Fernando Germana is a Series 66 licensed financial advisor with six years of industry experience. He is currently with Germana Capital LLC, where he has worked since 2022. His prior experience includes positions at Muriel Siebert & Co. Inc, Bank of America, N.A., and Merrill Lynch. Outside of advising, he serves as CEO of EGEO Global Corp, an import-export company, and is president of Schutz & Schein Group Corp., a family-owned business. Germana Capital LLC provides portfolio management and financial planning services primarily to high-net-worth individuals and certain business entities. The firm manages a small number of client relationships using individualized Investment Policy Statements and a discretionary investment approach that incorporates multiple analytical methods and a broad range of instruments.

Jean Coletta is an investment advisor representative at Germana Capital LLC with one year of experience in the financial industry. He holds Series 63 and Series 65 licenses and has previously operated Coletta Asset Management LLC and Transearth Europe S.L., where he manages intermediary commodity transactions. Germana Capital provides portfolio management and financial planning services primarily to high-net-worth individuals and certain business entities, focusing on tailored advice based on clients’ goals and risk tolerances. The firm uses a variety of analytical methods and offers performance-based compensation for qualified clients, managing a limited client base with a small advisor team.