Michael Fontenot is a financial advisor at Kovack Advisors, Inc. with 19 years of industry experience. He holds a Series 66 designation and has been with Kovack Advisors and Kovack Securities since 2009. Outside of advisory work, he serves on the boards for LSUE Community College Foundation and John Paul the Great Academy, and also officiates high school basketball games. Kovack Advisors, Inc. is a multi-team registered investment adviser serving a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities. The firm employs an Envestnet-supported workflow utilizing internal and third-party managers to construct and monitor client portfolios across multiple custodians and execution venues.

Alejandro Osuna is a financial advisor at Kovack Advisors, Inc. He holds a Series 66 designation and has been in the industry since 2025. His prior experience includes roles at Northwestern Mutual Investment Services LLC, Michael Calamaro, Bradesco Bank, and International Finance Bank. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, including high-net-worth clients, as well as pension plans, charitable organizations, banks, and government entities, providing portfolio management, financial planning, and sub-advisory services through both internally developed models and third-party managers.

Frank Brill is a financial advisor at Kovack Advisors, Inc. with 16 years of industry experience. He holds the Series 66 designation and has worked previously at Cantella & CO., Inc. and Wells Fargo Clearing. In addition to his advisory role, Brill serves as a fiduciary for multiple family trusts and a family estate. Kovack Advisors, Inc. is a multi-team registered investment adviser with around 260 advisors managing over $6 billion in client assets. The firm serves individuals, pension plans, charitable organizations, banks, and government entities, employing a risk-based approach using both internally created models and third-party managers supported by an Envestnet workflow.

Daniel Morris Jr. is a financial advisor at Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding Series 63 and Series 66 licenses with 13 years of industry experience. His prior work includes roles at VOYA Financial Advisors and Cetera Advisor Networks. Outside of his advisory career, he serves as a pastor at Cross Creek Baptist Church. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors managing over $6 billion in client assets. The firm serves individuals, including high-net-worth clients, pension plans, charitable organizations, and government entities, employing a risk-tolerance–based investment process supported by Envestnet and a combination of in-house and third-party management solutions.

Raymond Arias is a financial advisor at Kovack Advisors, Inc. with 24 years of industry experience. He has held roles at Kovack Advisors and Kovack Securities since 2012, and previously worked at Brookstone Securities, Invest Financial Corporation, and Transamerica Financial Advisors. Outside of his advisory work, Arias is involved in educational presentations on health, financial, and technology topics at community venues, and serves as a minister officiating marriage ceremonies. Kovack Advisors, Inc. is a multi-team registered investment adviser managing over $6 billion in client assets for individuals, including high-net-worth clients, pension plans, charitable organizations, banks, and government entities. The firm employs a structured investment process supported by Envestnet and offers a range of portfolio management and advisory services through both in-house models and third-party managers.

Bree Simmons is a financial advisor at Kovack Advisors, Inc. with nine years of industry experience. She holds a Series 66 designation and has worked at Kovack Advisors and Kovack Securities since 2022, following prior roles at Securities America Advisors and Investacorp Inc. Simmons also operates Simmons Financial, her own financial services business in Gray, ME. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities, using a combination of internally developed and third-party investment models.

John Freund is a financial advisor with Kovack Advisors, Inc. in Naples, FL, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. His prior roles include positions at Moors & Cabot, Inc., Morgan Stanley, and Citigroup Global Markets. Freund also owns a non-investment business unrelated to finance. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, banks, and government entities, using a risk-tolerance-driven investment process supported by both internally created models and third-party managers.

Keith Fosler is a financial advisor at Kovack Advisors, Inc. in Portland, ME, with 36 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Kovack Advisors since 2014, following prior roles at Cantella & Co., Inc. and Wells Fargo Clearing. Kovack Advisors, Inc. is a multi-team registered investment adviser with roughly 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and municipal entities, utilizing a combination of internally created models and third-party managers to manage portfolios across multiple custodians and execution venues.

Pak Tung Le is a financial advisor with Kovack Advisors, Inc., holding a Series 66 designation and 22 years of industry experience. He previously worked at The Investment Center Inc and National Planning Corporation, among other firms. Le owns a financial planning and advisory business under the name FINANCIALWIZDOM. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and municipal clients, offering portfolio management, financial planning, and access to sub-advisory programs through a combination of internally created and third-party models.

David Waltz is a CFP® with 40 years of industry experience, currently serving at Kovack Advisors, Inc. since 2019. He has a longstanding background at Securities America Advisors, Inc., where he has worked since 2000, and also operates D.A. Waltz and Associates, a firm established in 1982. Outside of his advisory roles, he acts as co-trustee of his father’s trust. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and government entities, employing an investment approach that combines internally created models and third-party managers to provide discretionary and non-discretionary portfolio management.

Darwin Dees is a financial advisor at Kovack Advisors, Inc. with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including Cape Securities, Inc. and GWN Securities, Inc. In addition to his advisory role, he is involved in wealth management and retirement services through his own business activities in Tifton, Georgia. Kovack Advisors, Inc. is a multi-team registered investment adviser with about 260 advisors and over $6 billion in client assets. The firm serves individuals, pension plans, charitable organizations, banks, and government clients using an Envestnet-supported workflow that combines internally created models with third-party managers.

Gregory Heinrich is a financial advisor at Kovack Advisors, Inc. in Fort Lauderdale, FL, holding a Series 66 designation with 21 years of industry experience. He has been with Kovack Advisors and its affiliated entity Kovack Securities since 2010. Prior to that, he worked at Summit Financial Group Inc and American Securities Group, Inc. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities, utilizing a combination of internally created models and third-party managers integrated through an Envestnet-supported workflow.

Todd Cooke is a financial advisor at Kovack Advisors, Inc. with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Kovack Advisors and Kovack Securities since 2004. Prior to that, he spent nearly three decades at Albemarle Corporation. He is also president of Cornerstone Investment Services, LLC, an investment advisory firm. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base, including individuals, pension plans, charitable organizations, banks, and government entities, using a combination of internally created and third-party investment models supported by an Envestnet workflow.

Garth Ivey is a financial advisor at Kovack Advisors, Inc. with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at firms including Securities America Advisors, Investacorp, and Cetera Wealth Services. In addition to his advisory work, Ivey owns and manages several investment-related businesses, including a financial services LLC and advisory activities focused on client real estate portfolio management. Kovack Advisors, Inc. is a multi-team registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, banks, and governmental clients. The firm uses a risk-tolerance based approach supported by Envestnet technology and combines internally created models with third-party managers to manage portfolios across multiple custodians and execution venues.

Danny Young is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at Cetera Advisor Networks and VOYA Financial Advisors. Outside of his advisory work, he owns and operates several businesses related to fixed insurance and federal employee retirement training. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, banks, and government entities, offering portfolio management, financial planning, and sub-advisory services using both internally developed models and third-party managers.

Stanley Keyes is a financial advisor at Kovack Advisors, Inc. with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Kovack Securities, Inc. and Kovack Advisors, Inc. since 2009, following prior roles at FSC Securities Corporation and Pan-American Investment Advisers, Inc. Outside of his advisory work, he engages in tax preparation and brokerage through his own firm, Keyes Financial Services, and is active as a lay missionary delivering speaking engagements. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, banks, and government entities, offering portfolio management, financial planning, and access to sub-advisory programs through Envestnet-supported workflows and a combination of internally created and third-party investment models.

Derek Middleton is a financial advisor with Kovack Advisors, Inc. in Buchanan, MI, holding a Series 63 designation and bringing 33 years of industry experience. He has worked with Kovack Advisors and Kovack Securities since 2011, following prior roles at VOYA Financial Advisors and Ameriprise. Middleton operates a DBA, Middleton Financial, through which he provides financial planning and investment advice. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities, employing a structured investment approach supported by Envestnet and a combination of internal and third-party management solutions.

Andres Pimentel is a CFP®-certified financial advisor with 19 years of industry experience, currently affiliated with Kovack Advisors, Inc. He has worked at Kovack since 2020 and previously held positions at Citigroup and SunTrust. Outside of his advisory work, he serves as CFO of The Malachi 2:14 Alliance Project, a nonprofit organization that assists Christian couples with marital counseling expenses. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and governmental clients, offering portfolio management, financial planning, and access to sub-advisory programs using a combination of internally created models and third-party managers.

Laurel Miller is a financial advisor with Kovack Advisors, Inc. based in Ft. Lauderdale, FL, holding a Series 66 designation and 10 years of industry experience. She previously worked at Kovack Securities, Inc. from 2013 to 2017 and has been with Oak Tree Group since 2017. Outside of her advisory role, she serves as a soccer referee in Atlanta, GA. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors managing over $6 billion in client assets. The firm serves individuals, institutions, and government clients using both internally developed models and third-party managers, implementing portfolios through an Envestnet-supported workflow that includes ongoing monitoring and rebalancing.

Eduard Van Raay is a financial advisor at Kovack Advisors, Inc. with 23 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Kovack Advisors since 2011, following a brief tenure at Raymond James Financial. Outside of advisory work, he is involved in financial education counseling and delivers financial education lectures at community venues. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse clientele including individuals, pension plans, charitable organizations, and governmental entities, employing a risk-driven investment process supported by Envestnet and utilizing both internal models and third-party managers.