Stephen Tosi is a financial advisor at Generations Investment Advisors, LLC with 21 years of industry experience. He holds the Series 66 designation and has worked at several firms, including Efficient Advisors, LLC, Sowell Management, Matson Money, Inc., and Next Financial Group, Inc. He has been with Generations Investment Advisors since 2006. Generations Investment Advisors provides portfolio analysis and advisory services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm emphasizes manager selection and asset allocation based on Modern Portfolio Theory and efficient-market principles, typically recommending third-party independent money managers rather than directly managing client portfolios.

Ronnie Kidd is a financial advisor with Generations Investment Advisors, LLC in High Point, NC, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has worked with several firms including Assetmark, Inc., Efficient Advisors, LLC, and Matson Money, Inc. Outside of financial advising, he is a licensed insurance producer in North Carolina. Generations Investment Advisors provides portfolio analysis and advisory services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm emphasizes manager selection and asset allocation based on Modern Portfolio Theory, typically acting as a co-advisor that facilitates the use of third-party independent money managers rather than managing portfolios directly.