Sanjay Varshney is a CFA charterholder with six years of industry experience. He previously worked at Wells Fargo Private Bank for five years and has been a professor of managerial and corporate finance at California State University since 2015. He is based in El Dorado Hills, CA. Goldenstone Wealth Management serves individuals, high-net-worth households, business owners, and selected institutional clients with discretionary portfolio management and holistic financial planning. The firm employs a long-term, multi-asset total-return investment approach and offers tailored, goals-based programs that may include limited option strategies and alternative investments for qualified clients.

Andres Villegas is a CFA® charterholder with six years of industry experience. He has worked at Goldenstone Wealth Management since 2020, following eight years at Wells Fargo Private Bank. Goldenstone Wealth Management serves individuals, high-net-worth households, business owners, and selected institutional clients, offering discretionary portfolio management and comprehensive financial planning. The firm employs a long-term, multi-asset total-return approach that combines fundamental, technical, and macroeconomic analysis, with tailored investment programs that may include limited options strategies and private capital investments for accredited clients.