Terry Griffith is a financial advisor with Independent Financial Group, LLC, holding Series 65 and Series 66 licenses, and has 18 years of industry experience. He previously worked at UBS Financial Services for 10 years before joining his current firm in 2024. Griffith serves as a board member for the Masonic Education & Charitable Trust, where he participates in quarterly reviews of third-party investment consultant decisions. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and charitable organizations. The firm employs a combination of strategic asset allocation and multi-manager portfolios with both passive and active exposures, offering financial planning and portfolio management through various platforms and third-party asset managers.

Jeremy Lyons is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and five years of industry experience. He previously worked at Cornerstone Wealth Management and Main Street Appraisals. Lyons also engages in life insurance client consultations and application processing outside of his advisory role. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm offers financial planning and portfolio management through multiple platforms, utilizing a mix of active and passive strategies tailored to client risk profiles.

Alexander Divito is a Series 66-registered financial advisor with Independent Financial Group, LLC, based in Westlake, OH. He has 14 years of industry experience, including his ongoing role at Independent Financial Group since 2012 and prior work with Investment Planning Group starting in 2010. He is also an officer and sole owner of Advance Planning Concepts, Inc., a financial services DBA. Independent Financial Group, LLC provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, trusts, and retirement plans. The firm utilizes both firm- and third-party models to tailor investment strategies, offering diversified portfolio management through multiple platforms.

Dan Sanders is a financial advisor with Independent Financial Group, LLC in Houston, TX, holding a Series 63 designation and 33 years of industry experience. He previously worked at firms including Merrill, Chase Investment Services, UBS Financial Services, and Executive Wealth Management. Sanders also owns Sanders Career Consulting, a business offering job advice and coaching. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension/profit-sharing plans, and charitable organizations. The firm offers financial planning and portfolio management using both firm- and third-party models, combining passive and active strategies across various risk profiles.

Stacey Stanek Byars is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She has worked at Independent Financial Group since 2017 and has been associated with The Thom Group, a marketing DBA she is involved with, since 2013. Additionally, she works as an independent contractor offering various insurance products. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base that includes individuals, high-net-worth clients, trusts, corporations, pension plans, and charitable organizations. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and ongoing due diligence, offering both active and passive investment exposures across multiple risk profiles.

Troy Bennett is a financial advisor with Independent Financial Group, LLC in Temple, Texas, holding Series 63 and Series 65 licenses and 24 years of industry experience. He has worked at Independent Financial Group since 2010, with prior experience at Ameritas Investment Company, LLC and Carillon Investments, Inc. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm uses a combination of firm- and third-party investment models, strategic asset allocation, and ongoing portfolio monitoring across various risk profiles.

Erick Montiel is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He previously worked at Morgan Stanley Smith Barney LLC for nine years before joining his current firm in 2022. Outside of his advisory role, he is involved consultatively in a family business and shares responsibilities related to a commercial property investment. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse clientele, including individuals, high-net-worth clients, trusts, and corporate and retirement plans. The firm uses a combination of firm- and third-party investment models, strategic asset allocation, and both active and passive portfolio management to develop tailored client strategies.

Duane Knopke is a financial advisor with Independent Financial Group, LLC in Escondido, CA, holding Series 63 and Series 65 designations and bringing 50 years of industry experience. He worked at LPL Financial for 11 years before joining Independent Financial Group in 2009. Outside of his advisory role, he is involved in selling life, health, and disability insurance as an independent contractor. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, trusts, corporate and pension plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services using both firm and third-party models, combining strategic asset allocation with active and passive investment exposures.

Robert Whitman Jr. is a financial advisor with Independent Financial Group, LLC, holding over 44 years of industry experience. His prior roles include positions at Cetera Advisor Networks LLC, Asset One, LLC, and Girard Securities, Inc. In addition to his advisory work, he has served as a mentor and coordinator for career outreach programs at Archbishop Rummel High School for more than four decades and is the board president of Youth Rebuilding New Orleans Inc. Independent Financial Group, LLC provides a range of investment advisory and brokerage services to individuals, high-net-worth clients, trusts, and institutional investors. The firm utilizes a mix of passive and active investment strategies implemented through firm- and third-party models, focusing on strategic asset allocation and ongoing portfolio management.

Kristen Wilson is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and bringing 10 years of industry experience. She has worked at Independent Financial Group since 2017 and previously at Truist Investment Services, Inc. from 2005 to 2007. Outside of her advisory role, Wilson volunteers in fundraising activities for the Leukemia Lymphoma Society. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and institutional accounts. The firm offers financial planning, discretionary and non-discretionary portfolio management, and utilizes a combination of firm- and third-party investment models across multiple platforms.

James Dinapoli is a financial advisor with Independent Financial Group, LLC. He holds Series 63 and Series 66 licenses and has 38 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc., Securities America Advisors, and OSAIC. He also engages in insurance sales based on client needs. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutions. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and both passive and active investment exposures to tailor client strategies across various risk profiles.

Alexander Creede is a CFA® charterholder and holds a Series 66 license with 11 years of industry experience. He has worked at Independent Financial Group, LLC since 2022 and previously spent eight years at International Assets Advisory. He volunteers with Segway Tours of Houston, assisting with driving and tour support. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, corporate and pension/profit-sharing plans, and charitable organizations. The firm utilizes a combination of firm- and third-party investment models, blending passive and active strategies across risk profiles, with ongoing due diligence and monitoring.

Adam Bonner is a CFP® with 11 years of industry experience currently practicing at Independent Financial Group, LLC. He has previously worked at LPL Financial and United Capital Financial Advisers, LLC. Outside of his advisory role, he serves as an officer and director for farming lease enterprises primarily based in Iowa. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers financial planning and portfolio management through multiple platforms, utilizing a combination of firm- and third-party models to develop client strategies aligned with risk tolerances.

Robert Gunning is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior roles include positions at Princor Financial Services Corp, Principal Life Insurance Co, Wedbush Securities Inc., UBS Financial Services, and Citigroup Global Markets. Outside of his advisory work, he serves as a volunteer board member for the East Fresno Rotary Club and Reading and Beyond. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension/profit-sharing plans, and charitable organizations. The firm offers a range of portfolio management and financial planning services, employing both firm- and third-party models to tailor investment strategies according to client risk profiles.

Cynthia Couyoumjian is a financial advisor with Independent Financial Group, LLC in Tustin, CA. She holds Series 63 and Series 65 licenses and has 40 years of industry experience, including prior roles at First Allied Securities, Inc., LPL Financial, and Equitable Advisors. Cynthia is the author of three books and is involved in financial education through public speaking and online training modules, including initiatives focused on increasing financial literacy among women. Independent Financial Group, LLC provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, trusts, corporations, pension plans, and charitable organizations. The firm employs a model-based investment approach combining strategic asset allocation with multi-manager portfolios, offering both active and passive exposures, and supports advisors in developing tailored strategies based on client risk tolerances.

Steven Brown is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Network Investment Advisors, Sterling National Bank, LPL Financial, Capital One Advisors, HSBC Securities, and Chase Investment Services. He is also a notary public in New York, providing document notarization services to clients. Independent Financial Group, LLC serves a diverse client base including individuals, high-net-worth clients, trusts, and institutional entities. The firm offers financial planning and portfolio management through multiple platforms and uses both firm- and third-party investment models tailored to client risk profiles.

John Foster is a CFP® with 34 years of industry experience, currently affiliated with Independent Financial Group, LLC since 2026. His prior experience includes roles at Park Avenue Securities and Guardian Life, where he worked for 20 years. Outside of advisory services, he teaches financial professionals at Guardian on the Living Balance Sheet software and is also engaged in authoring books. Independent Financial Group, LLC serves a diverse client base including individuals, high-net-worth clients, trusts, and pension plans, offering financial planning and portfolio management through multiple platforms and third-party managers. The firm combines strategic asset allocation with active and passive investment approaches, providing tailored client strategies developed by its Investment Adviser Representatives.

Rick Pearl is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 credentials and 29 years of industry experience. He worked at LPL Financial for 17 years before joining Independent Financial Group in 2019. Pearl also serves as an officer and director for an insurance agency and owns a marketing DBA, Pearl Financial Inc. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, corporations, pension and profit-sharing plans, and charitable organizations. The firm utilizes a combination of strategic asset allocation, multi-manager portfolios, and both passive and active investment strategies.

Guannan Li is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and four years of industry experience. He also has an ongoing role as a broker associate at RG Realty since 2015 and works as an insurance agent outside of his advisory duties. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, offering financial planning, portfolio management, and retirement plan services through various platforms and third-party programs. The firm combines strategic asset allocation with active and passive investment exposures and operates as a dually registered broker-dealer and investment adviser.

Jodi Padgett is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Independent Financial Group, LLC since 2019. She previously worked at Taylor and Padgett Financial Group LLC for 12 years and Royal Alliance Associates, Inc. for 24 years. Padgett is also a 50% owner of Padgett & Perea LLC, which provides tax preparation, accounting, and bookkeeping services, and a 50% owner of Painted Lady Vineyard LLC. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and both passive and active investment exposures to tailor client strategies using firm- and third-party models.