James Juengling is a financial advisor with Independent Financial Group, LLC, holding the ChFC® designation and Series 63 and Series 65 licenses, with 49 years of industry experience. He has been with Independent Financial Group since 2010 and is the owner of Juengling & Associates, providing various types of insurance since 1972. He is also a longstanding member of the National Association of Insurance and Financial Advisors and serves on the Illinois Legislative Council. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension/profit-sharing plans, and charitable organizations. The firm employs model-driven portfolio construction and manager selection combining passive and active strategies across a range of risk profiles.

Jason Alfonso is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has worked at Independent Financial since 2013 and with Central Pacific Mortgage since 1997. Outside of his advisory role, he operates as an independent insurance agent. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm offers financial planning and portfolio management through various platforms and combines strategic asset allocation with multi-manager portfolios across passive and active investment exposures.

Craig Venard is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and over 41 years of industry experience. He previously worked at OSAIC for 21 years before joining his current firm in 2026. Outside of advising, Venard conducts occasional leadership and communication training seminars and serves on the advisory board of Restore St. Louis, a nonprofit focused on inner-city services. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate and pension plans. The firm offers financial planning and portfolio management through a mix of firm- and third-party models, employing both passive and active investment strategies tailored to client risk profiles.

Richard Kasher is a financial advisor with Independent Financial Group, LLC in Schaumburg, IL, holding Series 63 and Series 65 registrations and bringing 31 years of industry experience. He has been with Independent Financial Group since 2009 and is also the sole owner of Diversified Tax Services, Inc., where he serves as an officer and director providing accounting and tax consulting services. Kasher is involved in consulting engagements related to business valuation and forensic analysis. Independent Financial Group, LLC offers investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm utilizes a model-driven investment approach combining passive and active strategies, with portfolio management and financial planning delivered through multiple platforms and third-party asset managers.

Seiko Kuribayashi is a financial advisor at Independent Financial Group, LLC with the Series 66 designation and no prior industry experience. Her work history includes roles at Sumitomo Mitsui Banking Corporation and self-employment before joining Independent Financial Group in 2026. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm offers financial planning and portfolio management using a combination of firm- and third-party models, incorporating both passive and active investment strategies across various risk profiles.

Andrew Fairchild is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. His prior roles include positions at Newbridge Securities Corporation, Kovack Advisors, Inc., Kovack Securities, Inc., and Investacorp Inc. He is also the president of Fairchild Financial Retirement Solutions, Inc., a business involved in fixed insurance products. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional investors. The firm employs a combination of firm- and third-party models for portfolio management, utilizing both passive and active strategies tailored to client risk profiles.

Amrish Patel is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and bringing 24 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, MetLife Securities, Securities America Advisors, and Merrill. Outside of his advisory work, he is involved in consulting and business coaching through GWS Advisors, LLC, and co-owns a tax consulting firm, GWS Tax Facts, LLC. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional investors. The firm offers financial planning and portfolio management services using both firm- and third-party models, combining active and passive investment strategies tailored to individual risk profiles.

Troy Pearson is a financial advisor at Independent Financial Group, LLC with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Independent Financial Group since 2004. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate and pension plans. The firm offers a range of financial planning and portfolio management solutions, utilizing both firm- and third-party models to tailor investment strategies based on client risk tolerances.

Jeffrey Nesseth is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. He has worked at Independent Financial Group since 2011 and held positions at several firms in 2011, including CL Wealth Management LLC, Girard Securities, Inc., and QA3 Financial LLC. Outside of his advisory role, he serves on the boards of US Preventive Medicine and Collins Children Home, and is involved in business consulting, health insurance sales, and food service marketing. Independent Financial Group, LLC provides a range of investment advisory and brokerage services to individuals, high-net-worth clients, trusts, and institutional accounts. The firm offers financial planning and portfolio management through multiple platforms, using both firm and third-party models combined with strategic asset allocation and ongoing manager due diligence.

John Dixon is a financial advisor with Independent Financial Group, LLC in Pocatello, ID, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior work includes positions with Linsco/Private Ledger Corp., LPL Financial, and several other firms dating back to 2003. He is the sole owner of two marketing DBAs, Global Wealth Management and Altius Financial Group. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse clientele, including individuals, high-net-worth clients, trusts, and institutional accounts. The firm utilizes a combination of firm- and third-party models for portfolio management, blending passive and active strategies across various risk profiles.

Eric Bowdler is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Independent Financial Group, LLC since 2019. His prior experience includes roles at United Planners' Financial Services and Rogers & Kirby. Bowdler owns Fulton Springs Financial, LLC, which he uses for marketing purposes, and provides client referrals and witness services for a local attorney’s office. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, and institutional entities, utilizing a combination of firm- and third-party models to tailor investment strategies aligned with client risk profiles.

Ru Bai is a CFP® and Series 66 credentialed financial advisor with seven years of industry experience. He has worked at Independent Financial Group, LLC since 2020 and previously at Capital Financial Consultants Group Inc, Equity Services, Inc., True Path Financial, and Leyard American Corporation. Outside of his advisory work, he is involved in insurance sales through multiple agencies and is an officer in a CPA firm focused on tax preparation and consulting. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm offers financial planning and portfolio management using both firm and third-party models, emphasizing strategic asset allocation and ongoing manager due diligence.

Ernest Cox is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 25 years of industry experience. His career includes roles at Merrill, Commonwealth Financial Network, Kestra Investment Services, LLC, and Scott Braun Realty. He has worked with Independent Financial Group since 2016. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and retirement plans. The firm offers a range of portfolio management and financial planning services through multiple platforms, combining strategic asset allocation with both passive and active investment exposures.

Peter Blok is a CFP® with 27 years of industry experience, currently serving at Independent Financial Group, LLC since 2014. He previously worked at Grove Point Investments, LLC and Ambrose Wealth Management. He is the owner of a financial services marketing DBA and holds a partial ownership interest in a fintech business. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, and institutional plans. The firm uses both firm- and third-party models to develop client strategies, combining active and passive exposures across various risk profiles through multiple platforms and programs.

Reginald Muggley Jr. is a financial advisor at Independent Financial Group, LLC with 35 years of industry experience. He holds a Series 63 designation and has previously worked at Cetera Advisor Networks LLC, Girard Securities, Inc., and Asset One, LLC. Outside of his advisory role, he is an officer and owner of Muggley & Renzi & Co. PLLC, a tax preparation and accounting firm. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and both active and passive investment exposures.

Andrew Baker is a financial advisor with Independent Financial Group, LLC in Cicero, NY, holding a Series 63 designation and 26 years of industry experience. He has been with Independent Financial Group since 2012. Outside of his advisory role, he owns and operates a business buying and selling used boats, RVs, automobiles, and snowmobiles at auction. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm employs a combination of firm- and third-party investment models and offers various portfolio management and retirement plan services while operating as both a broker-dealer and investment adviser.

David Hansch is a CFP® with 43 years of industry experience, currently serving as a financial advisor at Independent Financial Group, LLC since 2017. Prior to this, he held roles at Cetera Advisor Networks and Cetera Wealth Services and has operated Hansch Financial Group since 2014. He is a volunteer member of the investment committees for both the Grand Lodge Free and Accepted Masons of California and the Saddleback Laguna Masonic Lodge. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, corporate and pension/profit-sharing plans, and charitable organizations. The firm employs a combination of firm- and third-party model portfolios, strategic asset allocation, and ongoing due diligence to develop tailored investment strategies.

Kevin Choi is a Series 66-credentialed advisor with 11 years of experience at both JTW Financial Services Inc and Independent Financial Group, LLC. He has been affiliated with Independent Financial Group since 2015. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, corporate and pension/profit-sharing plans, and charitable organizations. The firm offers a range of portfolio management options and financial planning through multiple platforms, combining strategic asset allocation with both passive and active investment strategies.

Rick Willoughby is a financial advisor with Independent Financial Group, LLC in Phoenix, AZ. He holds Series 63 and Series 65 licenses and has 27 years of industry experience. He has been associated with Independent Financial Group since 2004 and operates Symphony Financial Services LLC as a marketing DBA for securities, advisory, and insurance services. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension/profit-sharing plans, and charitable organizations. The firm offers financial planning and portfolio management through various platforms and employs strategic asset allocation, multi-manager portfolios, and ongoing due diligence across active and passive investments.

Conrad Tarte is a CFP®-designated financial advisor with over 45 years of industry experience. He is currently with Independent Financial Group, LLC and has held roles at Grove Point Advisors, Continental Nine Financial Management, and Grove Point Investments. Outside of his advisory work, he is the sole owner of Continental Nine Financial Management, providing fee-based investment advisory, tax preparation, and estate planning services. Independent Financial Group, LLC offers investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, trusts, and institutional accounts. The firm employs strategic asset allocation with a combination of active and passive management, utilizing both in-house and third-party models to tailor client investment strategies.