Jo Lyn Chappell is a financial advisor at Gradient Advisors, LLC with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Gradient Advisors since 2017. Outside of her advisory role, she volunteers as an associate director conducting courses for the Nedley Recovery Program. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to a wide range of clients, including individuals, retirement plans, and charitable organizations. The firm operates primarily through third-party money managers and investment advisor representatives, emphasizing a largely non-discretionary model that utilizes various analytical tools to align portfolios with client objectives and risk tolerance.

Barry Young is a financial advisor at Gradient Advisors, LLC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Gradient Advisors since 2017, following five years at Whitestone Wealth Management, LLC. Young is also president of Barry Young Enterprises Inc., an insurance sales business he has operated since 1988. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, charitable organizations, and businesses. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, employing a largely non-discretionary model that incorporates fundamental, technical, and cyclical analysis in portfolio management.

Kenneth Plummer is a financial advisor at Gradient Advisors, LLC with 19 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to joining Gradient Advisors in 2020, he worked at Virtue Capital Management and has been involved with Alliance America Corporation and The Eagle One Group, Inc. outside of Gradient. In addition to his advisory work, he serves as treasurer for a local volunteer organization, West Vincent Democrats. Gradient Advisors provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, focusing on a largely non-discretionary model that emphasizes client approval of transactions.

Michael Fusella Valdez is a financial advisor at Gradient Advisors, LLC with nine years of industry experience. He holds a Series 65 designation and has previously worked at C2P Capital Advisory Group, LLC and Retirement Wealth Advisors. Valdez has operated his own business, Better Federal Retirement, since 1998. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm primarily works through a network of Investment Advisor Representatives and third-party money managers, employing a largely non-discretionary model with detailed client risk analysis.

Shane Miller is an investment advisor at Gradient Advisors, LLC with Series 65 and Series 66 credentials and two years of industry experience. He has worked at Gradient Advisors since 2024 and has been involved with SEM Retirement Services, LLC since 2005, where he assists clients with insurance and Medicare sales. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, offering a non-discretionary model that emphasizes client-approved transactions and employs various analytical approaches in portfolio management.

Danielle Mefford is a financial advisor at Gradient Advisors, LLC with five years of industry experience. She holds a Series 65 designation and has previously worked at Ruggiero Wealth Management, LLC. Mefford is also the owner and advisor of Legacy Financial Planning and Insurance Services, LLC. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to a variety of clients including individuals, retirement plans, trusts, estates, and businesses. The firm operates primarily through third-party money managers and Investment Advisor Representatives, using a largely non-discretionary model and various analytical tools to guide portfolio management.

Ryan Hall is a CFP® with nine years of industry experience, currently serving as an advisor at Gradient Advisors, LLC since 2021. His prior roles include work at Accelerated Wealth Advisors and service with the 53rd Electronic Warfare Group. Outside of his advisory work, he is President and CEO of Hall Financial LLC, an insurance sales business. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, using a largely non-discretionary model that incorporates fundamental, technical, and cyclical analysis in managing client portfolios.

Jon Hoyle is a financial advisor at Gradient Advisors, LLC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with firms including Cambridge Investment Research Advisors, Securities America, and VOYA Financial Advisors. Outside of his advisory role, he has operated as an independent Medicare agent. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, managing approximately $289 million in regulatory assets and administering about $1.10 billion in assets.

Andy Jaikaran is a financial advisor at Gradient Advisors, LLC with a Series 65 credential and two years of industry experience. Prior to joining Gradient Advisors in 2024, he held roles in real estate and mortgage sales, including positions at Florida Homes Realty and Mortgage since 2020 and Money Tree Consulting from 2019 to 2024. He is also involved in investment advisory and insurance services through his ownership of Jaikaran Wealth Management and Jaikaran Financial Group. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to a diverse client base, including individuals, retirement plans, trusts, and businesses. The firm operates a primarily non-discretionary model, working with third-party money managers and Investment Advisor Representatives to offer advice and implementation support, managing approximately $1.39 billion in total platform assets.

Michael Fritts is a Series 65-licensed advisor with Gradient Advisors, LLC, based in Knoxville, TN. He has 10 years of industry experience and has worked at Gradient Advisors since 2023. His prior roles include positions at Goals Based Financial Planners, Brookstone Capital Management LLC, and Fritts Financial. He is also the owner and Investment Advisor Representative of Goals Based Financial Planners, where he provides financial planning services. Gradient Advisors, LLC offers investment management, financial planning, and consulting to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, using a largely non-discretionary model that incorporates fundamental, technical, and cyclical analysis in portfolio management.

Marc Thompson is a Chartered Financial Consultant (ChFC®) with two years of experience at Gradient Advisors, LLC and over a decade of prior experience at ASB Financial. He is also the owner of Eagle Retirement Strategies, where he provides financial planning services. Gradient Advisors, LLC offers investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other entities. The firm operates mainly through third-party money managers and Investment Advisor Representatives, using a largely non-discretionary model that integrates fundamental, technical, and cyclical analysis.

Charles Jones is a financial advisor at Gradient Advisors, LLC with two years of industry experience. He holds a Series 65 designation and has previously worked at Goals Based Financial Planners, Regions Bank, SunTrust Bank, and NovaCopy. Jones is also involved with Goals Based Financial Planners, LLC, where he provides financial planning and advisory services. Gradient Advisors, LLC offers investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, using a largely non-discretionary model and a range of analytical tools to support client portfolios.

Catherine Peters is a financial advisor at Gradient Advisors, LLC with 35 years of industry experience. She holds Series 63 and Series 65 designations. Peters has been associated with Gradient Advisors and its related entities since 2014. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, using a largely non-discretionary model that incorporates fundamental, technical, and cyclical portfolio analysis.

Michael Herron is a financial advisor at Gradient Advisors, LLC with a Series 65 credential and one year of industry experience. Before entering the financial advisory field, he worked for Konica Minolta Business Solutions for 28 years. Outside of advising, he is involved with MLH Property 1 LLC, an independent business venture. Gradient Advisors provides investment management, financial planning, and consulting services to a diverse client base including individuals, retirement plans, trusts, and corporations. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, using a largely non-discretionary model that emphasizes client approval of transactions and integrates multiple analytical approaches in portfolio management.

Bryan Lee is a Series 65 licensed advisor at Gradient Advisors, LLC with one year of industry experience. His prior roles include positions at Gradient Investments, Wells Fargo Clearing Services, Wells Fargo Bank, Select Comfort, and Securian Financial. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through third-party money managers and Investment Advisor Representatives, employing a largely non-discretionary model that incorporates fundamental, technical, and cyclical analysis.

Leon Grove III is a financial advisor at Gradient Advisors, LLC with the ChFC® designation and five years of industry experience. He has worked at Gradient Advisors since 2024 and previously spent four years with Sequent Planning, LLC. Outside of his advisory role, he is the owner of Grove Financial Group Inc., which focuses on insurance and Medicare sales, and he leads Web Tech Design, a web technology company providing marketing and lead generation services for agents. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, employing a largely non-discretionary model that involves client approval of transactions.

Sandra Brown is a financial advisor with Gradient Advisors, LLC, holding a Series 65 credential and seven years of industry experience. She has been with Gradient Advisors since 2020 and previously worked at AE Wealth Management and Brokers Financial. Brown is also involved with Senior Watchdog, Inc., where she provides insurance sales and services. Gradient Advisors, LLC delivers investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, employing a largely non-discretionary model that includes documented client risk assessments and fundamental, technical, and cyclical portfolio analysis.

Kelly Racicot is a financial advisor at Gradient Advisors, LLC with four years of industry experience. She holds a Series 65 designation and has worked at Gradient Advisors since 2022. Prior to this, she has been involved with Novera Financial Group, LLC and Novera Wealth Management, LLC as an owner and advisor, focusing on financial planning and income planning. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, emphasizing a largely non-discretionary approach with client approval of transactions and using a range of analytical tools in portfolio management.

Shannon Gligora is a financial advisor at Gradient Advisors, LLC with four years of industry experience. She holds a Series 65 designation and has worked at Encompass More Asset Management LLC, Verity Asset Management, and Appreciation Financial. Outside of her advisory role, she owns a digital marketing course business called Shannon's Daily Pay and serves as an officer of Abundant Life Solutions, LLC, a management and clerical services pass-through entity. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, employing a largely non-discretionary model with documented risk analysis and a combination of fundamental, technical, and cyclical portfolio analysis.

Chad Heberly is a financial advisor with Gradient Advisors, LLC and holds Series 63 and Series 66 licenses. He has 14 years of industry experience, including prior roles at Ameriprise and Stifel Nicolaus. Heberly is involved in several community organizations in Pueblo, Colorado, serving as treasurer of the Pueblo Economic Development Foundation and holding finance-related positions with local nonprofits and commissions. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to a diverse client base including individuals, retirement plans, and charitable organizations. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, using a largely non-discretionary model supported by risk analysis tools and multiple methods of portfolio analysis.