Thomas Colson is a financial advisor at Hornor, Townsend & Kent, LLC with four years of industry experience. He holds a Series 66 designation and previously worked with MassMutual Life Insurance Co and Thrivent Financial, among others. Colson is also involved as an insurance agent with Elevate Financial Group, focusing on insurance sales and service including Penn Mutual Life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing the majority of its client assets on a non-discretionary basis.

John Cranley III is a financial advisor at Hornor, Townsend & Kent, LLC with 55 years of industry experience. He holds the ChFC® designation and Series 63 license. His career includes long-standing roles in insurance brokerage through his own firms, including John J. Cranley Co. Inc., where he focuses on life insurance sales and service for multiple carriers, including Penn Mutual Life Insurance Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight with a primarily non-discretionary investment model.

Thomas Sullivan is a CFP® with 45 years of industry experience, currently serving at Hornor, Townsend & Kent, LLC since 1988. He has also been associated with Penn Mutual Life and Penn Mutual/PMES since 1977. In addition to his advisory work, he acts as an agent for Cornerstone Financial Group, providing life insurance brokerage services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of its assets on a non-discretionary basis.

Richard Weinstein is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and having 13 years of industry experience. He has worked concurrently at Penn Mutual Life Insurance Company, Hornor, Townsend & Kent, Inc, and his own firm, Weinstein & Company, PC, since 2014. Outside of his advisory work, he owns an accounting and tax preparation firm, serves in leadership roles in a local business networking group, and is a partner in a service industry venture. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight, managing most client assets on a non-discretionary basis.

Victoria Robinson is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and 23 years of industry experience. Her prior roles include positions at Janney Montgomery Scott, Foreside Fund Services, LLC, and Penn Mutual Life Insurance Company, where she has been involved since 2005. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing a significant portion of client assets on a non-discretionary basis.

Jeffrey Zavila is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. His prior roles include positions at Edward Jones and AIG Advisor Group. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight with a substantial portion of assets managed on a non-discretionary basis.

Zachary Rawlings is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His prior roles include positions at MassMutual Investors Services and Penn Mutual Life Insurance Company. Outside of his advisory work, he operates life insurance brokerages under Empire Wealth Strategies and Contego Advisors and serves as a fact checker for investment and insurance articles at Bottom Line Inc. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and non-discretionary client-directed investment oversight.

Maria Colon is a financial advisor at Hornor, Townsend & Kent, LLC with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including UBS Financial Services Inc., Lincoln Financial Advisors, and The Vanguard Group. In addition to her advisory role, Colon is involved in insurance brokerage, assisting with sales and service of Penn Mutual life insurance products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and FINRA-member broker-dealer, offering discretionary and non-discretionary account options and managing approximately $8.37 billion in discretionary assets under management as of December 31, 2025.

Ashok Sanghavi is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor at Hornor, Townsend & Kent, LLC since 2023. He previously worked at Retirement Income Management for 10 years and has been associated with Penn Mutual Life Insurance Company since 2011. Outside of his advisory role, Sanghavi is active as an insurance agent with Global Financial Group, focusing on insurance sales and service including Penn Mutual Life products. Hornor, Townsend & Kent provides advisory services to individuals, trusts, businesses, charitable organizations, and retirement plans, utilizing third-party asset manager platforms and a client-directed, non-discretionary investment approach.

Dana Narcisse is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. Prior to joining Hornor, Townsend & Kent in 2022, Narcisse worked at firms including The Penn Mutual Life Insurance Company, Park Avenue Securities, Guardian Life Insurance Company, and Prudential. Outside of advisory work, Narcisse serves on the board of directors for the Houston Cardiac Association and maintains medical credentials by performing CT scan services on a limited basis. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and emphasizing client-directed implementation and oversight rather than discretionary trading.

Rashon Howard is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His career includes roles at Hornor, Townsend & Kent since 2019, Penn Mutual Life Insurance Company since 2018, and Citizens Securities, Inc. from 2016 to 2018. Outside of advising, he is the founder and CEO of a networking group focused on community workshops covering finance, real estate, credit repair, mental health, and business development, and serves on the board of La Salle University. He is also involved with Phi Beta Sigma Fraternity Inc. in leadership roles supporting community service and minority business resources. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing a majority of client assets on a non-discretionary basis.

Peter Lampert is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His prior roles include positions at Penn Mutual Life Insurance Company and leadership of his own firms focused on educational resources, tax services, and insurance brokerage. He serves as president of the National College Affordability Group, a nonprofit organization addressing college affordability issues. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms with an emphasis on client-directed implementation and oversight rather than routine discretionary trading.

Jennifer Larsen is a financial advisor at Hornor, Townsend & Kent, LLC with nine years of industry experience. She holds the CFP® and ChFC® designations and has previously worked with New York Life Insurance Company and its affiliated entities. Outside of her advisory role, she is involved in insurance brokerage through Wohlstand Wealth Strategies, LLC and consults in tax mitigation and management. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates an integrated advisory and broker-dealer platform with discretionary and non-discretionary options, managing billions in assets under management.

Michele Burkholder is a CFP® and ChFC® with 25 years of industry experience, currently affiliated with Hornor, Townsend & Kent, LLC. She has worked with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent since 2013. In addition to her advisory role, she is involved in life insurance brokerage through her partnership in The Burkholder Team. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through non-discretionary management and third-party asset manager platforms. The firm combines financial planning and consulting with client-directed implementation and oversight.

Anthony Cicitta Jr. is a financial advisor at Hornor, Townsend & Kent, LLC with 27 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at Hornor Townsend & Kent since 2011. His career background includes roles at Penn Mutual Life Insurance Company and ownership of a CPA firm providing tax and accounting services. He is also involved in life insurance brokerage and operates a wealth management business offering life insurance, annuities, and approved securities products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms with a focus on client-directed implementation and non-discretionary management.

Robert Willever is a CFP® with 40 years of industry experience, currently serving at Hornor, Townsend & Kent, LLC since 1996. He also owns and operates an insurance brokerage focused on life insurance sales and services. Hornor, Townsend & Kent provides advisory services to individuals, trusts, businesses, charitable organizations, and retirement plans, emphasizing client-directed implementation and oversight with a range of advisory and consulting offerings.

George Aucreman III is a financial advisor with Hornor, Townsend & Kent, LLC, holding 15 years of industry experience. He has previously worked at MML Investors Services and MassMutual Life Insurance Company. In addition to his advisory role, he is an agent at 21st Century Financial, where he engages in multi-line insurance brokerage. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight with a focus on non-discretionary management.

Nicholas Leighton is a financial advisor at Hornor, Townsend & Kent, LLC with eight years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Hornor, Townsend & Kent in 2019, he worked at FINRA from 2016 to 2019 and at The Vanguard Group, Inc. from 2014 to 2016. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing a substantial portion of client assets on a non-discretionary basis.

Michael Defillipo is a ChFC® with 19 years of industry experience, currently serving at Hornor, Townsend & Kent, LLC since 2016. He also maintains a role with Penn Mutual Life Insurance Company and is active on the boards of the Philadelphia Estate Planning Council and Living Beyond Breast Cancer. In addition, he participates in a professional study group focused on industry trends among insurance and asset advisors. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement consulting. The firm operates as both an SEC-registered investment adviser and a FINRA-member broker-dealer, offering discretionary and non-discretionary account options and managing billions in assets under management.

Eric Rhoads is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and having 22 years of industry experience. He has worked at firms including Lincoln Financial Distributors and State Farm Insurance prior to joining Hornor, Townsend & Kent in 2018. Outside of his advisory role, he has worked part-time in retail stocking shelves at a grocery store. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight with a focus on non-discretionary management.