Constance Green is a financial advisor with Hornor, Townsend & Kent, LLC, bringing 21 years of industry experience. She has worked at Hornor, Townsend & Kent since 2019 and previously held roles at Penn Mutual Life Insurance Company and LPL Financial. In addition to her advisory work, she is a licensed insurance agent involved in life, accident, health, disability, long-term care insurance, and annuity sales. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting through a network of advisors. The firm provides both advisory and broker-dealer services with a focus on tailored investment strategies and a combination of discretionary and non-discretionary account management.

Rosario Lenzo III is a CFP® and ChFC® with 39 years of industry experience. He is affiliated with Hornor, Townsend & Kent, LLC and has been associated with both Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2012. Lenzo is involved in insurance sales and investment advisory through his roles related to Empire Wealth Strategies and Lenzo Wealth Management. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered investment adviser and FINRA-member broker-dealer, managing a multi-billion-dollar asset base through a combination of third-party asset managers and tailored client strategies.

Lisabeth Durbin is a financial advisor at Hornor, Townsend & Kent, LLC with 10 years of industry experience. She holds Series 65 and Series 63 licenses and has worked at New York Life Insurance Co., JPMorgan Chase Bank, N.A., and J.P. Morgan Securities LLC. Lisabeth is also active in insurance brokerage, providing sales and service of Penn Mutual life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a comprehensive advisory platform that includes third-party asset managers and both discretionary and non-discretionary account options. The firm combines advisory programs with broker-dealer services, offering custody, execution, and brokerage capabilities.

Gregory Earwood is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has worked with Penn Mutual Life Insurance Company and Hornor Townsend & Kent since 2009 and also instructs classes at ECPI College of Technology. Additionally, he serves as a church steward for Liberty Baptist Church, participating in budget review and approval. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory programs, financial planning, and retirement plan consulting. The firm’s platform includes third-party asset manager relationships and offers both discretionary and non-discretionary account options.

Mitchell Rubin is a CFP® professional with 29 years of industry experience, currently serving at Hornor, Townsend & Kent, LLC since 2025. He has previously worked at Next Financial Group, Inc. for 14 years and has been involved with ProWealthOne since 2010. Rubin holds board positions with several nonprofit organizations, including the Small Business Council of America and the Metropolitan Equestrian Team, and he manages equestrian activities through The Lara Group, Inc. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, providing custody, execution, and brokerage services alongside a platform that incorporates third-party asset managers for discretionary and non-discretionary portfolio management.

Edward Morrissey is a financial advisor at Hornor, Townsend & Kent, LLC with 37 years of industry experience. He holds a Series 63 designation and has worked at several firms including LPL Financial and Penn Mutual Life Insurance Company. Morrissey is also the proprietor of Morrissey Wealth Management Services, a life insurance brokerage. He serves as a board member for UPMC Passavant, a charitable organization. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a broad advisory platform that includes financial planning, advisory programs, and retirement plan consulting. The firm combines SEC-registered advisory and broker-dealer services, offering clients tailored investment strategies supported by third-party asset manager relationships.

George Beck is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Hornor, Townsend & Kent since 2012 and also maintains a long-term affiliation with Penn Mutual Life Insurance Company. Outside of his advisory role, he is involved in life insurance brokerage and recruitment through Strategic Planning Group. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, with a platform that includes third-party asset manager relationships and a mix of discretionary and non-discretionary account options.

Gregory Kallus is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 credentials and 24 years of industry experience. His prior experience includes roles at Penn Mutual Life Insurance Company, Calderwood Financial Strategies, and several other firms. In addition to his advisory work, he is active as an insurance agent, focusing on insurance sales and service, including Penn Mutual life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, supporting a range of investment strategies with discretionary and non-discretionary account options.

Ethan Phillips is a financial advisor at Hornor, Townsend & Kent, LLC with one year of industry experience. He holds a Series 66 designation and has prior work experience at Modern Wealth Solutions and other roles in financial services and education. Phillips is also engaged in insurance brokerage activities through two agencies, where he provides life insurance and financial planning services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, combining custody, execution, and brokerage capabilities with investment advice.

Pierce Randolph is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 65 and Series 63 licenses and having three years of industry experience. He has previously worked at Northwestern Mutual and The Penn Mutual Life Insurance Company. Outside of his advisory work, Randolph owns an outdoor media company that organizes bass fishing tournaments. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services, operating a network of advisers alongside third-party asset manager relationships with discretionary and non-discretionary account options.

Cameron Barrier is a financial advisor at Hornor, Townsend & Kent, LLC with two years of industry experience. He holds Series 63 and Series 66 licenses and has prior work experience at Penn Mutual Life Insurance Company, TQL, and FedEx. In addition to his advisory role, he is active as an insurance agent specializing in insurance sales and service, including Penn Mutual life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement consulting. The firm operates both advisory and broker-dealer services and manages approximately $8.37 billion in discretionary assets under management.

William Chambley is a CFP® professional with 25 years of industry experience, currently serving at Hornor, Townsend & Kent, LLC since 2015. He also works with Penn Mutual Life Insurance Company and holds a Series 66 license. Outside of his advisory role, he is active as an insurance agent in a multi-line brokerage business. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a broad advisory platform that includes financial planning, retirement consulting, and third-party asset manager relationships. The firm operates as both an SEC-registered adviser and a FINRA-member broker-dealer, managing billions in assets while offering discretionary and non-discretionary investment options.

Richard Micliz is a financial advisor with Hornor, Townsend & Kent, LLC, holding CFP® certification and securities licenses Series 63 and Series 65. He has 24 years of industry experience, including 14 years with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent. Outside of his advisory role, he is involved in insurance sales and comprehensive financial planning through related business activities. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory programs, financial planning, and retirement plan consulting. The firm operates a dual-registered platform offering both advisory and broker-dealer services with a range of account options and third-party asset manager relationships.

Robert Rosenhouse is a financial advisor at Hornor, Townsend & Kent, LLC with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with Penn Mutual Life Insurance Company and Professional Planning Consultants since 1988. He is also an owner and agent at Professional Planning Consultants, where he focuses on insurance sales and service. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Joseph Guevara is a financial advisor at Hornor, Townsend & Kent, LLC with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at MML Investors Services, Lenox Advisors, and Mass Mutual Life. Guevara also maintains a role as an insurance agent involved in the sale and servicing of Penn Mutual Life insurance products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a combination of advisory programs and brokerage services. The firm employs a network of advisers and third-party asset managers to provide discretionary and non-discretionary investment solutions, supported by a dual registration as both an SEC-registered adviser and FINRA-member broker-dealer.

Jeffrey Carter is a financial advisor at Hornor, Townsend & Kent, LLC with one year of industry experience. He holds the Series 66 designation and has prior experience in mortgage lending and real estate, including roles at Caliber Home Loans, loanDepot, and West USA Realty. Outside of advisory work, he owns a consulting company that advises senior management on operational efficiencies and strategies. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, with a platform that includes third-party asset manager relationships and offers both discretionary and non-discretionary account options.

Glenn Nelson Jr. is a financial advisor with Hornor, Townsend & Kent, LLC who holds the ChFC® designation and has 38 years of industry experience. He has been affiliated with Penn Mutual Life Insurance and Hornor Townsend & Kent since 2011. Nelson serves on the board of directors for the Evergreen Foundation, which supports Evergreen Retirement Communities. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and FINRA-member broker-dealer, managing billions in client assets through a combination of discretionary and non-discretionary account options.

Joseph Di Marco Jr. is a ChFC® credentialed financial advisor at Hornor, Townsend & Kent, LLC with two years of industry experience. He has held previous roles at WCG Wealth Advisors, LLC and Treloar & Heisel, Inc., and has been associated with Penn Mutual Life Insurance Company for ten years. Outside of his advisory work, he is involved in insurance brokerage, focusing on sales and service of Penn Mutual life insurance products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a broad advisor network. The firm offers financial planning, advisory programs, and retirement plan consulting, combining broker-dealer services with investment advice and employing third-party asset managers within its advisory platform.

Gianna Kennedy is a financial advisor at Hornor, Townsend & Kent, LLC with 26 years of industry experience. She holds a Series 66 designation and has been with Hornor, Townsend & Kent since 2004. Outside of her advisory role, she is involved in collecting, selling, and consigning vintage designer bags. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing clients with custody, execution, and brokerage capabilities alongside investment advice.

Evan Pollack is a financial advisor with Hornor, Townsend & Kent, LLC, based in New York, NY, holding a Series 66 designation and eight years of industry experience. He has worked at Hornor Townsend & Kent since 2019 and has prior experience with Penn Mutual Life Insurance Company, Park Avenue Securities, and Guardian Life Insurance Company. Outside of his advisory role, Pollack is involved in multiple insurance brokerage activities and is a proprietor of a service industry business focused on heavy machinery rentals. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered investment advisor and a FINRA-member broker-dealer, managing approximately $8.37 billion in discretionary assets and providing clients with both discretionary and non-discretionary account options.