Jose Fernandes is a financial advisor at HSBC Securities (USA) Inc. with 17 years of industry experience. He holds a Series 66 designation and has previously worked at J.P. Morgan Securities and JPMorgan Chase Bank NA. Fernandes also serves as a Bank Officer for HSBC Bank (USA) N.A., where he engages in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through client-directed and discretionary options. The firm’s investment process incorporates multiple model risk profiles and combines strategic and tactical asset allocation with fund due diligence and ongoing monitoring, serving a broad client base with a mix of non-discretionary and discretionary portfolio solutions.

Andrew Passeri is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding Series 63, Series 65, and Series 66 licenses and 27 years of industry experience. He has been with HSBC Securities and HSBC Bank USA since 2007. Outside of his advisory role, he is involved as a real estate partner and owner. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment options. The firm uses a risk-profile-based investment process supported by HSBC Global Asset Management and operates a wrap-style Managed Portfolio Account for private bank clients.

Swathi Reddy is a financial advisor at HSBC Securities (USA) Inc. with four years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at HSBC Bank Australia for seven years. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm employs a range of program types from client-directed to fully discretionary accounts, using model risk profiles and a combination of strategic and tactical asset allocation developed with HSBC Global Asset Management.

Abanoub Gabra is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding a Series 66 license and nine years of industry experience. His career includes roles at HSBC Bank USA National Association, Merrill, and Bank of America. He is also a bank officer at HSBC Bank (USA) N.A., an affiliate of his primary firm, engaging in the sale of bank-related products alongside his duties as a registered representative. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary investment options. The firm’s investment process incorporates strategic and tactical asset allocation supported by global asset management teams and utilizes partnerships with affiliated and third-party providers for advisory, fund selection, and administrative services.

Atif Ahmad is a Series 66-licensed financial advisor with HSBC Securities (USA) Inc. in New York, NY, where he has worked for 3 years. He has been with various HSBC entities since 2014, including HSBC Bank USA, N.A., and HSBC Group Management Services, accumulating over 9 years in the financial industry. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through several client-directed and discretionary program types. The firm employs a multi-model investment process that combines strategic and tactical asset allocation with ongoing fund due diligence, serving a broad client base with a mix of non-discretionary and discretionary portfolios.

Wang Liao is a CFA® charterholder and holds a Series 66 license with eight years of industry experience. He has been with HSBC Securities (USA) Inc. and HSBC Private Banking since 2017, and previously worked at Abroad Intellect, Inc. and DLD Asset Management, Lp. He also spent two years at Columbia University earlier in his career. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm uses a structured investment process with multiple risk profiles and collaborates with affiliated and third-party providers for advisory and fund management services.

Luis Montalvo is a financial advisor at HSBC Securities (USA) Inc. in New York, NY, holding Series 63 and Series 65 licenses with 15 years of industry experience. He has been with HSBC Securities and HSBC Bank USA National Association since 2007. Outside of his advisory role, Montalvo works as an independent contractor providing transportation and courier services for Uber Technologies in his free time. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, utilizing several program types including discretionary and non-discretionary options. The firm’s investment approach combines strategic and tactical asset allocation with fund due diligence conducted by affiliated and third-party providers, serving a broad client base with tailored portfolio management solutions.

Kerrianne Creegan is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. She has been with HSBC in various roles since 2015. Outside of her advisory work, Creegan is an Executive Consultant for a premium skincare company and engages in crafting handmade items sold to friends and family. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various program types, including client-directed and fully discretionary options. The firm’s investment approach combines strategic and tactical asset allocation developed with HSBC Global Asset Management and involves ongoing fund due diligence and monitoring, with a significant portion of assets held in client-directed portfolios.

Zachary Hale is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 credentials and seven years of industry experience. Prior to joining HSBC Securities and HSBC Bank USA, N.A., he worked at Bank of America, Merrill, Brighton Securities, TF Browns, and Allstate Insurance Company. He also had a role outside the financial industry at Billy Jack's Shack. Hale is dual-hatted as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary platforms. The firm’s investment process uses multiple risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence, serving a broad client base via a range of program options including offshore offerings.

Christopher Salazar is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding a Series 66 designation and one year of industry experience. Prior to his current role, he has worked at HSBC Bank USA National Association and UE Systems Inc., and he attended the University of Miami. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base including individuals, retirement accounts, charitable organizations, and corporations. The firm employs a structured investment process using multiple risk profiles and combines strategic and tactical asset allocation, with offerings that range from client-directed to fully discretionary portfolios.

Hugh Tuomey is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding Series 65 and Series 63 licenses and bringing 36 years of industry experience. His prior work includes roles at Mellon Investment Corp., MBSC Securities Corp, Standish Mellon Asset Management, Build Asset Management, and Weild & Co. HSBC Securities (USA) Inc. provides managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations, offering a range of client-directed and discretionary investment solutions supported by global asset management and fund selection teams.

Alba Esparragoza is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has worked at HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. for a combined total of 16 years, with earlier roles at Wells Fargo Clearing and EFG Private Wealth Management (Americas) Corp. Esparragoza is also President of Luis Perez Production Inc., an event and entertainment production company. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and fully discretionary investment solutions supported by affiliated global asset management and fund selection teams.

Catherine Ng is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding Series 63 and Series 66 designations and 26 years of industry experience. She has been with HSBC Securities and HSBC Bank USA since 2011. Outside of her advisory role, she serves as a board director for the Kiwanis Club of Chinatown, a nonprofit organization that supports children, the elderly, and community events. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, utilizing a range of client-directed and discretionary investment options supported by HSBC Global Asset Management and affiliated providers.

Kimberly Cebrik is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has been with HSBC Securities and HSBC Bank USA since 2011 and previously worked at Citigroup Global Markets and Citicorp Investment Services. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a variety of client-directed and discretionary offerings. The firm uses a structured investment process with multiple risk profiles and combines strategic and tactical asset allocation developed with affiliated global asset management entities.

Man Lin is a financial advisor at HSBC Securities (USA) Inc. with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at HSBC Bank USA, N.A. since 2017. Lin also served at iD Cha House for five years. He is dual hatted as a Bank Officer for HSBC Bank (USA) N.A., where he engages in the sale of bank-related products alongside his role as a registered representative. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, employing a range of program types from client-directed to fully discretionary. The firm’s investment approach combines strategic and tactical asset allocation with due diligence by affiliated providers, offering both domestic and offshore options.

Chi Wai Poon is a financial advisor at HSBC Securities (USA) Inc. with three years of industry experience. He holds the CFA® designation along with Series 66 and Series 63 licenses. His prior experience includes roles at J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and Admis Hong Kong Limited. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base including individuals, retirement accounts, charitable organizations, and corporations. The firm provides a range of program types combining client-directed and discretionary portfolio management supported by strategic asset allocation and fund due diligence conducted in partnership with HSBC Global Asset Management and other affiliates.

Anthony Gallagher is a financial advisor at HSBC Securities (USA) Inc. in New York, NY, holding Series 63 and Series 65 licenses with 30 years of industry experience. He has worked at HSBC Securities and HSBC Bank USA since 2016. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, utilizing several program types including client-directed and fully discretionary options. The firm’s investment approach incorporates multiple risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring.

Meiling Elsner is a financial advisor with HSBC Securities (USA) Inc. in Bellevue, WA, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. She has held roles at HSBC Bank USA and Cetera, among others. Outside of her advisory work, she owns several rental properties. HSBC Securities (USA) Inc. offers a variety of managed account programs serving individuals, retirement accounts, nonprofits, and corporations, combining client-directed and discretionary approaches. The firm uses a model-driven investment process supported by HSBC Global Asset Management and other affiliated providers.

Vanessa Ochoa is a financial advisor at HSBC Securities (USA) Inc. based in Miami, FL, with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at HSBC Securities USA Inc. and HSBC Bank USA NA since 2017, following a year at JP Morgan Securities LLC and JP Morgan Chase Bank NA. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary strategies. The firm’s investment process uses multiple risk profiles and combines strategic and tactical asset allocation with due diligence from affiliated asset managers and third-party providers.

Matthew Costanzo is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding Series 63 and Series 66 credentials and 11 years of industry experience. He has worked at HSBC in various capacities since 2015, including roles at both HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations, through multiple program types ranging from client-directed to fully discretionary portfolios. The firm employs a structured investment process combining strategic and tactical asset allocation with ongoing fund due diligence and monitoring.