Michael Melchione is a financial advisor with HSBC Securities (USA) Inc. in New York, NY. He holds a Series 66 designation and has seven years of industry experience, including five years at UBS Financial Services and prior roles outside the financial sector. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, providing a range of client-directed and discretionary portfolio options. The firm employs a structured investment process incorporating multiple risk profiles and leverages both global asset management and third-party providers for fund selection and portfolio oversight.

Andrew Mo is a financial advisor with HSBC Securities (USA) Inc. based in San Francisco, CA. He holds Series 65 and Series 63 licenses and has seven years of industry experience. His prior experience includes roles at Cetera, East West Bank, Iconiq Capital, SVB Wealth Advisory, Alliance Bernstein, and BNY Mellon. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through several program types, including client-directed and fully discretionary options. The firm combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring, serving a broad range of clients with both discretionary and non-discretionary portfolios.

Kurtis Padmore is a financial advisor with HSBC Securities (USA) Inc. based in Brooklyn, NY, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with HSBC Securities and its affiliate HSBC Bank USA, N.A. for 10 years. Outside of his advisory role, Padmore is a licensed real estate agent and a member/operator of a property management business alongside his sister. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charities, and corporations through multiple program types, including client-directed and fully discretionary options. The firm combines strategic and tactical asset allocation with ongoing fund due diligence and offers services through a network of affiliated and third-party providers.

Steven Verveniotis is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding Series 63, 65, and 66 licenses and with 30 years of industry experience. He has worked at HSBC Securities in various roles since 2006 and was also with Signature Securities Group Corp/Signature Bank from 2016 to 2019. Additionally, he serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of his primary employer. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through multiple program types, including client-directed and fully discretionary options. The firm uses a range of model risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence, serving clients through an Investment Adviser Representative who manages suitability and account reviews.

Minching Tso Lam is a Series 66-licensed financial advisor with HSBC Securities (USA) Inc., based in New York, NY, and has 25 years of industry experience. She has worked with HSBC Securities since 2013 and concurrently holds a role as a Bank Officer at HSBC Bank USA, N.A., an affiliate of her firm, where she engages in the sale of bank-related products and services. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, providing both client-directed and fully discretionary investment solutions. The firm employs a structured investment process with multiple risk profiles and relies on affiliated and third-party providers for advisory and fund management, serving a diverse client base through various program types including an Offshore Spectrum program for qualified non-resident aliens.

Cheryl Vallon is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63, 65, and 66 licenses and bringing 22 years of industry experience. She has worked at HSBC Securities since 2010 and with HSBC Technology & Services USA since 2015. HSBC Securities (USA) Inc. provides managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm offers both client-directed and discretionary investment programs, utilizing model risk profiles and combining strategic and tactical asset allocation developed with HSBC Global Asset Management and affiliated providers.

Nunzio Parlanti is a Series 66-licensed financial advisor with HSBC Securities (USA) Inc. in Chatham, NJ, bringing two years of industry experience. His background includes roles at HSBC Bank USA, N.A., and prior teaching positions at Pace University and Kingsborough High School. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various program types, including client-directed and fully discretionary options. The firm’s investment process combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring, serving a diverse client base with a range of risk profiles.

Joseph Herrmann is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His career includes roles at MassMutual Life Insurance Company, Gilder Gagnon Howe, City National Rochdale, and Merrill. He serves as an advisory board member for Seton Hall University’s Transformative Leadership Certificate Program, contributing to periodic reviews and program development. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through client-directed and discretionary options. The firm’s investment process combines strategic and tactical asset allocation with ongoing fund due diligence and management, serving a broad client base with both non-discretionary and discretionary portfolios.

Julien Nelson Rowntree is a financial advisor at HSBC Securities (USA) Inc. with one year of industry experience. He holds the Series 66 designation and has previously worked at HSBC Bank USA, N.A., IC Learning Center, Hakata Ton Ton, New York University Shanghai, and the International School of The Hague. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, combining strategic and tactical asset allocation with both discretionary and client-directed options across multiple program types. The firm operates as a registered adviser and broker-dealer and provides specialized services including an Offshore Spectrum program for qualified non-resident aliens.

Nicole Macdowell is a financial advisor with HSBC Securities (USA) Inc. and holds Series 63 and Series 66 credentials. She has 11 years of industry experience, including prior roles at LPL Financial, M&T Bank, and Wells Fargo Clearing Services. Macdowell also serves as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products alongside her registered representative duties. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through several program types, including client-directed and fully discretionary options. The firm employs a multi-profile investment approach and utilizes affiliated and third-party providers for advisory and fund selection services.

Rui Hu is a financial advisor at HSBC Securities (USA) Inc. with five years of industry experience. He holds the ChFC® designation and Series 66 license. Prior to joining HSBC Securities, Rui worked at MML Investors Services LLC and MassMutual Life Insurance Company. He also served as a Bank Officer for HSBC Bank USA, N.A., engaging in the sale of bank-related products and services alongside his advisory role. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering a range of client-directed and discretionary investment options. The firm’s investment process incorporates multiple risk profiles and utilizes asset allocation strategies developed in partnership with HSBC Global Asset Management.

Kenneth Malamud is a financial advisor at HSBC Securities (USA) Inc. with two years of industry experience. He holds a Series 66 designation and has been with HSBC Bank USA, N.A. since 2016, transitioning to HSBC Securities in 2023. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, with multiple program types including client-directed and fully discretionary options. The firm uses a structured investment process with five model risk profiles and partners with affiliated and third-party providers for fund selection and management.

Syed Ahmed is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding Series 63 and Series 66 designations and possessing 19 years of industry experience. His prior roles include positions at Citigroup Global Market Inc., Morgan Stanley, and Wells Fargo Advisors LLC. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, utilizing both client-directed and fully discretionary investment approaches supported by global asset management and diversified model risk profiles.

Quentin Wong is a financial advisor with HSBC Securities (USA) Inc. in Fremont, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked extensively within various HSBC entities since 2013. Outside of his advisory role, he is an owner of several rental properties. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment solutions. The firm uses multiple model risk profiles and combines strategic with tactical asset allocation, supported by affiliated and third-party providers for fund selection and portfolio monitoring.

Nila Khoury is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and 13 years of industry experience. She has worked at HSBC Securities and HSBC Bank USA since 2016 in various roles. HSBC Securities (USA) Inc. offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations through several client-directed and discretionary program types. The firm uses model risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence, operating as both an SEC-registered adviser and broker-dealer.

Ian Shaw is a financial advisor with HSBC Securities (USA) Inc. in New York City, holding a Series 66 designation and seven years of industry experience. He has been with HSBC Securities USA since 2018 and has also worked with HSBC Technology & Services USA since 2014. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various program types, including client-directed and fully discretionary options. The firm combines strategic and tactical asset allocation with global fund due diligence and offers both onshore and offshore investment programs.

Annamarie Bevinetto is a financial advisor at HSBC Securities (USA) Inc. with 27 years of industry experience. She holds Series 63 and Series 66 certifications and has worked at HSBC Securities since 2005 and at HSBC Bank USA since 2003. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a variety of client-directed and discretionary investment solutions. The firm uses a structured investment process involving multiple risk profiles and oversight by affiliated and third-party providers to deliver tailored portfolio management and advisory services.

Xuan Cao is a financial advisor with HSBC Securities (USA) Inc. in Cupertino, CA, holding a Series 66 designation and 15 years of industry experience. Prior to joining HSBC in 2015, Cao worked at Merrill from 2011 to 2013. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through several portfolio types, including client-directed and fully discretionary options. The firm’s investment process incorporates five model risk profiles and combines strategic and tactical asset allocation with fund due diligence and ongoing monitoring.

Wendy Feng is a financial advisor at HSBC Securities (USA) Inc. with 30 years of industry experience. She holds the CFP® designation and securities licenses Series 63 and Series 65. Her prior experience includes roles at Citigroup Global Markets and Citicorp Investment Services. In addition to her advisory duties, she serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of her firm, selling bank-related products and services. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various program types ranging from client-directed to fully discretionary offerings. The firm uses a structured investment process with multiple risk profiles and partners with affiliated and third-party providers to deliver advisory, fund selection, and custody services.

Thomas Jaffe is a financial advisor with HSBC Securities (USA) Inc. in Seattle, WA, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has worked at HSBC Securities since 2012 and HSBC Bank USA, N.A. since 2016, and previously spent five years at Citigroup Global Markets. Jaffe also serves as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary portfolio options. The firm’s investment process incorporates multiple risk profiles and collaborates with HSBC Global Asset Management and other affiliated providers for asset allocation and fund selection.