Sebastian Castano is a financial advisor with John Hancock Personal Financial Services, LLC in Atlanta, GA. He holds Series 63, 65, and 66 licenses and has five years of industry experience. His prior roles include positions at Morgan Stanley and Primerica Financial Services. John Hancock Personal Financial Services serves a diverse client base including individuals, trusts, estates, non-profits, and businesses, offering financial planning and consultative services. The firm employs a technology-assisted model with a high client load per advisor and provides written financial plans using third-party software.

Scott Kelley is a financial advisor with John Hancock Personal Financial Services, LLC, holding a Series 66 designation and 22 years of industry experience. His prior work includes positions at Federated Hermes, Inc., Merrill, and OppenheimerFunds Distributor, Inc. He is based in Ridgefield, WA. John Hancock Personal Financial Services, LLC provides financial planning, consultative services, and an Emergency Savings program to a diverse client base that includes individual clients, trusts, estates, non-profits, and business entities. The firm employs a technology-assisted service model featuring third-party financial planning software and serves a high number of clients per advisor.

Blake Welch is a financial advisor at John Hancock Personal Financial Services, LLC in Phoenix, AZ, with 16 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining John Hancock in 2022, he worked at The Vanguard Group for 12 years and briefly at Infosys. John Hancock Personal Financial Services, LLC provides financial planning, consultative services, and an Emergency Savings program to a diverse client base including individuals, trusts, estates, non-profits, and business entities. The firm utilizes a technology-assisted advice model, delivering generally framed recommendations through third-party software, and serves a notably high client load per advisor.

Douglas Allen is a financial advisor with John Hancock Personal Financial Services, LLC, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. His prior work includes a 13-year tenure at Nationwide Investment Services Corporation before joining John Hancock in 2024. John Hancock Personal Financial Services, LLC offers financial planning and consultative services to a diverse client base, including individuals, trusts, estates, non-profits, and business entities. The firm utilizes a technology-assisted model with third-party software to deliver written financial plans, serving a high volume of clients per advisor.

Stephen Campagnone is a financial advisor with John Hancock Personal Financial Services, LLC in Boston, MA, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has worked within various John Hancock entities since 2016. Outside of his advisory role, he owns two golf-related e-commerce businesses, Lowcountry Golf Company and First Tee Coffee Company, and works part-time as a food delivery driver for DoorDash. John Hancock Personal Financial Services, LLC provides financial planning and consultative services to individual clients, trusts, estates, nonprofits, and business entities, utilizing technology-assisted models and third-party software to deliver scalable advice and planning.

Shelly Lairar is a financial advisor with John Hancock Personal Financial Services, LLC in Boston, MA, holding a Series 65 designation and two years of industry experience. Her prior experience includes roles at Manulife Wealth Inc., Echelon Partners USA Inc., and Echelon Wealth Partners Inc. She is also an owner of a residential apartment building in Arnprior, Ontario. John Hancock Personal Financial Services, LLC serves a diverse client base including individuals, trusts, estates, non-profits, and business entities, providing financial planning and consultative services supported by technology-driven, generally framed recommendations. The firm operates a scaled service model with a high client-to-advisor ratio and is affiliated with John Hancock and Manulife entities.

Allen Sawyer is a financial advisor with John Hancock Personal Financial Services, LLC, holding Series 63, 65, and 66 licenses and 18 years of industry experience. His prior roles include positions at Manulife John Hancock Brokerage Services, Citizens Securities, Santander Securities, and Global Portfolio Strategies. Sawyer also works as a retirement consultant providing educational services to participants in qualified retirement plans. John Hancock Personal Financial Services offers financial planning and consultative services to individuals, trusts, estates, non-profits, and business entities, utilizing a technology-assisted model that supports a high client load per advisor. The firm provides generally framed written recommendations on asset allocation, retirement, and estate planning, with implementation decisions made by clients.

Eberardo Mariscal is a financial advisor with John Hancock Personal Financial Services, LLC, holding a Series 66 credential and 19 years of industry experience. He has worked with Manulife Asset Management (US) LLC since 2012 and with John Hancock entities since 2009. Outside of his advisory role, he is a social media influencer on TikTok, where he advertises products and creates content related to music. John Hancock Personal Financial Services provides financial planning and consultative services to individuals, trusts, estates, non-profits, and business entities, covering both non-high-net-worth and high-net-worth clients. The firm utilizes third-party financial planning software to deliver generally framed recommendations, with implementation decisions made by clients, and operates an Emergency Savings program through Apex Clearing.

Joseph Luiz Jr. is a financial advisor with John Hancock Personal Financial Services, LLC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at John Hancock and its affiliates since 2019 and previously at Citizens Securities, Inc. from 2014 to 2019. John Hancock Personal Financial Services provides financial planning and consultative services to individuals, trusts, estates, non-profits, and business entities, serving both non-high-net-worth and high-net-worth clients. The firm uses third-party software to generate written financial plans, which advisors review and present, with implementation decisions left to clients.

Thomas Villalobos is a financial advisor with John Hancock Personal Financial Services, LLC, holding a Series 66 designation and less than one year of industry experience. His prior roles include positions at Equity Services Inc and National Life Group, as well as diverse experiences outside finance such as working at Bath & Body Works and involvement with educational institutions. John Hancock Personal Financial Services, LLC provides financial planning and consultative services to a wide range of clients, including individuals, trusts, estates, and business entities. The firm uses third-party software to generate written financial plans that advisors review and present, supporting a technology-assisted service model with a high client-to-advisor ratio.

Griffith Graham II is a financial advisor with John Hancock Personal Financial Services, LLC, holding Series 63 and Series 66 designations and 11 years of industry experience. His work history includes roles at John Hancock Distributors LLC, Wells Fargo Clearing, TD Ameritrade, and Scottrade. John Hancock Personal Financial Services provides financial planning and consultative services to a diverse client base, including individuals, trusts, estates, non-profits, and business entities. The firm uses technology-assisted tools to deliver generally framed financial plans and operates an Emergency Savings program, serving a high client load per advisor through a scaled service model.

Maria Wilczewski is a financial advisor with John Hancock Personal Financial Services, LLC, holding a Series 66 designation and 16 years of industry experience. She previously worked at Bank of America, N.A. for seven years before joining John Hancock and its affiliated entities in 2019. John Hancock Personal Financial Services, LLC provides financial planning, consultative services, and an Emergency Savings program to a diverse client base including individuals, trusts, estates, non-profits, and business entities. The firm uses third-party financial planning software to generate generally framed recommendations, with implementation decisions left to clients, and operates with a technology-assisted service model supporting a high client load per advisor.

David Richards is a financial advisor with John Hancock Personal Financial Services, LLC, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. His prior roles include positions at GIACT Systems, Charles Schwab, and Fidelity Brokerage Services. John Hancock Personal Financial Services provides financial planning and consultative services to a varied client base that includes individuals, trusts, estates, non-profits, and business entities. The firm uses a technology-assisted advice model delivering written financial plans and operates an Emergency Savings program without advisory fees.

Daniel Carlson is a financial advisor with John Hancock Personal Financial Services, LLC, holding a Series 66 license and bringing 24 years of industry experience. He has worked at John Hancock Distributors LLC since 2018 and previously spent two years at Sii. John Hancock Personal Financial Services provides financial planning and consultative services to a diverse client base, including individuals, trusts, estates, non-profits, and business entities. The firm uses technology-driven models and third-party software to deliver generally framed written recommendations, supporting both non-high-net-worth and high-net-worth clients.

Christina Frattura is a financial advisor with John Hancock Personal Financial Services, LLC, holding a Series 66 designation and 18 years of industry experience. She has worked with Manulife Asset Management (US) LLC and John Hancock entities since 2011. Outside of her advisory role, she is also employed as a travel agent specializing in Disney World vacations. John Hancock Personal Financial Services, LLC provides financial planning and consultative services to individual clients, trusts, estates, non-profits, and business entities. The firm uses third-party financial planning software to deliver written recommendations, with implementation decisions made by clients.

Ryan Strack is a financial advisor with John Hancock Personal Financial Services, LLC in Boston, MA, holding Series 63 and Series 65 designations and having 12 years of industry experience. He has worked with John Hancock-affiliated entities since 2009, including John Hancock Funds LLC and Manulife John Hancock Brokerage Services. In addition to his advisory role, Strack serves as a retirement consultant providing educational information to participants in qualified retirement plans through an affiliated entity. John Hancock Personal Financial Services, LLC provides financial planning and consultative services to individual clients, trusts, estates, non-profits, and business entities, utilizing a technology-assisted model with high client loads per advisor. Their advice includes written plans on asset allocation, retirement, and estate planning, with implementation decisions left to clients.

Jeffrey Fernandes is a financial advisor with John Hancock Personal Financial Services, LLC in Boston, MA, holding Series 63 and Series 65 licenses and having 16 years of industry experience. He has previously worked with John Hancock Distributors LLC, Signator Investors, Inc., and New York Life Investment Management LLC. Outside of finance, he is a managing member and partner of Lorie-Lyn Photography, a family portrait photography business. John Hancock Personal Financial Services, LLC provides financial planning and consultative services to a diverse client base including individuals, trusts, estates, non-profits, and businesses. The firm employs a technology-assisted advice model offering written, generally framed financial recommendations, with a focus on scalable service delivery.

Hayden Bloom is a financial advisor with John Hancock Personal Financial Services, LLC, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His career includes roles across multiple John Hancock and affiliated entities since 2015. In addition to his advisory work, he serves as a retirement consultant providing educational information to participants in qualified retirement plans. John Hancock Personal Financial Services, LLC delivers financial planning and consultative services to a diverse client base, including individuals, trusts, estates, non-profits, and businesses. The firm utilizes a technology-assisted model with written planning recommendations to support client decision-making.

John Hansen is a financial advisor with John Hancock Personal Financial Services, LLC in Nashville, TN. He holds the Series 66 designation and has 15 years of industry experience. Hansen has been affiliated with Manulife Asset Management (US) LLC, John Hancock Distributors LLC, and John Hancock since 2012. John Hancock Personal Financial Services, LLC provides financial planning, consultative services, and an Emergency Savings program to a diverse client base including individuals, trusts, estates, non-profits, and business entities. The firm uses a technology-assisted model that delivers generally framed written recommendations, with implementation at the client’s discretion.

Kaitlyn Mcdonough is a financial advisor at John Hancock Personal Financial Services, LLC with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Manulife John Hancock Brokerage Services LLC since 2024. Outside her advisory role, Mcdonough provides retirement plan education as a consultant for John Hancock Retirement Plan Services, LLC. John Hancock Personal Financial Services offers financial planning and consultative services to individuals, trusts, estates, nonprofits, and businesses, utilizing a technology-assisted model with written, generally framed recommendations that clients implement at their discretion.