Kevin Reller is a financial advisor at Kovack Advisors, Inc. with 22 years of industry experience. He holds a Series 66 designation and has worked at Kovack Advisors since 2011, following roles at Raymond James Financial and Banc of America Investment Services. Outside of his advisory work, he is a partner in a local washing services business. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and government clients, using a combination of internally created models and third-party managers to manage portfolios across multiple custodians.

Melinda Meacham is a financial advisor with Kovack Advisors, Inc. in Topeka, KS, holding a Series 66 designation and 26 years of industry experience. Her prior experience includes roles at Stifel and UBS Financial Services. She also engages in fixed insurance sales as a secondary business activity. Kovack Advisors, Inc. is a multi-team registered investment adviser with around 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, banks, and governmental entities, employing a combination of internally created models and third-party managers to manage portfolios.

Warren Marmorstein is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding a Series 66 designation and 24 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2012 and has operated his own firms, including Warren A. Marmorstein and WAM INC., since the mid-1990s. Outside of his advisory roles, he is president of several entities providing fixed insurance, income tax, trust services, and elder care planning, and he is a certified public accountant. Kovack Advisors, Inc. is a multi-team registered investment adviser with roughly 260 advisors and over $6 billion in client assets, serving individuals, pension and profit-sharing plans, charitable organizations, banks, and government clients. The firm employs a structured investment approach supported by Envestnet technology, utilizing both internal and third-party portfolio models, and offers both model-based and advisor-managed solutions across multiple custodians.

William Gordon is a CFP® with 34 years of industry experience, currently serving as an advisor at Kovack Advisors, Inc. since 2019. He has previously worked at Capital Financial Services Inc. and Retirement Wealth Resources, Inc., where he has retained affiliations for over two decades. Outside of advisory services, he is president of several related entities involved in fixed insurance sales, tax preparation, and also manages a condominium association. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities, utilizing a combination of internally developed models and third-party managers to implement and monitor client portfolios.

Justin Savich is a financial advisor at Kovack Advisors, Inc. with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Transamerica Financial Advisors, Inc., Securities America Inc., and Legacy Advisors Wealth Management. Outside of his advisory role, he is president of Life Success Group, LLC, a personal development and motivational speaking business. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, banks, and government entities, using a model-driven approach supported by Envestnet and incorporating both internal and third-party managers.

John Miller is a financial advisor at Kovack Advisors, Inc. with 43 years of industry experience. He has been with Kovack Advisors since 2006 and previously worked at Raymond James Financial Services, Inc. from 2004 to 2005. Miller serves as chair of the Endowments Committee at First Presbyterian Church in Marietta, OH. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and government clients, employing a combination of internally developed models and third-party managers to manage client portfolios.

Bryan Dowell is a financial advisor with Kovack Advisors, Inc. holding Series 63 and Series 66 licenses and has 31 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2014 and has operated his own financial services business preparing tax returns since 2002. Outside of his advisory role, he is involved in fixed insurance sales, firearms sales and transfers, and serves as a director of the Calvert Farmland Trust. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities, and uses a structured investment process supported by Envestnet that incorporates both internal models and third-party managers.

Jeffrey Young is a financial advisor at Kovack Advisors, Inc. in Denver, CO, with 27 years of industry experience. He has held positions at multiple firms, including LPL Financial and Walnut Street Securities, and has been with Kovack Advisors since 2012. Young holds a Series 63 designation. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities, offering portfolio management, financial planning, and sub-advisory services through a model-supported, multi-custodian approach.

Jeffrey Foreman is a financial advisor with Kovack Advisors, Inc. in Augusta, GA, holding Series 63 and Series 65 licenses and 19 years of industry experience. He is also the owner of Foreman and Milks, CPA's, P.C., where he provides tax preparation, business accounting, and consulting services. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension plans, charitable organizations, banks, and government clients, utilizing a risk-tolerance based approach that incorporates both internal models and third-party managers.

Marc Janca is a CFP®-certified financial advisor with 16 years of industry experience. He is currently with Kovack Advisors, Inc. and has previously worked at firms including AE Financial Services, PNC Investments, and J.P. Morgan Securities. Janca serves as a board member of the Roman James Foundation, which raises funds to cover funeral costs for infant burials. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets, serving individuals, pension and profit-sharing plans, charitable organizations, banks, and government clients. The firm employs a structured investment process supported by Envestnet, utilizing internal models and third-party managers to manage diversified portfolios across multiple custodians.

Benedict Mitchell Jr. is a financial advisor with Kovack Advisors, Inc. in Newberry, FL, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2009. Outside of his advisory role, he is president of an S-corporation involved in group benefit and ancillary product sales, including group health and life insurance. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, banks, and governmental entities, employing a combination of internally developed models and third-party managers to construct and manage portfolios.

Cheryl Mc Guire is a financial advisor with Kovack Advisors, Inc. in Marietta, GA, holding a Series 66 designation and 19 years of industry experience. She has been with Kovack Advisors since 2015 and has prior experience at several firms including Securities America Advisors and Osaic FS. Outside her advisory role, she is involved in related financial services activities through The Oak Tree Group and Alliance Wealth Advisors. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a broad client base including individuals, pension plans, charitable organizations, and municipal clients, offering portfolio management, financial planning, and sub-advisory services using a combination of internal models and third-party managers.

Brian Elsey is a financial advisor at Kovack Advisors, Inc. in Phoenix, Arizona, with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Kovack Advisors since 2015, following prior roles at Resource Horizons Investment Advisory and 1st Global Advisors. Outside of advising, he is associated with Horses Help LLC, a nonprofit riding center in Phoenix. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension plans, charitable organizations, banks, and government clients, providing a range of advisory services and using both internal models and third-party managers to construct and monitor client portfolios.

Sommer O'Neil is a financial advisor at Kovack Advisors, Inc. with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Kovack Advisors and Kovack Securities since 2016. Outside of her advisory role, she co-owns a cow-calf operation and serves as a notary public. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, banks, and government entities, offering portfolio management, financial planning, and access to third-party managers through a technology-supported investment process.

Kenneth Yermak is a financial advisor at Kovack Advisors, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Kovack Advisors since 2011, following prior roles at Charles Schwab and Ameriprise. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and government clients, employing a portfolio management approach supported by Envestnet and offering both model-based and advisor-managed solutions across multiple custodians.

Patrick Robertson is a financial advisor at Kovack Advisors, Inc. with nine years of industry experience. He holds Series 63 and Series 66 licenses and has held positions at several firms including MML Investors Services, MassMutual Life Insurance Company, Pruco Securities, Prudential Insurance Company of America, and New York Life Insurance Company. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and government clients, employing a risk-based investment process supported by both proprietary models and third-party managers.

Durema Bacchus is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Kovack Advisors, Inc. She has previously worked with Kovack Securities, Inc. and Summit Financial Services, Inc. Bacchus is also the organizer of Summit Financial Planning LLC. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable organizations, banks, and government entities, utilizing both internally developed models and third-party managers to construct and manage client portfolios.

Andrew Greep is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding Series 63 and Series 65 licenses and having 27 years of industry experience. His prior experience includes roles at Ronald Blue & Co., Morgan Stanley, Merrill, and Citigroup Global Markets. He is also an overseer at Bible Church at Bethel Ranch in Texas. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and government clients, employing both internally created models and third-party managers to manage portfolios through an Envestnet-supported workflow.

Kirk Stauffer is a financial advisor with Kovack Advisors, Inc. in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior work includes tenures at Morgan Stanley & Co. LLC and Morgan Stanley DW Inc. Outside of advisory, he owns and manages a local food magazine focused on the slow food movement and serves as president of the Stauffer Family Foundation, overseeing charitable operations. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension plans, charitable organizations, and governmental clients, employing a systematic investment process supported by Envestnet and utilizing both internal and third-party portfolio management solutions.

Carole Donohoo is a financial advisor at Kovack Advisors, Inc. with 43 years of industry experience. She holds a Series 63 designation and has worked at firms including Regulus, LLC and Regal Investment Advisors, LLC. Outside of her advisory role, she owns a business involved in income tax preparation, publishing, and authoring books. Kovack Advisors, Inc. is a multi-team registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, banks, and state and municipal clients. The firm uses an Envestnet-supported workflow and combines internally created models with third-party managers to manage accounts across multiple custodians and execution venues.