John Lackey is a CFP® professional with 26 years of industry experience, currently advising at IWC Financial Planning. His career includes roles at LPL Financial and Summit Financial Group, as well as managing his own firm, Lackey Financial Management, for over 20 years. Outside of financial advising, he is involved in several business ventures including property and casualty insurance. IWC Financial Planning provides financial planning, participant plan consulting, and subscription-based planning services to individuals, trusts, businesses, endowments, and nonprofit organizations. The firm focuses on asset-class allocation and passive, low-cost indexing strategies, delivering plans on a project or subscription basis without maintaining custody of client assets.

Albert Lopez is a CFP®-certified financial advisor with 27 years of industry experience. He is affiliated with LPL Financial and also operates IWC Financial Planning, an independent investment advisory firm. Lopez has held leadership roles in various business activities, including managing an insurance agency and providing financial planning services through his own firm. LPL Financial serves a diverse client base, offering advisory and brokerage services through a large network of investment adviser representatives. The firm provides a range of investment solutions, including financial planning, model-portfolio programs, and third-party asset management, supported by an in-house research team and a broad platform of advisory and non-advisory products.

Erin Kunz is a financial advisor at IWC Financial Planning with 10 years of industry experience. She holds the Series 63, 65, and 66 designations. Her prior experience includes two separate tenures at LPL Financial totaling nine years and a period of self-employment since 2015. Outside of her advisory work, Kunz owns and operates a bookkeeping business in Tracy City, Tennessee. IWC Financial Planning serves individuals, trusts, businesses, endowments, and nonprofit organizations by providing financial planning and participant plan consulting without managing client assets directly. The firm emphasizes asset-class allocation and a passive, low-cost indexing investment approach, offering plans on a project or subscription basis with optional ongoing support through a planning platform.