James Eckley is an investment advisor representative at Hardworking Capital Advisors, LLC with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Cetera Advisor Networks, Girard Securities, KIPP Financial Group, and NPB Financial Group. In addition to his advisory work, Eckley is involved in life insurance sales and sells life settlements through a separate business. Hardworking Capital Advisors serves high-net-worth individuals, charitable organizations, and businesses by providing discretionary investment management, financial planning, and pension consulting. The firm employs a suitability-driven process using model portfolios and third-party managers, and it may incorporate derivatives and options strategies in client accounts.

Mathew Mellier is a CFP® professional with 24 years of industry experience, currently serving at Hardworking Capital Advisors, LLC. His prior roles include positions at Emerson Equity LLC and Cetera Advisor Networks LLC. Mellier is also involved in life insurance and index annuity sales as part of his financial planning services. Hardworking Capital Advisors serves high-net-worth individuals, charitable organizations, and businesses, providing discretionary investment management, financial planning, and pension consulting. The firm employs a suitability-driven process and utilizes model portfolios and third-party managers, with a small team managing approximately $192 million across several hundred clients.