Andrew Babb is a CFP®-certified financial advisor with eight years of industry experience, currently with Hornor, Townsend & Kent, LLC. Prior to joining Hornor, Townsend & Kent, he spent six years at Northwestern Mutual in various wealth management and investment roles. He has also been involved in the Colorado Collegiate Box Lacrosse League. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm offers both advisory and broker-dealer services, providing a range of custody, execution, and brokerage capabilities alongside investment advice.

Gabriel Nave is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 65 and Series 63 licenses and one year of industry experience. Prior to joining Hornor, Townsend & Kent in 2026, he worked at Northwestern Mutual in various capacities for one year. Before entering financial services, he spent several years at CalAmp and Everynet. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a range of advisory programs and financial planning services. The firm operates a dual-registered platform offering both advisory and broker-dealer services, managing approximately $8.37 billion in discretionary assets as of the end of 2025.

Mirmehdi Hussain is a financial advisor at Hornor, Townsend & Kent, LLC with three years of industry experience. He holds a Series 66 designation and has worked previously at firms including MML Investors Services LLC, MassMutual Life Insurance Company, and Level Capital LLC. Outside of his advisory role, Hussain is involved in IT consulting as the owner of YAM.AI, providing data architecture and programming services, and he also engages in tax preparation services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Brett Garrison is a financial advisor at Hornor, Townsend & Kent, LLC with two years of industry experience. He holds a Series 66 designation and previously worked in education for eight years before entering the financial services industry. Garrison is also an insurance agent involved in brokerage activities related to Penn Mutual Life Insurance products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through non-discretionary management and third-party asset manager platforms. The firm combines financial planning, consulting, and retirement plan services with a focus on client-directed implementation.

Kevin Mcgonagle is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been affiliated with Penn Mutual Life Insurance Company and Hornor Townsend & Kent Inc since 2011. Mcgonagle is also a managing partner of Redwood Financial Advisors, LLC, an insurance brokerage focused on sales and service for multiple carriers including Penn Mutual. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight with a significant portion of client assets managed on a non-discretionary basis.

Kristina Duswalt is a financial advisor at Hornor, Townsend & Kent, LLC with two years of industry experience. She holds Series 65 and Series 66 licenses and previously worked at The Walt Disney Company and Wealthspring Capital. Duswalt is also involved in insurance brokerage, assisting with sales and service of Penn Mutual life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm offers both advisory and broker-dealer services, managing approximately $8.37 billion in discretionary assets and $648 million in non-discretionary assets as of December 31, 2025.

Alan Pollack is a financial advisor at Hornor, Townsend & Kent, LLC with 30 years of industry experience. He holds the PFS™ and Series 63 designations and has worked at Penn Mutual Life Insurance Company and Hornor, Townsend & Kent since 1998. In addition to his advisory role, Pollack operates a CPA and accounting services business specializing in tax planning, preparation, payroll processing, and consulting. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight with a focus on non-discretionary management.

John Stone is a financial advisor at Hornor, Townsend & Kent, LLC with nine years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Mass Mutual Investors Services, Impact Partnership Wealth, LLC, MassMutual Life Insurance Company, and Centennial State Financial. In addition to his advisory role, he operates an insurance brokerage business focused on Penn Mutual life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm combines SEC-registered advisory and broker-dealer services, offering both discretionary and non-discretionary account management supported by third-party asset managers.

Saivaroon Diehl is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked with Penn Mutual Insurance Company and Hornor, Townsend & Kent since 1998. He is also the proprietor of Saffron Financial, a life insurance brokerage serving multiple carriers including Penn Mutual. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms with a focus on client-directed implementation and oversight rather than routine discretionary trading.

Andrew Marra is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He has worked at Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2018 and previously was employed at Kent State University and Labriola's Italian Market. Outside of advisory work, he serves as president of the BNI Allegheny Valley Chapter, overseeing weekly meetings for a group of business owners and salespeople. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm combines SEC-registered advisory services with broker-dealer capabilities and utilizes a network of third-party asset managers to provide tailored investment strategies.

William Brockman is a financial advisor with Hornor, Townsend & Kent, LLC, holding the ChFC® and Series 63 designations and bringing 48 years of industry experience. He has worked with several notable firms including Penn Mutual Life Insurance Company and Mass Mutual. Outside of his advisory role, he serves as president of the NAIFA-GWDC Helping Hands Society and is an elder at Wallace Presbyterian Church, where he participates in financial oversight. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services primarily through third-party asset manager platforms, emphasizing client-directed implementation and non-discretionary management.

Michael Sidoti is a financial advisor with Hornor, Townsend & Kent, LLC in Akron, Ohio, holding a Series 63 designation and 27 years of industry experience. He has worked with Penn Mutual Life Insurance Company since 2007 and has been with Hornor, Townsend & Kent since 2007. Outside of his advisory role, Sidoti serves as president of the Sand Court Condo Association, a nonprofit position with no financial responsibilities. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through third-party asset manager platforms, financial planning, and retirement consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Christine Hennigan is a ChFC® with 36 years of experience in the financial services industry. She has been with Hornor, Townsend & Kent, LLC since 1992 and also maintains a long-standing relationship with Penn Mutual starting in 1991. In addition to her advisory work, she is principal of Divorce Wealth Strategies, LLC, focusing on pre-divorce financial planning and serves as a speaker on related topics. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and a FINRA-member broker-dealer, offering a range of investment and brokerage services with approximately $8.37 billion in discretionary assets under management as of year-end 2025.

Jeffrey Duncan is a financial advisor at Hornor, Townsend & Kent, LLC with 16 years of industry experience. He holds the Series 66 designation and has worked at multiple firms including World Equity Group and Triumph Wealth Advisors. Outside of his advisory role, Duncan is an auctioneer with nearly five decades of experience, serves as chairman of the Macon County Board of Planning and Zoning, and is a board member of Masonic Homes of Kentucky. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight with a primarily non-discretionary investment approach.

Mark De Merritt is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Hornor, Townsend & Kent since 2005. In addition to his advisory role, he is engaged in life insurance brokerage under his own name. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Gregory McCurry is a financial advisor with Hornor, Townsend & Kent, LLC, holding the ChFC® designation and securities licenses Series 63 and Series 66. He has 24 years of industry experience, including prior roles at Penn Mutual Life Insurance Company and Ohio National Financial Services. He is also the proprietor of McCurry Insurance Agency LLC, which offers multi-line insurance products and services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered investment advisor and a FINRA-member broker-dealer, providing a broad range of custody, execution, brokerage, and advisory services.

Ryan Price is a financial advisor at Hornor, Townsend & Kent, LLC with three years of industry experience. He holds the Series 66 designation and has previously worked at Modern Wealth Solutions, Eagle Strategies (NY Life), and Ferguson Financial Group LLC. Outside of his advisory role, Price owns and operates a life insurance brokerage, Continuity Planning Group, where he provides comprehensive financial planning including insurance and investment products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with advisory services primarily on a non-discretionary basis. The firm’s approach includes asset allocation, diversification, and fundamental and technical analysis, with an emphasis on client-directed implementation and oversight.

Paul Mcaneny is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing six years of industry experience. He has been with Hornor, Townsend & Kent since 2019 and also works with Penn Mutual Life Insurance Company. Outside of his advisory role, Mcaneny serves as the Transition Committee Chairman for the Tampa chapter of the Military Officers Association of America, organizing seminars for transitioning military members and their families. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services through third-party asset manager platforms, financial planning, and consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Heath Davis is a financial advisor at Hornor, Townsend & Kent, LLC with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has been with both Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2012. Outside of his advisory role, he is involved in multi-line insurance brokerage through 1847BENEFITS and life insurance brokerage via 1847FINANCIAL. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, combining custody, execution, and brokerage capabilities with investment advice.

Daniel Petrovich is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Penn Mutual / Hornor, Townsend & Kent since 2003. Outside of his advisory work, Petrovich serves as a member of the board emeritus for Munopco Music Theatre and works as a freelance actor and director in theatre and film. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of its client assets on a non-discretionary basis.