio management, financial planning, and retirement-plan consulting. The firm combines discretionary management, multiple investment styles, and ESG options to deliver customized advice, managing over $1.6 billion in discretionary assets.

Matthew Joyner is a CFP® with eight years of industry experience. He has worked at Fortis Capital Advisors, LLC since 2023, following positions at Personal Capital Advisors Corporation and Fisher Investments. He is a committee member of the Multnomah Athletic Club, a social organization in Portland, OR. Fortis Capital Advisors serves individuals, families, businesses, retirement plans, institutional clients, and other advisers with portfolio management, financial planning, and retirement-plan consulting. The firm offers customized advice through a variety of investment strategies, including ESG-oriented options, and manages $1.615 billion in discretionary assets as of December 31, 2025.

Chad Joshpe is a CFP® and ChFC® with 21 years of industry experience. He is currently with Fortis Capital Advisors, LLC and has previously worked at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. Outside of his advisory role, he is a motivational speaker and youth sports coach. Fortis Capital Advisors provides customized financial advice and portfolio management services to individuals, families, businesses, retirement plans, institutional clients, and other advisers. The firm employs a variety of investment strategies, including passive, active, tactical, and ESG-oriented options.