Michael Rothrock is a CFP®-certified financial advisor with 27 years of industry experience, currently serving at Hornor, Townsend & Kent, LLC since 2014. He also holds roles in insurance brokerage and financial planning through his ownership of Rock Capital Group, where he provides life insurance sales and related financial services. Rothrock’s background includes work with Penn Mutual Life Insurance Company. Hornor, Townsend & Kent serves individuals—including high-net-worth clients—trusts, businesses, charitable organizations, and retirement plans by offering advisory services primarily through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and non-discretionary oversight, managing a significant portion of assets on a non-discretionary basis.

Daniel Wilson is a financial advisor at Hornor, Townsend & Kent, LLC with eight years of industry experience. He holds the Series 66 designation and has worked at Hornor, Townsend & Kent since 2018, with a one-year tenure at Main Street Investors, LLC. Wilson also holds roles at Penn Mutual Life Insurance and PS&G Financial Partners. Outside of advising, he works as an insurance agent handling Penn Mutual Life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Jeffrey Weiner is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 license and bringing 42 years of industry experience. He has been associated with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent Inc since 2010. Outside of his advisory role, he founded a networking group for business owners and decision makers. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services through third-party asset managers, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Aditya Krishnaswamy is a financial advisor at Hornor, Townsend & Kent, LLC with a Series 66 designation and less than one year of industry experience. His prior work experience includes roles at Penn Mutual Life Insurance Company, SAP, and Rutgers University. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, offering a range of investment options and managing approximately $8.37 billion in discretionary assets as of December 31, 2025.

Matthew Slain is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 65 credential and 12 years of industry experience. He has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2014. Slain serves as a board member for Milestones Non-Profit and participates in local government as a member of the City of Mayfield Heights Board of Zoning/Housing Appeals. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services primarily through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm’s advisory model focuses on client-directed implementation and oversight with a significant portion of client assets managed on a non-discretionary basis.

Richard Steele is a CFP® with 25 years of industry experience, currently serving at Hornor, Townsend & Kent, LLC since 2000. He also holds a CPA designation and provides tax return preparation and accounting services through his own practice. Steele is involved in insurance sales and service for multiple carriers, including Penn Mutual Life Insurance Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms and emphasizing client-directed implementation and oversight.

Alex Maicks is a financial advisor at Hornor, Townsend & Kent, LLC with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Key Investment Services LLC, Bank of America, Merrill, and Wells Fargo in various capacities. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Frank Oley Sr. is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Hornor, Townsend & Kent since 2007 and also serves as an agent for Penn Mutual Life Insurance Company. Outside of his advisory role, he operates several life insurance brokerage businesses, including Oley Financial and 1847 Financial, providing insurance sales and related services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory services that emphasize client-directed implementation and oversight, primarily on a non-discretionary basis. The firm combines financial planning, consulting, and third-party asset manager platforms to deliver its investment approach.

Stuart Appel is a financial advisor at Hornor, Townsend & Kent, LLC with 31 years of industry experience. He has been with Hornor, Townsend & Kent since 1993 and has held roles at Penn Mutual Life Insurance Co and Dicerbo PCP & Associates since 1981. Appel is also involved in multiple insurance brokerage activities, including life and disability insurance sales targeting the medical professional market. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services through third-party asset manager platforms, financial planning, and consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Michael Dayan is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 designations and two years of industry experience. His prior roles include positions at Safra National Bank of New York, Real Essentials, Baruch College, Bank of America, and a decade at Yeshivah of Flatbush. Outside of advising, he is an assistant at an insurance brokerage focusing on Penn Mutual life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset managers. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Jacob Kowalski is a financial advisor at Hornor, Townsend & Kent, LLC with 11 years of industry experience. He holds Series 65 and Series 66 credentials and previously worked at PNC Investments LLC and U.S. Bancorp Investments, Inc. Kowalski serves the Oakdale, MN area and has volunteered as a first responder for the City of North Saint Paul. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered investment advisor and FINRA-member broker-dealer, with a platform that includes third-party asset manager relationships and discretionary and non-discretionary account options.

Alan Barrier is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Royal Alliance Associates, Penn Mutual Life Insurance Company, and Raymond James Financial. Barrier is also the COO of New Day Financial Advisors, LLC, an insurance brokerage specializing in disability and health insurance products, including those from Penn Mutual Life. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services, offering tailored investment strategies supported by a network of third-party asset managers and custodial capabilities.

Ankur Manchanda is a CFP® with 22 years of industry experience, currently affiliated with Hornor, Townsend & Kent, LLC. He has worked with Penn Mutual Life Insurance Company and Hornor Townsend & Kent since 2010. Manchanda is also involved in insurance sales and financial services through his roles at Ankur Manchanda, LLC and Q6 Group, LLC. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily on a non-discretionary basis through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight, managing approximately $7.38 billion in non-discretionary client assets as of the end of 2024.

Delana Romenesko is a financial advisor at Hornor, Townsend & Kent, LLC with 27 years of industry experience. She holds Series 63 and Series 65 licenses. Prior to joining Hornor, Townsend & Kent in 2026, she spent 24 years at Thrivent Financial for Lutherans and Thrivent Investment Management Inc. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing a range of custody, execution, and brokerage capabilities alongside investment advice.

Gregory Altenau is a financial advisor at Hornor, Townsend & Kent, LLC with 42 years of industry experience. He holds the ChFC® and Series 63 designations and has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 1979. Outside of his advisory role, he serves as treasurer for a community band and is a board member and treasurer for an archaeological research institute. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third‑party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Hunter Gimbel is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He has worked at Penn Mutual Life Insurance Co and Hornor Townsend & Kent Inc since 2016. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers offering financial planning, advisory programs, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody and execution capabilities alongside investment advice, with a platform that includes relationships with third-party asset managers and a combination of discretionary and non-discretionary account options.

Edward Barrett is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 credential and 36 years of industry experience. His career includes roles at Penn Mutual Life Insurance Co. and National Life Insurance Co. Since 2024, he has been a managing partner at 1847 Financial, a multi-line insurance brokerage where he oversees recruitment, sales, and service of various insurance accounts. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of its approximately $7.38 billion in client assets on a non-discretionary basis.

Roger Greff is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. His prior roles include positions at Pruco Securities, LLC and The Prudential Insurance Company of America. In addition to his advisory work, he serves as a sales manager overseeing insurance sales and service for multiple carriers, including Penn Mutual Life Insurance Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and financial planning. The firm focuses on client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Paul Bednarczyk is a financial advisor at Hornor, Townsend & Kent, LLC with 16 years of industry experience. He holds a Series 66 designation and has previously worked at Ameriprise, Lulu & Luigi, and Thrivent Investment Management. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and emphasizing client-directed implementation and oversight. The firm manages a majority of client assets on a non-discretionary basis and offers services including financial planning, consulting, and limited-scope fiduciary engagements.

Chad Cole is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and over 22 years of industry experience. He has been with Hornor, Townsend & Kent since 2013 and also maintains a longstanding role with Penn Mutual Life Insurance Company. Outside of his advisory work, he is involved in life insurance brokerage through separate agencies and participates in community service as a member of the Preston Rotary Club. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services and employs third-party asset managers to provide customized investment solutions under a comprehensive supervisory framework.