Donald Kuerner is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Hornor, Townsend & Kent since 2011 and also serves as an insurance agent for multiple carriers, including Penn Mutual Life Insurance Company. Hornor, Townsend & Kent provides advisory services to individuals, trusts, businesses, charitable organizations, and retirement plans, primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Christopher Chochon is a financial advisor with Hornor, Townsend & Kent, LLC and holds a Series 65 designation. He has one year of industry experience and has previously worked at Axios Financial Group, Mutual of Omaha, and several CPA firms. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory programs and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Nathaniel Henein is a financial advisor with Hornor, Townsend & Kent, LLC, holding the ChFC® designation and the Series 66 license. He has 19 years of industry experience and has been associated with Penn Mutual Life Insurance Company and Hornor Townsend & Kent since 2011. He serves as a member at large on his church council board, participating in governance and organizational decision-making. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight with a primarily non-discretionary investment approach.

Carol Brian is a ChFC® credentialed financial advisor at Hornor, Townsend & Kent, LLC with 18 years of industry experience. She has worked at Hornor, Townsend & Kent since 2017 and has prior experience with Penn Mutual Life Insurance and Massachusetts Mutual Life Insurance Company. Outside of her advisory role, Brian is involved in a multi-line insurance brokerage business. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm provides both advisory and broker-dealer services, utilizing third-party asset managers and a range of account options to deliver tailored investment strategies.

William Sanders Jr. is a financial advisor at Hornor, Townsend & Kent, LLC with 27 years of industry experience. He holds a Series 63 designation and has held prior roles at firms including Penn Mutual Life Insurance Company, Park Avenue Securities, Guardian Life Insurance Company, OneAmerica Securities, and Northwestern Mutual. Sanders is also involved in life insurance brokerage through his roles with 21st Century Financial and 1847Financial, focusing on insurance sales and service. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services through third-party asset manager platforms, financial planning, and retirement consulting. The firm emphasizes client-directed implementation and oversight with a primarily non-discretionary advisory model.

Jason Bingham is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His prior roles include positions at Thrivent Financial for Lutherans and MassMutual Investors Services. Outside of advising, he is involved in insurance brokerage through 1847Financial. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily on a non-discretionary basis through third-party asset manager platforms and financial planning. The firm is notable for its dual registration as an SEC-registered investment adviser and broker-dealer and its affiliation with 1847 Financial/Penn Mutual.

James Knight is a financial advisor at Hornor, Townsend & Kent, LLC with nine years of industry experience. He holds the Series 66 designation and has been with Hornor, Townsend & Kent since 2016. Outside of his advisory role, Knight serves as a deacon at Sycamore Chapel Church of Christ, where he is responsible for youth and outreach programs. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory services delivered via third-party asset manager platforms, financial planning, and consulting. The firm’s approach emphasizes client-directed implementation and oversight, managing the majority of its assets on a non-discretionary basis.

Christian Moyer is an advisor at Hornor, Townsend & Kent, LLC with Series 63 and Series 65 credentials and two years of experience in the financial services industry. Prior to joining Hornor, Townsend & Kent, he worked at Blu Dot Services and held teaching positions at the University of Akron and local schools. Outside of his advisory role, he has experience in education spanning over a decade. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and FINRA-member broker-dealer, providing clients with custody, execution, and brokerage services alongside investment advice.

Eric Kuester is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 65 and Series 63 licenses and having 12 years of industry experience. His prior work includes roles at Prudential Insurance Company of America, PRUCO Securities, LLC, Guardian Life Insurance Company, and Park Avenue Securities. Kuester is a general partner in Quester Enterprises, LLC. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing a range of custody, execution, and brokerage capabilities alongside investment advice.

Joseph Frey is a financial advisor with Hornor, Townsend & Kent, LLC. He holds a Series 66 designation and has worked in the financial and related fields since 2022, including roles at Baker Tilly and owning Frey & Co. CPA's. Outside of finance, his background includes positions in education and sports organizations. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered investment adviser and a FINRA-member broker-dealer, offering clients various account options and a collaborative investment management approach.

Charles Chomali is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and four years of industry experience. His career includes roles at Equitable Advisors and Penn Mutual Life Insurance Company, where he is also engaged in insurance brokerage activities. He has worked in various financial and sales positions and has a background that includes several years at Yeshiva University. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of its client assets on a non-discretionary basis.

James Cooney is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and 14 years of industry experience. He previously worked at METLIFE SECURITIES Inc before joining Hornor, Townsend & Kent and Penn Mutual Life Insurance Co in 2017. Outside of his advisory role, Cooney is involved in multiple insurance brokerage activities, including serving as an agent for several firms offering multi-line insurance products and life settlements. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Tracy Chipman is a financial advisor at Hornor, Townsend & Kent, LLC with 25 years of industry experience. She holds a Series 66 designation and has worked previously at Ameriprise Financial Services, Inc. and Riversource Distributors, Inc. Outside of her advisory role, she is a partner in a small dump truck business and serves as an advisory board member for the Client Experience Certificate Program at Minnesota State University. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and emphasizing client-directed implementation and oversight.

William Holmes is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Hornor, Townsend & Kent since 1998 and also owns an insurance brokerage under the Holmes Group, focusing on life insurance sales and service. Additionally, he participates in a networking group with other partners to exchange ideas that benefit their clients. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight with a predominantly non-discretionary asset management approach.

Aaron Spahr is a CFP® with 28 years of industry experience. He is currently with Hornor, Townsend & Kent, LLC and has previously worked at Securities America, Inc. and OSAIC. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory services that emphasize client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Timothy Darnell is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 credentials and having 10 years of industry experience. He has been with Hornor, Townsend & Kent Inc since 2016. Outside of his advisory role, he is active as an insurance agent, providing multi-line insurance brokerage services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, combining investment advice with custody, execution, and brokerage capabilities.

Steven Goodman is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 65 and Series 63 licenses and bringing 19 years of industry experience. He has worked concurrently at Penn Mutual Life Insurance Company and Hornor Townsend And Kent, Inc since 2007. Outside of his advisory role, Goodman is involved in life insurance brokerage through 21st Century Financial and partners in a firm that provides training and marketing support for disability insurance. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and a FINRA-member broker-dealer, managing a combined discretionary and non-discretionary portfolio exceeding $9 billion as of year-end 2025.

Gregory Pitruzzello is a financial advisor at Hornor, Townsend & Kent, LLC with 31 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at both Penn Mutual Life Insurance Company and Hornor, Townsend & Kent since 2008. He is also active as an insurance agent providing life insurance sales and service for multiple carriers. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, managing approximately $8.37 billion in discretionary assets under management as of the end of 2025.

Emma Hodges is a financial advisor with Hornor, Townsend & Kent, LLC in New York, NY, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Hornor, Townsend & Kent since 1995. Outside of her advisory role, she serves as Vice-President and agent at Empire Wealth Strategies, where she is involved in insurance sales, recruiting, and training. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing a majority of client assets on a non-discretionary basis.

Atarius Collier is a financial advisor at Hornor, Townsend & Kent, LLC with two years of industry experience. He holds Series 65 and Series 63 licenses and has previous experience with Northwestern Mutual and Penn Mutual Life Insurance Company. Outside of advising, he is also involved in insurance brokerage. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs and financial planning services. The firm operates both as an SEC-registered adviser and FINRA-member broker-dealer, managing a multi-billion-dollar asset portfolio and offering customized investment strategies via a network of advisers and third-party asset managers.