Michael Williams is a Series 66-credentialed advisor with 11 years of industry experience, currently affiliated with Independent Financial Group, LLC in Dallas, TX. He has held multiple roles at Cornerstone Financial Services, Inc., where he also co-hosts the radio show Smart Money. Williams has an extensive background in financial services and education, including positions at Texas Tech University and Wayland Baptist University. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and ongoing due diligence across both passive and active investments to develop tailored client strategies.

Scott Pilchard is a financial advisor at Independent Financial Group, LLC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Manning & Napier Advisors, Midfirst Trust Company, and LPL Financial. He serves as Co-Chairman of the Arizona Agricultural Education FFA Foundation's fund development committee. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm utilizes a combination of firm- and third-party models for portfolio management and offers financial planning, separately managed accounts, and retirement plan services.

Jay Eng is a financial advisor at Independent Financial Group, LLC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Kinecta Financial & Insurance Services, LLC and LPL Financial, LLC from 2004 to 2020. Outside of advisory roles, he serves as a trustee of The Eng Family Trust. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm employs both firm- and third-party investment models, combining strategic asset allocation with multi-manager and hybrid portfolios, and offers comprehensive financial planning and portfolio management solutions.

Kyle Kirwan is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His prior roles include positions at Kalos Capital and Kalos Management. Outside of his advisory work, Kirwan serves as an officer and director of several business entities related to tax, investment, and tax preparation. Independent Financial Group, LLC serves a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm provides financial planning and portfolio management services using a combination of firm- and third-party models, employing both passive and active investment strategies across various risk profiles.

Frederick Gray is a financial advisor at Independent Financial Group, LLC with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Investors Capital Corp. and Edward Jones. Gray serves on the boards of the Thomas Township Business Association, Midland First United Methodist, Thomas Township DDA, and the Thomas Township Kiwanis Club. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and retirement plans. The firm offers financial planning, portfolio management, and third-party asset manager programs, using both firm- and third-party models tailored to client risk tolerances.

Thomas Frannicola is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and possessing 30 years of industry experience. His prior roles include positions at Financial Planning Associates, Inc., Liberty State Wealth Management, Inc., RF Consulting Group, LLC, and Equitable Advisors. Independent Financial Group, LLC serves a diverse client base including individuals, high-net-worth clients, trusts, and corporate and pension/profit-sharing plans. The firm offers a range of services such as financial planning, portfolio management through multiple platforms, third-party asset manager programs, and retirement plan services, utilizing strategic asset allocation with both active and passive investment exposures.

Alexander Kozak is a financial advisor with Independent Financial Group, LLC and holds the Series 66 designation. He has three years of industry experience and has been with Independent Financial Group since 2022. Outside of his advisory work, Kozak is involved in custom artwork and design through AleckozakArt and Bottom Table Tokens, LLC, and serves as a member of a disability panel related to trust administration. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and institutional plans. The firm employs a model-based investment approach combining strategic asset allocation, multi-manager portfolios, and both passive and active exposures, delivering tailored client strategies through various platforms and third-party programs.

Michael Steinkamp is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 19 years of industry experience. He previously worked at Edward Jones and Equitable Advisors. Outside of his advisory work, he is involved in the spirits industry as the owner of STL Spirits LLC and is also a musician. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and pension plans. The firm employs a combination of strategic asset allocation and active and passive management across various platforms and offers both discretionary and non-discretionary portfolio management.

Gerard Perkins is a financial advisor with Independent Financial Group, LLC, holding Series 63, 65, and 66 licenses and 19 years of industry experience. He has been with Independent Financial Group since 2011 and has also served as an insurance agent in Idaho since 2006. Perkins is an officer and director of an insurance business outside of his primary firm. Independent Financial Group, LLC offers investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporations, pension and profit-sharing plans, and charitable organizations. The firm employs a combination of firm- and third-party investment models, including strategic asset allocation and multi-manager portfolios, serving a broad client base through discretionary and non-discretionary portfolio management.

Douglas Corey is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 18 years of industry experience. He previously worked at H. Beck, Inc. and Grove Point Investments, LLC. Corey is also an officer and director at Douglas Corey & Associates, P.C., a CPA firm specializing in tax preparation and accounting services. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, trusts, pension plans, and charitable organizations. The firm utilizes a combination of firm- and third-party models, applying strategic asset allocation and multi-manager portfolios to develop tailored investment strategies.

Ronald Martin Jr. is a CFP® and ChFC® with 34 years of industry experience. He is currently with Independent Financial Group, LLC and has prior experience at OSAIC, Premier Financial Partners, LLC, and WS Griffith Securities, Inc. In addition to his advisory role, he is the owner of an LLC unrelated to investments. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, and institutional entities. The firm employs a range of portfolio management strategies that integrate both active and passive investment exposures tailored to client risk profiles.

Michael Schwartz is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and over 42 years of industry experience. His career includes prior roles at First Allied Advisory Services, First Allied Securities, Next Financial Group, and National Planning Corporation. Outside of his advisory work, he is involved in insurance, tax preparation, business consulting, and contributes articles on various business subjects. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm offers financial planning and portfolio management through multiple platforms and employs a mix of passive and active strategies tailored to client risk profiles.

James Fratello is a financial advisor at Independent Financial Group, LLC with 52 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including H. Beck, Inc. and Grove Point Investments, LLC. His career has focused on securities sales and investment advisory services. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, corporations, and charitable organizations. The firm employs a mix of active and passive investment strategies and offers portfolio management through various platforms and third-party asset managers.

Deepen Modi is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His prior roles include positions at First Midwest Securities, Inc. and J.P. Morgan Securities. He is also president and sole owner of DKRS of Northbrook, a corporation unrelated to investment activities. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers financial planning and portfolio management through multiple platforms, employing a mix of passive and active strategies combined with ongoing manager due diligence.

Keith Johnson is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. His prior roles include positions at Cetera Advisor Networks and Edward Jones. Outside of his advisory work, he acts as a power of attorney managing financial affairs for a family member. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse clientele, including individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm utilizes a combination of strategic asset allocation, multi-manager portfolios, and ongoing due diligence to develop tailored investment strategies through both active and passive exposures.

Robert Chapman is a financial advisor with Independent Financial Group, LLC in Carlsbad, CA, holding a Series 63 designation and 31 years of industry experience. His prior work includes nearly a decade at LPL Financial and over 20 years operating his own financial consulting practice. Outside of his core advisory role, he is the sole owner of a marketing DBA, Pacific Crest Global Wealth Management, and is also licensed as a California insurance agent and an independent contractor offering mortgage lending services. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm employs a combination of strategic asset allocation and multi-manager portfolios across both active and passive exposures, offering a range of financial planning and portfolio management solutions through various platforms.

Wenjinn Chang is a CFP® professional with 24 years of industry experience. He has been with Independent Financial Group, LLC since 2012, following roles at Ameritas Investment Company, LLC and Equitable Advisors. Chang serves on the board of the Taiwanese Chamber of Commerce and volunteers with the Overseas Compatriot Affairs Commission, Taiwan. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, trusts, and retirement plans. The firm employs both firm- and third-party models for portfolio management, combining active and passive strategies across various risk profiles.

Victoria Plum is a financial advisor at Independent Financial Group, LLC with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Independent Financial Group since 2015. Plum also operates a business entity for tax and investment purposes. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and retirement plans. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and ongoing due diligence using both active and passive investment approaches.

Jason Wong is a financial advisor at Independent Financial Group, LLC with one year of industry experience. He holds a Series 66 designation and has previous experience at Kiewit Corporation and Lafayette College. Outside of his advisory role, he is also a licensed administrative assistant for W Wealth Strategies. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate and retirement plans. The firm utilizes a range of portfolio management options and third-party programs, employing both passive and active investment strategies tailored to client risk profiles.

Kelsey Davidson Todd is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and eight years of industry experience. She previously worked at Royal Alliance and has a background in education with Charlotte Mecklenburg Schools. Outside of her advisory role, she teaches pre-retirement classes for federal employees and provides federal benefits and emergency management training to agencies such as FEMA. Independent Financial Group, LLC offers investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm employs both firm- and third-party investment models and combines strategic asset allocation with multi-manager portfolios across various risk profiles.