Michael Pallozzi is a financial advisor with HFM Investment Advisors, Inc. in Glassboro, NJ, holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. He has been affiliated with various entities under the HFM name since 2004. In addition to his advisory role, he is also an insurance agent engaged in insurance product sales. HFM Investment Advisors, Inc. serves individual, high-net-worth, institutional, and fiduciary clients by providing discretionary investment management and comprehensive financial planning. The firm employs fundamental security analysis and asset-allocation strategies focused on diversification and tax efficiency, managing approximately $493 million with a small advisory team.

Stephen Hyde is a CFP® with 36 years of industry experience. He has been with HFM Investment Advisors, Inc. since 1993 and also has a long tenure with MML Investors Services, Inc. and Massmutual Life Insurance Company. Outside of his advisory work, he serves as a board member and trainer for the Catholic Leadership Institute and is a board member at St. Marks High School. HFM Investment Advisors provides discretionary investment management and financial planning services to a diverse client base including individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm’s investment approach centers on fundamental security analysis and diversified asset allocation tailored to client goals, with regular reviews and client meetings to ensure suitability and alignment with client restrictions.