Lidiya Gold is a CFP® professional with 23 years of experience in the financial services industry. She is currently with Frost Investment Services and has held roles at Frost Brokerage Services and Frost National Bank since 2008. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and a variety of managed account programs, utilizing a combination of in-house and third-party investment managers through the Fidelity Managed Account Xchange platform.

Kameron Sumrall is a financial advisor at Frost Investment Services with eight years of industry experience. He holds a Series 66 designation and has worked at Frost Private Bank, JP Morgan Chase, Edward Jones, and One Main Financial. Before entering the financial industry, he spent two years at East Texas Baptist University. Frost Investment Services advises individual and corporate clients, including high-net-worth households, with investment advisory and portfolio management services. The firm operates as an enterprise advisory platform with approximately 179 advisors and is affiliated with a banking institution, which influences its referral, custody, and compensation arrangements.

Bryan Turnage is a financial advisor at Frost Investment Services with 13 years of industry experience. He holds the Series 63 designation and has previously worked at BBVA Securities Inc., Texans Credit Union, and Compass Bank. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs, utilizing the Fidelity Managed Account Xchange platform and combining research-driven investment strategies with optional tax and ESG overlay services.

Taylor Thorne is a CFP® with 10 years of industry experience, currently serving at Frost Investment Services. Prior to joining Frost, he worked at Fidelity Investments and its related advisory platforms for five years. Frost Investment Services provides investment advisory and portfolio management services to individual and corporate clients, including high-net-worth households. The firm operates as an enterprise advisory platform with approximately 179 advisors and is distinguished by its affiliation with a banking institution and its percentage-of-assets compensation model.

Anabell Rodriguez is a financial advisor at Frost Investment Services with 13 years of industry experience. She holds a Series 63 designation and has been affiliated with Frost Brokerage Services since 2012, alongside a long tenure with Frost Bank dating back to 1983. Frost Investment Services advises both individual and corporate clients, including high-net-worth households, providing investment advisory and portfolio management services. The firm is notable for its affiliation with a banking institution and operates an enterprise advisory platform with approximately 179 advisors overseeing about $3.7 billion in client assets.

Ryan Ferrin is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Frost Investment Services. His prior experience includes roles at Symphony Financial, Ltd. Co. and LPL Financial. Outside of his advisory work, he also works part-time as a rideshare driver. Frost Investment Services is an SEC-registered adviser that serves individuals, trusts, estates, charitable organizations, and business entities, offering discretionary portfolio management and comprehensive financial planning. The firm utilizes the Fidelity Managed Account Xchange platform, combining model portfolios with third-party managers, and provides optional tax and ESG overlay services.

Katherine Gold is a financial advisor at Frost Investment Services with one year of industry experience. She holds a Series 66 designation and has worked at Frost Brokerage Services, Cullen Frost Bankers, and Cherjamron LLC. Prior to her financial career, she has experience in hospitality and culinary fields, including time at Le Cordon Bleu Madrid and J&W Hospitality LLC. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and various managed account programs, utilizing a combination of fundamental, technical, and cyclical research through the Fidelity Managed Account Xchange platform.

Gary Trempe is a Certified Financial Planner (CFP®) with 14 years of industry experience. He is currently with Frost Investment Services and has prior experience at Fisher Investments and Cetera. Trempe holds Series 63 and Series 65 licenses. Frost Investment Services provides investment advisory and portfolio management services to individual and corporate clients, including high-net-worth households. The firm operates as an enterprise advisory platform affiliated with a banking institution, managing approximately $3.7 billion in client assets through around 179 advisors.

William Alvarez is a financial advisor at Frost Investment Services with 15 years of industry experience. He holds the Series 63 designation and has worked at Frost Bank and Frost Brokerage Services, Inc. since 2023. Prior to that, he was with J.P. Morgan Securities and JP MORGAN CHASE BANK from 2008 to 2023. Frost Investment Services provides investment advisory and portfolio management services to individual and corporate clients. The firm operates as an enterprise advisory platform affiliated with a banking institution and manages approximately $3.7 billion in client assets across a team of around 179 advisors.

Daniel Hinch is a financial advisor with Frost Investment Services in Fredericksburg, TX, holding Series 63 and Series 66 credentials and 18 years of industry experience. His prior experience includes 17 years at Citigroup Global Markets and one year at Thrivent Financial and Thrivent Investment Management. He joined Frost Investment Services in 2025. Frost Investment Services provides investment advisory and portfolio management services to individual and corporate clients, managing approximately $3.7 billion in assets across 179 advisors. The firm is notable for its affiliation with a banking institution and its enterprise-scale platform, which employs a fee model primarily based on assets under management.

Michael Koury is a financial advisor at Frost Investment Services with 22 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at firms including Charles Schwab, TD Ameritrade, and JP Morgan. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing the Fidelity Managed Account Xchange platform and a combination of proprietary and third-party investment strategies.

Brandon Bigham is a CFP® professional with 11 years of industry experience, currently serving at Frost Investment Services. His prior experience includes roles at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Frost Investment Services is an SEC-registered adviser that serves individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and a variety of managed account programs implemented through the Fidelity Managed Account Xchange platform.

Ashley Ferguson is a financial advisor at Frost Investment Services with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Frost Investment Services since 2017, with prior roles at Frost National Bank and Frost Brokerage Services. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm provides discretionary portfolio management and comprehensive financial planning, utilizing a range of managed account programs implemented through the Fidelity Managed Account Xchange platform.

Jack Repa is a financial advisor with Frost Investment Services, holding Series 63 and Series 66 licenses and with 30 years of industry experience. He has worked at Frost Investment Services and Frost Brokerage Services, Inc. since 2022, and previously spent eight years with GFS Advisors, LLC and Global Financial Services, LLC. Frost Investment Services advises individual clients, including high-net-worth households, as well as corporate and business clients, providing investment advisory and portfolio management services. The firm combines enterprise-scale operations with a banking institution affiliation, overseeing approximately $3.7 billion in client assets across its team of advisors.

Denise Henk is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 designations and bringing 15 years of industry experience. She has worked with Frost Brokerage Services since 2012 and with Frost Bank since 2008. Frost Investment Services provides investment advisory and portfolio management services to a diverse client base, including high-net-worth individuals and corporate clients. The firm operates as an enterprise advisory platform affiliated with a banking institution, managing approximately $3.7 billion in client assets across 179 advisors.

Peter Rothe is a financial advisor with Frost Investment Services in Bellaire, TX, holding Series 63 and Series 66 licenses and 23 years of industry experience. His career includes roles at Frost Insurance, Penn Mutual Life Insurance Company, Prudential, Equitable Advisors, Mass Mutual Investors Services, and MetLife Securities. Frost Investment Services is an SEC-registered firm serving individuals, trusts, estates, charitable organizations, and business entities with discretionary portfolio management, comprehensive financial planning, and various managed account programs. The firm employs a multi-disciplinary investment process and offers tax and ESG overlay services, operating as a wholly owned subsidiary of Frost Bank within the Cullen/Frost Bankers group.

Timothy Eastman is a financial advisor with Frost Investment Services in San Antonio, TX. He holds Series 63 and Series 65 licenses and has 26 years of industry experience. Prior to joining Frost in 2025, he worked at Victory Capital Advisers, Inc. and USAA Financial Advisors, Inc. among other firms. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and various managed account programs, utilizing a multi-manager approach through the Fidelity Managed Account Xchange platform.

Carla Worsham is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 63 designation and 28 years of industry experience. She has worked at Frost Brokerage Services, Inc. since 1997 and has been with Frost National Bank since 1984. Frost Investment Services advises individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management services. The firm operates as an enterprise advisory platform with approximately 179 advisors and is affiliated with a banking institution, which influences its referral, custody, and compensation arrangements.

Eric Chapman is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and 14 years of industry experience. He previously worked at JPMorgan Chase Bank and JP Morgan Securities LLC from 2015 to 2022. Outside of his advisory role, Chapman serves as a high school football referee with the Texas Association of Sports Officials. Frost Investment Services provides investment advisory and portfolio management services to individual and corporate clients, managing approximately $3.7 billion in client assets through a team of around 179 advisors. The firm is affiliated with a banking institution, which influences its referral, custody, and compensation arrangements.

Lisa Torres is a financial advisor with Frost Investment Services in San Antonio, TX. She holds a Series 65 designation and has three years of industry experience. Prior to joining Frost Investment Services, she held roles at USAA Federal Savings Bank, USAA, Frost Bank, San Antonio Water System, and SWBC. Outside of her advisory role, Lisa operates a photography and videography business on a limited basis. Frost Investment Services provides investment advisory and portfolio management services to individual and corporate clients, including high-net-worth households. The firm combines enterprise-scale resources with a banking affiliation and manages approximately $3.7 billion in client assets across a multi-team platform.