Vincent Fontana is a CFA® charterholder with nine years of industry experience, currently serving as an advisor at HSBC Securities (USA) Inc. He has worked at HSBC Bank USA Inc. and HSBC Securities since 2017 and spent a year at MBSC Securities Corporation prior. In addition to his advisory role, he is an adjunct professor at NYU Stern School of Business, teaching graduate-level management communications courses. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm combines strategic and tactical asset allocation with due diligence from affiliated providers, offering both discretionary and client-directed investment solutions.

Peiyi Wang is a financial advisor at HSBC Securities (USA) Inc. in Irvine, CA, holding a Series 66 designation with three years of industry experience. Prior to joining HSBC in 2023, Wang was CEO of Alty International Inc., a service company related to real estate agency services, where she retained a share but no longer has an active role. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and discretionary investment options supported by strategic and tactical asset allocation developed with HSBC Global Asset Management.

Patricia Schneider is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with HSBC Securities since 2014 and also serves as a bank officer for HSBC Bank (USA) N.A., an affiliate of her firm. Outside of her financial career, she works as a teacher and costume/prop mistress at Amazin'Grace Dance Studio and serves as Treasurer for a homeowners association. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring client-directed and discretionary portfolio options. The firm uses a multi-profile investment process supported by HSBC Global Asset Management and third-party providers, operating as both a registered adviser and broker-dealer with several distinctive operational features, including an Offshore Spectrum program for qualified non-resident clients.

Kamal Malhotra is a financial advisor at HSBC Securities (USA) Inc. in New York, NY, with 17 years of industry experience. He holds Series 65 and Series 63 designations and has worked with HSBC and Wells Fargo affiliates since 2015. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm provides both client-directed and fully discretionary portfolio options, utilizing a structured investment process supported by HSBC Global Asset Management and other affiliated providers.

Matthew Agada is a financial advisor at HSBC Securities (USA) Inc. with eight years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America and Merrill. Based in Washington, DC, he has been with HSBC Securities since 2025. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary options. The firm employs a multi-profile investment approach supported by HSBC Global Asset Management and third-party providers, with a notable portion of assets managed through non-discretionary, client-directed portfolios.

Daniela Rettig is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding a Series 66 designation and bringing 10 years of industry experience. Her career includes roles at HSBC Global Asset Management and UBS Financial Services Inc. over the past decade. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and fully discretionary options. The firm uses a model-based investment process combined with fund due diligence and ongoing monitoring through affiliated entities.

Kenneth Klomberg is a financial advisor at HSBC Securities (USA) Inc. with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with various HSBC entities in New York since 2008. HSBC Securities (USA) Inc. offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations through several client-directed and discretionary program types. The firm uses model risk profiles and combines strategic and tactical asset allocation developed in partnership with HSBC Global Asset Management, while relying on affiliated and third-party providers for advisory and operational support.

Anthony Louca is a financial advisor with HSBC Securities (USA) Inc. in New Hyde Park, NY. He holds Series 63 and Series 65 licenses and has 26 years of industry experience. Mr. Louca has been with HSBC Bank USA N.A. since 2013. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various program types, including client-directed and fully discretionary options. The firm utilizes multiple model risk profiles and combines strategic and tactical asset allocation with fund due diligence and ongoing monitoring, serving clients through both discretionary and non-discretionary managed portfolios.

Michael Palumbo is a financial advisor at HSBC Securities (USA) Inc. with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at M&T Securities from 2015 to 2021. Palumbo serves on the Board of Directors and as a club officer for the Buffalo Canoe Club. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, providing both client-directed and fully discretionary investment options. The firm’s investment process integrates multiple risk profiles and combines strategic asset allocation with global manager selection and ongoing fund monitoring.

Robert Gaeta is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at iCapital Securities, LLC, CION Securities, LLC, and MSI Financial Services, Inc. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary investment options. The firm employs a risk-profile-based investment process combined with strategic and tactical asset allocation developed with HSBC Global Asset Management.

Danielle Vivado is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 credential with 13 years of industry experience. Her prior work includes roles at Citigroup and BCI Miami. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach combines client-directed and discretionary portfolio management across various program types, supported by affiliated asset management and fund selection teams.

Luoteng Lin is a financial advisor with HSBC Securities (USA) Inc. based in Fremont, CA, holding Series 66 and Series 63 licenses and four years of industry experience. Prior to joining HSBC, Lin worked at Charles Schwab & Co., Inc. and Sterling Bank and Trust, and has a background that includes roles in education and community organizations. Lin also serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of HSBC Securities, engaging in the sale of bank-related products alongside advisory duties. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a range of client-directed and discretionary investment solutions. The firm’s investment process employs multiple risk profiles and utilizes affiliated asset management and due diligence resources to oversee fund selection and portfolio monitoring.

George Moscoso is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and over 21 years of industry experience. His career includes roles at HSBC Bank USA, HSBC Private Bank International, WE Family Offices LLC, and Citigroup. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment options. The firm’s investment process employs multiple risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence.

Craig Foster is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and over 25 years of industry experience. He has been with HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. since 2014. Outside of his advisory role, Foster serves as Vice President of the Mathew Foster Foundation, a charity supporting families of children with cancer, and is President of Rombus Internet Marketing, Inc. HSBC Securities (USA) Inc. offers a range of managed account programs for individuals, retirement accounts, charitable organizations, and corporations, utilizing both client-directed and discretionary approaches with investment models developed alongside HSBC Global Asset Management and affiliated providers.

Tanuja Pulakhandam is a CFA® charterholder and holds a Series 66 license with 22 years of industry experience. She has been with HSBC Private Bank since 2007. She serves as Treasurer and board member of a cooperative apartment building in New York, where she reviews financials and participates in building management decisions. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm offers both client-directed and discretionary investment solutions, using a range of risk profiles supported by HSBC Global Asset Management and affiliated providers.

Zhiyong Yang is a financial advisor with HSBC Securities (USA) Inc. in Flushing, NY, holding Series 66 and Series 63 credentials and eight years of industry experience. His prior roles include positions at Industrial and Commercial Bank of China Financial Services, ICBC Standard Securities, and GSME Wealth Management. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm utilizes a range of program types, combining strategic and tactical asset-allocation advice with active fund due diligence and monitoring, while maintaining a substantial portfolio of client-directed, non-discretionary managed accounts.

Dik Yui Chow is a financial advisor with HSBC Securities (USA) Inc. based in New York, NY. He holds the CFA® designation and Series 66 license, and has one year of industry experience. His prior experience includes nine years with HSBC Asset Management. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach combines strategic and tactical asset allocation with fund due diligence and ongoing monitoring, providing both discretionary and non-discretionary portfolio options.

Maria Cristina R.L.G Pinto Figueiroa R. is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 licenses with 14 years of industry experience. Her prior roles include positions at Credit Agricole Securities (USA), Inc., Credit Agricole Corporate & Investment Bank, and Larch Capital Partners LLC. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations through various program types, combining client-directed and discretionary portfolio management supported by affiliated and third-party advisory and fund selection services.

Luis Jorge is a Series 66 licensed financial advisor with HSBC Securities (USA) Inc. in New York, NY, with two years of industry experience. He has worked with HSBC Bank USA NA since 2019 and previously spent four years at Baruch College. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charitable organizations, and corporations, utilizing multiple program types including client-directed and fully discretionary options. The firm employs a five-profile investment risk model and integrates strategic and tactical asset allocation with ongoing fund due diligence and monitoring.

Daniel Gemmell is a financial advisor at HSBC Securities (USA) Inc. with one year of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at FW Cook and BayCoast Bank. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations, with both client-directed and discretionary investment options. The firm employs strategic and tactical asset-allocation models supported by HSBC Global Asset Management and other affiliated providers.