Ricardo Ruiz Velez is a financial advisor with Insigneo Advisory Services, LLC, holding a Series 66 designation and 19 years of industry experience. His career includes roles at PNC and BBVA-affiliated firms prior to joining Insigneo in 2023. He is also involved with Insigneo Advisory Services LLC as an investment advisor. Insigneo Advisory Services, LLC provides investment advisory and portfolio management services to individuals, corporations, trusts, institutional clients, and banking institutions. The firm’s investment approach combines customized allocations by individual advisors with firm-modeled portfolios overseen by an Investment Committee, utilizing a range of asset classes and both proprietary and third-party strategies.

Alejandra Aragones is a financial advisor at Insigneo Advisory Services, LLC with five years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing Services and Robert Half. Outside of financial advising, she is involved in the sale of fine jewelry through Af Shop LLC. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, combining committee-driven model portfolios with individualized advisor-led portfolio construction. The firm offers both discretionary and non-discretionary portfolio management and includes cross-border investment options and third-party manager oversight.

Nelson Spiess is a financial advisor at Insigneo Advisory Services, LLC with 46 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley Private Bank and Morgan Stanley for 10 years, as well as RBC Capital Markets for six years. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering both discretionary and non-discretionary portfolio management through committee-driven model portfolios and individualized advisor-led construction, incorporating global asset classes and third-party research.

Christian Bagshaw is a financial advisor with Insigneo Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He previously worked at Raymond James & Associates from 2016 to 2018 before joining Insigneo in 2018. He is the owner of Bagshaw Asset Management, LLC, a business used to manage non-securities related expenses. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering discretionary and non-discretionary portfolio management through firm-managed portfolios, third-party manager oversight, and a wrap fee program. The firm employs a committee-driven investment process combined with individualized advisor portfolio construction and includes cross-border investment capabilities.

Jerry Orosco is a financial advisor at Insigneo Advisory Services, LLC with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Intercontinental Wealth Advisors LLC and Corient Services LLC. Insigneo Advisory Services, LLC provides investment advisory and portfolio management to a diverse client base, including high-net-worth individuals, corporations, trusts, institutional clients, and banking institutions. The firm combines customized allocations with firm-modeled portfolios overseen by an Investment Committee, utilizing both proprietary and third-party strategies across various asset classes.

Mirko Joldzic is a financial advisor with Insigneo Advisory Services, LLC, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at Raymond James & Associates and UBS Wealth Management Americas. Insigneo Advisory Services, LLC provides investment advisory and portfolio management services to individual, corporate, trust, and institutional clients, including banking and thrift institutions. The firm offers a range of managed accounts, multi-asset portfolios, third-party manager oversight, and consulting services, employing a combination of customized allocations and firm-modeled portfolios overseen by an Investment Committee.

Leopoldo Ferris Wallis is a financial advisor at Insigneo Advisory Services, LLC with 14 years of industry experience. He previously worked at Oppenheimer & Co. for five years and at Morgan Stanley Private Bank for five years. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering discretionary and non-discretionary portfolio management that combines committee-driven model portfolios and individualized advisor-led construction across diverse global asset classes.

Christian Watson is a financial advisor at Insigneo Advisory Services, LLC with 21 years of industry experience. He holds a Series 65 designation and has worked at Insigneo Advisory Services since 2018, with prior experience at HB Asset Management and Insigneo International Financial Services. Watson serves on the advisory board of St John Neumann Catholic School in Miami. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering discretionary and non-discretionary portfolio management with a focus on committee-driven model portfolios and individualized advisor-led strategies that include global and emerging market exposures.

Vicent Costa is a financial advisor with Insigneo Advisory Services, LLC in Miami, FL, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His prior work includes over a decade at Mercantil Commercebank. He is associated with a non-securities related pass-through entity, Costa Global Advisors LLC. Insigneo Advisory Services, LLC provides investment advisory and portfolio management to a diverse client base including individuals, corporations, trusts, institutional clients, and banking institutions. The firm offers customized and committee-overseen investment strategies incorporating equities, fixed income, alternatives, and private placements, with services ranging from managed accounts to consulting and private placement advisory.

Samuel Morales is a financial advisor with Insigneo Advisory Services, LLC in Houston, TX, holding Series 63 and Series 65 licenses with 11 years of industry experience. He has previously worked at PNC Investments, Pershing LLC, and BBVA Compass Insurance Agency, among other roles. Morales is also the owner of SMAS Investments LLC, a pass-through entity for tax purposes. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering both discretionary and non-discretionary portfolio management. The firm uses a committee-driven investment process combined with advisor-led portfolio construction, incorporating global asset classes and third-party macroeconomic research to align with client objectives.

Michael Averett is a financial advisor with Insigneo Advisory Services, LLC, holding a Series 66 designation and 15 years of industry experience. He has worked at Insigneo and its related entities since 2024, with prior experience at Bolton Global Capital and Citi International Personal Banking. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering discretionary and non-discretionary portfolio management that includes committee-driven model portfolios and advisor-led individualized strategies incorporating global asset classes and emerging-market exposures.

Pedro Isern is a financial advisor with Insigneo Advisory Services, LLC in Coral Gables, FL, holding Series 63 and Series 65 registrations and seven years of industry experience. His prior roles include positions at Natixis Investment Managers and Plus International Bank. Insigneo Advisory Services, LLC provides investment advisory and portfolio management services to a diverse client base including individuals, corporations, trusts, institutional clients, and banking institutions. The firm offers customized and committee-overseen investment solutions across multiple asset classes, utilizing both proprietary and third-party strategies.

Nilia Gasson is a financial advisor with Insigneo Advisory Services, LLC, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. She has been with Insigneo since 2021 and previously worked at Wells Fargo Clearing from 2016 to 2021. In addition to her advisory role, she manages Nicollette LLC, a non-investment related entity for income and expense processing. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering discretionary and non-discretionary portfolio management that includes firm-managed model portfolios and third-party manager oversight. The firm incorporates global asset classes and emerging-market exposures while allowing clients to impose reasonable restrictions or select non-discretionary arrangements.

Marcello Zaffaroni is a financial advisor with Insigneo Advisory Services, LLC in Miami, FL, holding Series 63 and Series 66 credentials and having 24 years of industry experience. His prior experience includes roles at SunTrust Advisory Services and Sanctuary Advisors. He serves as treasurer for The Heart of Saint Mary Foundation Inc., a charitable organization in Florida. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering discretionary and non-discretionary portfolio management with a focus on committee-driven model portfolios and individualized advisor-led construction, including global and emerging market exposures.

Mauricio Viaud is a financial advisor at Insigneo Advisory Services, LLC with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Janney Montgomery Scott and Hefren Tillotson. He currently serves as a Senior Investment Strategist and Portfolio Manager at Insigneo Advisory Services. Insigneo Advisory Services provides investment advisory and portfolio management to a diverse client base, including high-net-worth individuals, corporations, trusts, and institutional clients. The firm employs a combination of customized allocations and firm-modeled portfolios, incorporating a range of asset classes and strategies.

Jose Varon is a financial advisor at Insigneo Advisory Services, LLC with four years of industry experience. He previously worked at VectorGlobal WMG for seven years and Banco de Bogota for fourteen years. Varon holds a Series 65 designation and is based in Miami, FL. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, combining committee-driven model portfolios with individualized advisor-led portfolio construction. The firm’s approach includes global asset classes and emerging-market exposures, and it serves clients with both discretionary and non-discretionary portfolio management.

Eduardo Solano is a Series 66-licensed financial advisor with 11 years of industry experience. He has worked at Bolton Global Asset Management and Bolton Global Capital before joining Insigneo Advisory Services, LLC. In addition to his advisory role, he is licensed to sell fixed life insurance products through GEF Insurance/GEF Financial Group. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering both discretionary and non-discretionary portfolio management. The firm combines committee-driven model portfolios with individualized advisor-led construction, using global asset classes and third-party research to tailor portfolios to client objectives and risk tolerances.

Oscar Fernandez Este is a financial advisor with Insigneo Advisory Services, LLC in Houston, TX. He holds Series 63 and Series 65 licenses and has 17 years of industry experience. His prior roles include positions at PNC Investments and BBVA Wealth Solutions. Outside of his advisory work, he is the manager and owner of D'ESTE GROUP LLC, a non-securities related entity. Insigneo Advisory Services, LLC provides investment advisory and portfolio management services to individuals, corporations, trusts, and institutional clients, including banking and thrift institutions. The firm uses a combination of customized allocations and firm-modeled portfolios, incorporating equities, fixed income, commodities, and alternative investments, with oversight from an Investment Committee and third-party research.

Gibran Abdala Hadad is a financial advisor with Insigneo Advisory Services, LLC, holding a Series 66 designation and 13 years of industry experience. Prior to joining Insigneo in 2026, he spent 14 years at Vector Casa De Bolsa. He is also involved in his family’s hotel business as a partner. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering discretionary and non-discretionary portfolio management through proprietary and third-party strategies. The firm’s process integrates committee-driven model portfolios and advisor-led customization, with a focus on global asset classes and cross-border investment opportunities.

Jose Vidal is a financial advisor at Insigneo Advisory Services, LLC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing and Merrill prior to joining Insigneo in 2020. Vidal also owns JAV Wealth Management LLC, a pass-through entity for tax purposes. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering discretionary and non-discretionary portfolio management that combines committee-driven model portfolios with individualized advisor-led portfolio construction. The firm’s investment approach incorporates third-party macroeconomic research and includes global asset classes as well as emerging-market and foreign-currency exposures.