Barbara Davis is a CFP® professional with 40 years of industry experience. She has been with Hornor, Townsend & Kent, LLC since 2012 and also works with Penn Mutual Life Insurance Company. Outside of her advisory roles, she serves as a board member for a private plumbing and heating company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services through third-party asset managers, financial planning, and consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Claire Gallagher is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 designation and nine years of industry experience. She has been with Hornor, Townsend & Kent since 2016 and also maintains a role with Penn Mutual Life Insurance Company. Outside of her advisory work, she participates as an Emerging Leader Member in fundraising activities for the Children's Research Medical Foundation. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of its client assets on a non-discretionary basis.

Carl Demarco Jr. is a financial advisor with Hornor, Townsend & Kent, LLC, holding the ChFC® designation and Series 63 and 65 licenses. He has 30 years of industry experience and has been with Hornor, Townsend & Kent and Penn Mutual since 2002. In addition to his advisory role, he teaches adult education classes in financial planning at Richard Stockton University and serves as an officer on the NAC Executive Committee. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing most client assets on a non-discretionary basis.

Robert Grosch is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Hornor, Townsend & Kent since 2012. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight, managing the majority of its approximately $7.76 billion in client assets on a non-discretionary basis.

Elizabeth Pate is a financial advisor at Hornor, Townsend & Kent, LLC with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at MassMutual Investors Services, MASSMUTUAL Life Insurance Company, and MetLife Securities. In addition to her advisory role, she serves as a board member of the National Association of Insurance and Financial Advisors and operates an insurance brokerage firm focused on Penn Mutual life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a broad advisory platform that includes third-party asset managers. The firm offers both advisory and broker-dealer services, combining financial planning, retirement consulting, and investment management under a dual-registration structure.

James Norman is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and beginning his advisory career in 2024. His prior experience includes roles at Wells Fargo Advisors and Arvest Bank. He serves as a board member of Ozarks Film Foundry, which promotes economic development in Southwest Missouri through the film industry. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms with an emphasis on client-directed implementation and oversight rather than discretionary trading.

Anthony Lippis is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. His background includes roles at Penn Mutual Life Insurance Company and several financial services firms, including Transamerica and Citigroup. In addition to his advisory duties, he assists with insurance sales and service for multiple carriers, including Penn Mutual Life Insurance Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, offering a range of investment and brokerage services with approximately $8.37 billion in discretionary assets under management as of December 2025.

Claire Kuhar is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 credential and 25 years of industry experience. She has worked at Hornor, Townsend & Kent since 2020 and previously spent 18 years with Next Financial Group, Inc. In addition to her advisory role, Kuhar operates as a Certified Public Accountant and serves on the Board of Directors for Stockton University’s Scholarship Foundation, which raises funds for student scholarships. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight with a focus on non-discretionary asset management.

Blake Szymanski is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and three years of industry experience. He has worked at Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2021. Prior to his advisory career, he was employed at Golf Cars, Inc and attended Temple University. Szymanski is also involved in life insurance brokerage through his roles with 1847 Financial and TSA Financial LLC. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services via third-party asset manager platforms, financial planning, and consulting. The firm’s investment approach emphasizes client-directed implementation and oversight with a focus on non-discretionary asset management.

Robert Gerraputa is a financial advisor at Hornor, Townsend & Kent, LLC with 37 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at LPL Financial, Edward Jones, and Joseph Gunnar & Co., LLC. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Jennifer Schaefer is a ChFC® with 32 years of industry experience, currently serving at Hornor, Townsend & Kent, LLC since 1993. She holds additional credentials including Series 63 and has a longstanding affiliation with Penn Mutual Life. Outside of her advisory role, she is involved in multiple business ventures including ownership of disability and health insurance services, HR consulting, and a family foundation focused on supporting children and animal welfare. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Franklin Canales Navas is a financial advisor at Hornor, Townsend & Kent, LLC with four years of industry experience. He holds a Series 65 credential and has previously worked at Alphastar Capital Management LLC and Focus Financial Group, LLC. In addition to his advisory role, he serves as an advisory representative involved in group benefits and insurance sales, including Penn Mutual life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

David Kiniry is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 65 and Series 63 registrations and bringing 38 years of industry experience. His career includes roles at Penn Mutual Life Insurance Company and multiple financial services firms. He also operates an insurance brokerage under the name 1847Financial, focusing on multi-line insurance products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services, managing over $8 billion in discretionary assets through a platform that includes third-party asset manager relationships.

Dennis Gunn is a CFP® with 40 years of industry experience, currently affiliated with Hornor, Townsend & Kent, LLC. He has worked with Penn Mutual Life Insurance Company and Hornor Townsend & Kent since 2010. In addition to his advisory role, he is active in life insurance and annuity sales through his work with Primary Financial and Stone Hill Financial. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily on a non-discretionary basis through third-party asset manager platforms. The firm offers financial planning, consulting, and retirement plan services, with a focus on client-directed implementation and oversight.

David Chabbott is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Hornor, Townsend & Kent in 2025, he was associated with Power Forward Group and was involved in the coffee business through Coperaco Coffee LLC and Gillies Coffee Company for over two decades. Hornor, Townsend & Kent serves a diverse client base including individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory programs, financial planning, and retirement plan consulting. The firm operates with a dual registration as an SEC-registered adviser and FINRA-member broker-dealer, managing substantial assets under management and offering a range of discretionary and non-discretionary investment solutions.

Robert Solarchik is a financial advisor with Hornor, Townsend & Kent, LLC and holds Series 65 and Series 63 registrations. He has seven years of industry experience, including roles at National Life Group, Equity Services Inc, and New York Life Insurance Company. Outside of his advisory work, he is also an insurance agent engaged in brokerage activities with 1847Financial. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a combination of advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and a FINRA-member broker-dealer, offering a range of investment solutions supported by third-party asset manager relationships and a dual registration structure.

John Watson III is a financial advisor with Hornor, Townsend & Kent, LLC in Greensboro, NC, holding the ChFC® designation and Series 63 and 65 licenses. He has 44 years of industry experience, with significant tenure at Penn Mutual Life Insurance and Hornor, Townsend & Kent since 2007. Outside of his advisory role, he is active in professional organizations such as Finseca, serving on various committees, and he manages golf tournaments through a non-investment-related business. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates under a dual SEC-registered adviser and FINRA-member broker-dealer model, providing both discretionary and non-discretionary account options and reporting approximately $8.37 billion in discretionary assets under management as of the end of 2025.

Anthony Sergio Sr. is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 designation and over 31 years of industry experience. He has been with Hornor, Townsend & Kent since 2016 and concurrently works with Penn Mutual Life Insurance Company. Outside of his advisory role, he is involved in insurance brokerage and owns an independent insurance and investment sales firm, Sergio Financial Group. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered investment adviser and a FINRA-member broker-dealer, providing a range of custody, execution, and brokerage services alongside investment advice.

Joseph Deluca is a financial advisor at Hornor, Townsend & Kent, LLC with 31 years of industry experience. He holds a Series 63 designation and has worked at Hornor, Townsend & Kent and Penn Mutual Life Insurance Co since 2016. Prior to that, he spent 22 years with MetLife Securities Inc. and affiliated MetLife companies. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight with a non-discretionary advisory model.

Bryan Domian is a financial advisor at Hornor, Townsend & Kent, LLC with five years of industry experience. He holds a Series 66 designation and has prior experience with Penn Mutual Life Insurance Company and BCD Financial, LLC. Outside of his advisory role, he serves as treasurer for a donor-advised fund supporting local nonprofits and is involved with 3D Build Systems, LLC, which explores additive manufacturing techniques for housing. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and a client-directed, non-discretionary investment approach.