John Robbins is a CFP® with 39 years of industry experience, currently serving at Jfr Financial Services, Inc. in Trenton, MI, where he has worked for 35 years. He has also held positions at LaSalle St Securities LLC and Lpl Financial LLC. Outside of financial advising, he authored a book titled *A View from the Back Row – What Happened to Our Church?* and serves as trustee managing charitable giving accounts. JFR Financial Services primarily serves individual and high-net-worth clients, offering comprehensive financial planning, investment management, consultations, educational seminars, and income tax-preparation services. The firm manages approximately $277 million on a discretionary basis and emphasizes fundamental, long-term investment analysis tailored to clients’ goals and risk tolerances.

Craig Sawicki is a financial advisor with JFR Financial Services, Inc. in Trenton, MI, holding Series 63 and Series 66 licenses with 32 years of industry experience. He has worked at LaSalle St Securities since 2019 and previously spent 12 years at LPL Financial. Besides advisory services, he is involved in income tax preparation through JFR Financial Services. JFR Financial Services primarily serves individual and high-net-worth clients, providing financial planning, investment management, educational seminars, and income tax-preparation services. The firm manages approximately $277 million on a discretionary basis for nearly 600 clients, emphasizing long-term, fundamental investment analysis tailored to clients’ goals and risk tolerances.