Allen Ekman is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He has been with Hornor, Townsend & Kent since 2000. Outside of his advisory role, Ekman is also an agent for Longview Insurance and Investments, where he is involved in multi-line insurance brokerage including life, accident, health, disability, long-term care, and annuity products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services through third-party asset managers, financial planning, and retirement consulting. The firm emphasizes client-directed implementation and oversight with a focus on non-discretionary asset management.

John Crowley is a financial advisor at Hornor, Townsend & Kent, LLC with eight years of industry experience. He holds Series 63 and Series 65 licenses and has been with Hornor, Townsend & Kent since 2017. Outside of his advisory role, Crowley serves as a council member for the Utah Developmental Disabilities Council, where he participates in policy review and budget allocation to support programs for individuals with developmental disabilities. Hornor, Townsend & Kent provides advisory services to individuals, trusts, businesses, charitable organizations, and retirement plans, focusing primarily on non-discretionary asset management and client-directed implementation. The firm offers access to third-party asset managers and emphasizes diversified investment approaches alongside retirement plan consulting.

Alfredo Suescum Sr. is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 credentials and seven years of industry experience. He has previous experience with Northwestern Mutual in various capacities from 2018 to 2023 and has worked at Penn Mutual Life Insurance Company since 2023. Outside of his advisory role, Suescum is active in insurance brokerage and life product sales through an agent position at 1847Financial. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services with a range of account options and utilizes third-party asset managers under a dual registration structure.

Jeremy Priar is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. His prior experience includes roles at Penn Mutual Life Insurance Company and Mutual of Omaha Investor Services. Outside of his advisory work, he serves as a board member for the Real Men Wear Pike golf tournament, a charity event, and operates a step-by-step goal planning business offering workshops and planners. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a broad network of advisers. The firm provides advisory programs, financial planning, and retirement plan consulting, combining broker-dealer services with investment advice and managing both discretionary and non-discretionary accounts.

John Verish is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and 28 years of industry experience. His prior work includes roles at Penn Mutual Life Insurance Company, Global Atlantic Financial Group, and Lincoln Investment. In addition to his advisory work, he is involved in insurance brokerage as an agent for 1847Financial and provides tax preparation and accounting services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight with a focus on non-discretionary asset management.

Amalfis Sepulveda is a financial advisor at Hornor, Townsend & Kent, LLC, holding a Series 66 designation and based in Tampa, FL. He has experience in insurance brokerage as the owner of Alliance Insurance & Financial since 2013 and works as a real estate agent with Future Home Realty. His prior roles include positions at Ameriprise Financial Services and ASI. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight with a focus on non-discretionary asset management.

James Knox is a ChFC® credentialed financial advisor with 46 years of industry experience. He has been with Hornor, Townsend & Kent, LLC and Penn Mutual since 2004. In addition to his advisory role, he is involved in life insurance brokerage and sales through Empire Wealth Strategies. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily on a non-discretionary basis through third-party asset manager platforms and financial planning.

Jeffrey Borrowman is a financial advisor at Hornor, Townsend & Kent, LLC with 20 years of industry experience. He holds the Series 66 designation and has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2015. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight with a focus on non-discretionary asset management.

Meredith McKinley is a financial advisor at Hornor, Townsend & Kent, LLC with 15 years of industry experience. She holds the ChFC® designation and Series 63 license. Her prior experience includes a decade at Eagle Strategies (NY Life) and 15 years with New York Life and its affiliated entities. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates a dual-registered platform offering custody, execution, and brokerage services alongside investment advice.

Michael Underwood is a CFP® with 48 years of industry experience, currently serving at Hornor, Townsend & Kent, LLC. He has been affiliated with Penn Mutual Life Insurance Company and Hornor Townsend & Kent since 2008. Outside of his advisory role, he is president of Coordinated Wealth Planning, a life insurance brokerage providing a range of insurance products and services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms with a focus on client-directed implementation and oversight rather than discretionary trading.

Tomas Parks is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and possessing 12 years of industry experience. He has worked at Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2013. In addition to his advisory role, Parks is an assistant professor at Kennesaw State University, where he teaches classes. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with advisory services delivered through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, primarily managing assets on a non-discretionary basis.

Guido Gaeffke is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has been with Hornor, Townsend & Kent and Penn Mutual since 2004. In addition to his advisory role, he operates a multi-line insurance brokerage under the name 1847 Financial, focusing on life insurance, disability, and long-term care sales. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Michael Gregor is a financial advisor with Hornor, Townsend & Kent, LLC, holding the ChFC® designation and Series 63 license, and has 38 years of industry experience. His prior work includes roles at Lincoln Financial Securities Corporation and Penn Mutual Life Insurance. Outside of his advisory work, he owns and operates several insurance brokerages and a property and casualty insurance firm. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Landon Swallow is a financial advisor at Hornor, Townsend & Kent, LLC with five years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Northwestern Mutual and Penn Mutual Life Insurance Company. In addition to his advisory role, he is involved in insurance brokerage activities through multiple affiliated entities. Hornor, Townsend & Kent serves individual clients, trusts, businesses, charitable organizations, and retirement plans by providing advisory programs, financial planning, and retirement plan consulting. The firm offers a combined advisory and broker-dealer platform with discretionary and non-discretionary account options, managing billions in assets through third-party asset manager relationships.

Joshua Baer is a financial advisor at Hornor, Townsend & Kent, LLC with 15 years of industry experience. He holds CFP®, ChFC®, and Series 66 designations. Prior to joining Hornor, Townsend & Kent in 2018, Baer worked at TD Ameritrade from 2016 to 2018. He is also involved in insurance brokerage through ownership of J13AM, LLC and serves as an agent with Stratus Associates. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates dual advisory and broker-dealer platforms, providing custody, execution, and brokerage services alongside investment advice.

Robert Wilson Sr. is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and 65 licenses and bringing 26 years of industry experience. His prior roles include positions at Park Avenue Securities, Guardian Life Insurance Company, Penn Mutual Life Insurance Company, and Hornor, Townsend & Kent, Inc. He is also active as an insurance broker with Advanced Capital Advisory Group, LLC, focusing on insurance sales and service including Penn Mutual Life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight with a significant portion of assets managed on a non-discretionary basis.

Steven Randby is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Hornor, Townsend & Kent since 2016 and concurrently with Penn Mutual Life Insurance Company for the same period. Outside of his advisory role, he owns a restaurant, Table 104, LLC, in Stamford, CT. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services with a platform that includes third-party asset managers and both discretionary and non-discretionary account options.

Alexander Riley is affiliated with Hornor, Townsend & Kent, LLC and holds credentials as a CPA with over 10 years of experience in accounting and consulting through his ownership of Riley Rodzianko & Company. He joined Hornor, Townsend & Kent in 2025. Outside of his advisory role, he provides accounting, bookkeeping, and tax preparation services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with advisory services implemented primarily on a non-discretionary basis. The firm utilizes a range of investment approaches including asset allocation, diversification, and fundamental and technical analysis.

Douglas Hall is a CFP® with 27 years of industry experience, currently serving as an advisor at Hornor, Townsend & Kent, LLC since 2016. He has prior experience with Comprehensive Asset Management & Servicing, Kistler-Tiffany Advisors, and Penn Mutual Life Insurance, where he has worked for over two decades. Hall is a partner in two additional financial services firms, including an insurance brokerage offering multi-line insurance products and a financial services firm affiliated with a CPA firm providing financial planning and retirement plan services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisors, offering advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, managing a range of discretionary and non-discretionary assets across a variety of client types.

Paul Garrett is a financial advisor with Hornor, Townsend & Kent, LLC, holding the ChFC® designation and Series 63 license, with 28 years of industry experience. His prior affiliations include Cambridge Investment Research Advisors, Royal Alliance Associates, and Signator Investors. Garrett also works as an independent insurance agent. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services through third-party asset manager platforms, financial planning, and consulting. The firm emphasizes client-directed implementation and oversight, managing a majority of client assets on a non-discretionary basis.