Grace Lopez Williams is a financial advisor at Kovack Advisors, Inc. with 12 years of industry experience. She holds the PFS™ designation and Series 63 license. Her prior roles include positions at Avantax Advisory Services and OneAmerica Securities. Williams is also CEO of GW Group Financial Services LLC and Grace M. Williams CPA PC, and serves on the boards of Trabajo Legal USA LLC and Ace Loans. Kovack Advisors, Inc. is a multi-team registered investment adviser with around 260 advisors and over $6 billion in client assets. The firm serves individuals, pension plans, charitable organizations, banks, and government clients, offering portfolio management, financial planning, and access to sub-advisory and independent advisor programs.

Richard Ziemianski is a financial advisor at Kovack Advisors, Inc. with 24 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2006, following three years at Wrp Investments, Inc. He holds a Series 66 designation. Outside of advisory work, Ziemianski is the managing partner of Integrity Insurance and Financial Services, where he spends part of his time on health and life insurance. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, banks, and government entities, utilizing a combination of internally created models and third-party management within an Envestnet-supported workflow.

Sandra Mckoy is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding Series 63 and Series 66 licenses and 28 years of industry experience. Her prior roles include positions at CITIGROUP and SunTrust Advisory Services. Outside of advisory work, she spends a portion of her time as a financial advisor for fixed life insurance and as a notary. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension plans, charitable organizations, banks, and government clients using a blend of internally created models and third-party managers, with ongoing portfolio monitoring and rebalancing through an Envestnet-supported workflow.

Michael Newton is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked with RK Advisors, Inc. and Kovack Securities, Inc. for over two decades. Outside of advisory roles, he owns and oversees Surfskate Industries, LLC, a manufacturer and retailer of skateboards, and serves on the board of Gate CFV Solutions, Inc., a manufacturer of flow control valves. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and governmental clients, providing portfolio management and financial planning through a combination of internally developed models and third-party managers.

Mike Antashyan is a financial advisor at Kovack Advisors, Inc. with seven years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones and Matheson Tri-Gas Inc. Antashyan also owns Antashyan Wealth Management, a financial services business based in Upland, CA. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities, providing portfolio management, financial planning, and advisory services using both proprietary and third-party investment models.

Hung Sam is a financial advisor with Kovack Advisors, Inc. in Orange, CA, holding a Series 66 designation and 13 years of industry experience. His work history includes roles at Kovack Securities, Wells Fargo Clearing, Wells Fargo Advisors, and Merrill. Outside of his advisory role, he serves as president of Capital Gains Financial Services and Capital Gains Tax Advisory, which provides tax preparation and accounting services. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors managing over $6 billion in client assets. The firm serves a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, banks, and government entities, employing a risk-tolerance-driven investment approach that uses both internally created models and third-party managers.

Jordan Gates is a financial advisor at Kovack Advisors, Inc. with 38 years of industry experience. He holds the CFP® and ChFC® designations and has worked at several firms, including Independent Financial Group and Veravest Investment Advisors, Inc. Gates is also involved in a financial planning and wealth management business under the name Fusion Tax and Wealth Management. Kovack Advisors, Inc. is a multi-team registered investment adviser serving individuals, institutional clients, and municipal entities, managing over $6 billion in client assets. The firm uses an Envestnet-supported process with both internal models and third-party managers to construct and monitor client portfolios.

Andre Wyss is a financial advisor at Kovack Advisors, Inc. based in Ft. Lauderdale, FL, holding Series 63 and Series 66 licenses with four years of industry experience. His prior work includes roles at Fidelity Investments and Julius Baer. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors managing over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and government clients, providing portfolio management, financial planning, and sub-advisory services using both internally created models and third-party managers.

Barbara Ralston is a financial advisor with Kovack Advisors, Inc. in Santa Barbara, CA, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. She has been with Kovack Securities, Inc. and Kovack Advisors, Inc. since 2016, and is also involved with TKG Financial, LLC. Outside of her advisory work, she serves as president of the Santa Barbara 500 Club, a women's bowling club, and is a partner in a business selling custom pet IDs and ornaments online. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, banks, and government entities, utilizing a risk-based, model-driven investment approach supported by Envestnet technology.

Rodger Kamuf Jr. is a financial advisor with Kovack Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Kovack Advisors since 2006 and Kovack Securities since 2001. Outside of his advisory role, he is involved in health insurance and employee benefits businesses and participates in marketing and technology efforts for a health coaching company. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse clientele including individuals, pension plans, charitable organizations, banks, and government entities, employing a risk-based, model-supported investment approach across multiple custodians and execution venues.

Humphrey Thomas is a financial advisor at Kovack Advisors, Inc. with 21 years of industry experience. He holds Series 63 and Series 66 registrations and has worked at Kovack Advisors and Kovack Securities since 2012, following five years at Edward Jones. Outside of his advisory role, he is a partner managing a divorce planning firm and participates in local civil service through the North Brownsville Rotary. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, and government entities, offering portfolio management, financial planning, and access to sub-advisory programs through a model-based and advisor-managed approach supported by Envestnet.

Louise Schatke is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding a Series 63 license and over 32 years of industry experience. She has worked at Kovack Advisors since 2014, and previously at Resource Horizons Investment Advisory and Financial Consultants Group. Outside of her advisory role, she owns LCS Financial Group, a financial consulting business. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets, serving individuals, pension plans, charitable organizations, banks, and government clients. The firm uses an Envestnet-supported workflow to construct and manage portfolios through a combination of internal models and third-party managers.

Anthony Romero is a financial advisor with Kovack Advisors, Inc. in Tavernier, Florida, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at Kovack Securities, Inc. since 2007 and previously at LPL Financial and Asset & Financial Planning, Ltd. Romero serves as president and CEO of Romero Investment Advisors, LLC, dedicating a portion of his time to this separate investment-related business. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, banks, and government entities, using a model-supported investment approach combined with advisor-managed solutions across multiple custodians and execution venues.

Brittany Schneider Keller is a financial advisor at Kovack Advisors, Inc. with five years of industry experience. She holds the Series 66 designation and has worked at Kovack Advisors and Kovack Securities since 2021. Keller serves on the board of directors for the Make-A-Wish Foundation in Evansville, Indiana. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension plans, charitable organizations, banks, and municipal clients, employing a risk-tolerance–based investment approach using both internally created and third-party models across multiple custodians.

David Kees Sr. is a financial advisor with Kovack Advisors, Inc. He holds Series 63 and Series 65 credentials and has 35 years of industry experience. His prior work includes roles at Sagepoint Financial, Inc., OSAIC, and Sunamerica Securities, Inc. Outside of his advisory work, he operates Kees Financial Services, where he sells fixed insurance products and provides employee benefits services. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and government clients, employing both internal and third-party managers to construct and monitor client portfolios.

Martin Limbaugh is a financial advisor with Kovack Advisors, Inc. in Houston, TX, holding a Series 66 designation and three years of industry experience. He has been involved with Kovack Securities since 2023 and operates his own related businesses, including Limbaugh Capital and Limbaugh Trading & T. Outside of advisory work, he manages Limbaugh Trading and Transport LLC. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets, serving a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities. The firm uses an Envestnet-supported investment process that incorporates risk tolerance assessments and employs both internal models and third-party managers to construct and manage client portfolios.

Benjamin Weinstock is a financial advisor at Kovack Advisors, Inc. He holds a Series 66 registration and has 12 years of industry experience. He has been with Kovack Securities, Inc. since 2015. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, banks, and government entities, employing a range of portfolio management and advisory services supported by an Envestnet workflow and a combination of proprietary and third-party investment models.

Charles Rothermel III is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding a Series 63 designation and 57 years of industry experience. His prior work history includes roles at Royal Alliance Associates, INC., SII John Hancock, The Strategic Financial Alliance, Inc., and Retirement Plan Advisors, LLC. Outside of his advisory role, he dedicates time as a representative involved in insurance sales with several insurance marketing organizations. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse clientele including individuals, pension plans, charitable organizations, banks, and government entities, utilizing a combination of internally created models and third-party managers to manage portfolios through an Envestnet-supported workflow.

Nicola Di Paolo is a CFP® professional with 24 years of industry experience, currently serving at Kovack Advisors, Inc. Since 2020, he has held roles at Kovack Advisors, LLC and Kovack Securities, LLC. His prior experience includes positions at Vanderbilt Securities, Cambridge Investment Research, and LPL Financial. Outside of his advisory work, he is president of DiPaolo Wealth Management LLC, an independent insurance agency. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, banks, and government entities, employing both internally created and third-party investment models supported by an Envestnet workflow.

Jeffrey Russell is a financial advisor with Kovack Advisors, Inc. in Brentwood, TN, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior career includes roles at Morgan Stanley Smith Barney and the Morgan Stanley Private Bank from 2010 to 2021, as well as Merrill from 1997 to 2010. Kovack Advisors is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities, offering portfolio management, financial planning, and access to sub-advisory programs using a combination of internally developed models and third-party managers.