Cheng Luo is a financial advisor at HHL Wealth Advisors Inc. with three years of industry experience. He holds the Series 63 and Series 65 designations and has worked with multiple firms including Cetera Financial Specialists LLC and Prime Number Capital, LLC. Luo also serves as an adjunct assistant professor teaching accounting courses at Baruch College since 2015 and provides tax planning services through a separate tax advisory business. HHL Wealth Advisors Inc. offers investment management, financial planning, and retirement plan consulting to individuals, employer-sponsored plans, and small businesses. The firm employs asset-allocation strategies based on modern portfolio theory and fundamental analysis, combining passive and active investment vehicles tailored to client goals and risk tolerance.

Congzhu Yang is a financial associate at HHL Wealth Advisors Inc. in Flushing, NY, with two years of industry experience. He holds a Series 65 designation and also works as a financial associate at HHL Advisors Group, assisting with tax preparation. Prior to this, he studied at New York University and Zhejiang Gongshang University. HHL Wealth Advisors Inc. provides investment management, financial planning, and retirement plan consulting to individuals, employer-sponsored plans, and small business clients. The firm uses asset-allocation frameworks based on modern portfolio theory and fundamental analysis, combining passive and active investment vehicles tailored to client goals and risk tolerance.