Erik Halvorssen Villegas is a financial advisor at Klosters Capital with 18 years of industry experience. He holds Series 63 and Series 65 designations and has worked at multiple firms including Harbor Ithaka WM, Cgis Advisors, and Banc of America Investment Services. Outside of his advisory role, he serves as Chairman of the Board for United Dental Corporation, a dental practice platform. Klosters Capital is an SEC-registered investment adviser managing portfolios for individual and institutional clients through discretionary and non-discretionary services. The firm employs an open-architecture investment process that integrates multiple analytical approaches and uses artificial intelligence tools to support research and due diligence.

Nuria Bonaechea is a financial advisor at Klosters Capital with Series 65 credentials and ten years of experience. She has been with Klosters Capital since 2016 and previously worked at Great Properties from 2012 to 2016. Klosters Capital is an SEC-registered investment adviser serving a limited roster of individual and institutional clients with customized portfolio management, family wealth consulting, private equity advisory, and other services. The firm uses an open-architecture investment process incorporating technical and fundamental analysis and employs artificial intelligence tools under a documented governance policy.

Javier Rodriguez Ambles is a financial advisor at Klosters Capital with 10 years of industry experience and holds a Series 65 designation. He has worked at Klosters Capital since 2016 and previously at Ceres Global Advisory Inc. and Andbanc Advisory LLC. He serves as President of the Board of Directors of Klosters Capital Espana EAF SA, a firm providing financial advisory services to Spanish businesses and individuals. Klosters Capital is an SEC-registered investment adviser managing portfolios for individual and institutional clients through discretionary and non-discretionary services. The firm employs an open-architecture investment approach, utilizing various analytical methods and artificial intelligence tools, and serves a concentrated client base with a significant non-U.S. presence.

Raul Zubillaga is a CFA® charterholder with nine years of industry experience. He is currently with Klosters Capital, where he has worked since 2020. His prior experience includes roles at Banco Santander International and Truist Investment Services. Klosters Capital is an SEC-registered investment adviser serving both individual and institutional clients with discretionary and non-discretionary portfolio management, family wealth consulting, private equity advisory, and sub-advisory services. The firm uses an open-architecture investment approach incorporating fundamental, technical, and macro analysis, and applies artificial intelligence tools under a governance policy to support investment decisions.