Luke Jauhola is a financial advisor at HSBC Securities (USA) Inc. in Seattle, WA, with 22 years of industry experience. He holds a Series 66 designation and has worked at HSBC Securities since 2013, previously having roles at HSBC Bank USA, N.A., Chase Investment Services Corp., Wamu Investments, Inc., and UBS Financial Services. He also serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of his primary firm, where he is involved in the sale of bank-related products and services. HSBC Securities (USA) Inc. provides managed account programs to a broad client base, including individuals, retirement plans, charitable organizations, and corporations. The firm offers multiple program types ranging from client-directed to fully discretionary portfolios, combining strategic and tactical asset allocation with ongoing fund due diligence and monitoring.

Mohamed Abdelgawad is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding Series 63 and Series 66 licenses with seven years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Bank, N.A. He also serves as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and fully discretionary investment options. The firm’s investment process incorporates a range of risk profiles and utilizes affiliated and third-party providers for advisory, fund selection, and administrative services.

Bhavesh Thakkar is a financial advisor at HSBC Securities (USA) Inc. with eight years of industry experience. He holds the ChFC® designation and Series 66 license. Prior to his current role, he worked at J.P. Morgan Securities and JP Morgan Chase Bank. Thakkar is also a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment options. The firm uses a range of risk profiles and a combination of strategic and tactical asset allocation, supported by affiliated global asset management and fund selection teams.

Kevin Lin is a financial advisor at HSBC Securities (USA) Inc. with three years of industry experience. He holds the Series 66 designation and has been with HSBC in various capacities since 2013. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through client-directed and discretionary options. The firm uses model risk profiles and a combination of strategic and tactical asset allocation with due diligence from affiliated providers to manage accounts, including offerings tailored for private bank clients and qualified non-resident aliens.

David Kalata is a financial advisor with HSBC Securities (USA) Inc. in Beverly Hills, California. He holds a Series 66 designation and has 23 years of industry experience, including 19 years at HSBC Securities and HSBC Bank USA. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm’s investment process uses five model risk profiles and combines strategic and tactical asset-allocation advice with ongoing fund due diligence, serving clients with a mix of discretionary and non-discretionary portfolios.

Ching Wa Cova Mak is a financial advisor at HSBC Securities (USA) Inc. with five years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America and Merrill. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types, utilizing a combination of strategic and tactical asset allocation in partnership with HSBC Global Asset Management and other affiliated providers.

Mark Helak is a financial advisor with HSBC Securities (USA) Inc., holding Series 66 and Series 63 credentials and bringing 20 years of industry experience. He has worked with HSBC Bank USA, N.A. since 2016 and with HSBC Securities since 2022. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm offers a range of programs including client-directed and fully discretionary options, using diversified model risk profiles and a combination of strategic and tactical asset allocation supported by affiliated global asset management and fund selection teams.

Kevin Nashburn is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. His prior experience includes roles at The Prudential Insurance Company of America, LPL Enterprise, and KeyBank. He also serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of HSBC Securities, engaging in the sale of bank-related products and services alongside his advisory role. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a range of client-directed and discretionary program types. The firm’s investment approach incorporates multiple risk profiles and combines strategic asset allocation developed with HSBC Global Asset Management alongside ongoing fund due diligence and monitoring.

Mary Sillitto is a financial advisor at HSBC Securities (USA) Inc. with 25 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at M&T Bank for over three decades before joining HSBC in 2021. HSBC Securities (USA) Inc. offers a range of managed account programs for individuals, retirement accounts, charitable organizations, and corporations, including client-directed, discretionary, and wrap-style portfolio options. The firm employs a structured investment process with defined risk profiles and combines strategic and tactical asset allocation supported by multiple affiliated and third-party providers.

Manuel Cabielles is a financial advisor with HSBC Securities (USA) Inc. in Florida, holding Series 63, 65, and 66 registrations and bringing 18 years of industry experience. His prior roles include positions at Fiduciary Trust International, Merrill, and Citigroup Global Markets. He has also spent time semiretired and engaged in extended travel. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm’s investment process incorporates multiple risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring, serving a broad client base with a mix of discretionary and non-discretionary portfolios.

Diego Molano is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 licenses with 16 years of industry experience. His career includes multiple roles within HSBC entities spanning over a decade. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and fully discretionary options. The firm employs a structured investment process utilizing multiple risk profiles and combines strategic asset allocation with ongoing fund due diligence, serving a range of clients through its diverse program offerings.

Ki Hin Lai is a financial advisor at HSBC Securities (USA) Inc. with one year of industry experience. He holds a Series 66 designation and has previously worked at HSBC Bank USA National Association, Hongkong & Shanghai Banking Co, Deloitte, and KPMG Tax Services Limited. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations, providing both client-directed and fully discretionary investment options. The firm’s investment process uses multiple risk profiles and incorporates strategic and tactical asset allocation developed with HSBC Global Asset Management, supported by ongoing fund due diligence and monitoring.

John Zachowicz is a financial advisor at HSBC Securities (USA) Inc. with 29 years of industry experience. He has held his current role at HSBC Securities since 2010. Zachowicz holds the Series 63, Series 65, and Series 66 designations. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm’s investment approach combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring, serving clients with both non-discretionary and fully discretionary portfolios.

Cheuk Shun Cheung is a financial advisor with HSBC Securities (USA) Inc. in New York, NY. He holds Series 63 and Series 65 licenses and has three years of industry experience, including prior roles at Morgan Stanley and HSBC Bank USA, N.A. Outside of his advisory work, he is a Cantonese Chinese radio host at MultiCultural Radio Broadcasting, Inc., where he provides news and entertainment to the local community. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach combines strategic and tactical asset allocation, utilizing affiliated and third-party providers for fund selection and portfolio management across various risk profiles and program types.

Jane Stephan is a financial advisor with HSBC Securities (USA) Inc. in Cupertino, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. Her prior work includes roles at J.P. Morgan Securities and JPMorgan Chase Bank. Outside of her advisory work, she is the owner of HafenDew LLC, a social networking and relationship app, where she contributes ideas and insights based on personal experience. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charitable organizations, and corporations through a range of client-directed and discretionary portfolio options. The firm employs a structured investment approach using model risk profiles and incorporates global asset management and fund due diligence in its offerings.

Richard Cordell is a CFP® and Series 66 credentialed advisor with 47 years of industry experience. He has worked at HSBC Securities (USA) Inc. since 2009 and at HSBC Bank USA, N.A. since 2016, and previously spent 12 years at Merrill. He serves dual roles as a registered representative and a bank officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products and services. HSBC Securities (USA) Inc. offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary models. The firm uses a structured investment process with multiple risk profiles and combines asset allocation advice with ongoing fund due diligence and monitoring.

Yifei Hong is a financial advisor with HSBC Securities (USA) Inc. in San Francisco, holding a Series 66 designation and seven years of industry experience. Prior to joining HSBC Securities in 2025, Hong spent five years at J.P. Morgan Securities and six years at Ferrari Silicon Valley. Outside of finance, Hong is also a published e-book writer. HSBC Securities (USA) Inc. offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm combines strategic and tactical asset allocation with ongoing fund due diligence and offers specialized programs, including an Offshore Spectrum option for qualified non-resident aliens.

Jill Osullivan is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding a Series 66 designation and over 24 years of industry experience. Her career includes roles at HSBC Bank USA, J.P. Morgan Securities, and Wells Fargo Clearing. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations using a range of client-directed and discretionary investment offerings. The firm utilizes multiple model risk profiles and combines strategic and tactical asset allocation, supported by affiliated and third-party providers for fund selection and portfolio management.

Bradley Golding is a Series 66-licensed financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, where he has worked since 2009. He has 19 years of industry experience, including a year at Equitable Advisors prior to joining HSBC. HSBC Securities offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through multiple program types ranging from client-directed to fully discretionary portfolios. The firm’s investment approach incorporates model risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring.

Christopher Dann is a financial advisor with HSBC Securities (USA) Inc. in Orchard Park, NY, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. He has been with HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. since 2016. In addition to his advisory role, he serves as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products and services. HSBC Securities (USA) Inc. provides managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm offers various program types ranging from client-directed to fully discretionary accounts, employing a multi-profile investment process supported by HSBC Global Asset Management and affiliated third-party providers.